Personal loans in Clearmont, WY

Clearmont is a small community of about 123 residents, and a personal loan taken out here is governed by Wyoming statute. By population, Clearmont sits at 88th in Wyoming, with an estimated 123 residents. A 2020-to-2023 comparison shows Clearmont up by about 7.0%. Work out your debt-to-income ratio first; lenders weigh it heavily, and Clearmont's 123 residents are no exception. Borrowers who want a bigger city can look to Buffalo, WY about 27 miles away.

Where Clearmont stands

Read the local figures below as context; read the sourced Wyoming table as the rulebook a lender here must follow.

• Population: a Census-estimated 123, 88th among Wyoming's 99 places (Vintage 2023).
• Population trend: Higher by roughly 7.0% since the 2020 count.
• Change in people: the 2020-to-2023 comparison is a gain of about 8 residents.
• Size percentile: about 11% of Wyoming communities are smaller than Clearmont (123 residents).
• Land and density: 0.2 square miles of land carry roughly 737 residents per square mile.
• By land area: Clearmont ranks 95th among Wyoming's 99 places, at 0.2 sq mi.
• Share of state population: Clearmont's 123 residents are about 0.0% of Wyoming.
• National rank: Clearmont sits 17,721st by population among the 19,457 places in this dataset.
• Growth rank: Clearmont's 2020-to-2023 change ranks 12th of 99 places in Wyoming.
• Versus Wyoming: the state average change is +1.7%, while Clearmont moved 7.0%.
• Density rank: Clearmont is the 48th most densely settled place in Wyoming.
• Density in context: Clearmont's 737 people per square mile sit against a Wyoming median of 699.
• Location: 44.6399 / -106.3813, per the US Census Bureau Gazetteer.
• Nearest larger cities: Buffalo (27 mi); Sheridan (31 mi); Ranchester (43 mi); Dayton (46 mi); Gillette (50 mi). Lenders licensed in the state serve Clearmont whether or not they keep a local branch.
• Nearest smaller towns: Manderson (82 mi); Kirby (106 mi) — useful context for the surrounding area.
• Within a 50-mile radius: 0 smaller Census places.
• Larger places within 100 miles: 22.

Lender access in Clearmont

Clearmont is moderately settled, with about 737 people per square mile and 4 larger places within 50 miles. Distance to a branch rarely matters for Clearmont's 123 residents: the application is online and the price follows your credit file. For a larger market, the closest option is Buffalo, WY about 27 miles away.

How a Clearmont personal loan is priced

Clearmont is a small community of about 123 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Two numbers drive a Clearmont loan: the APR, which includes fees, and the term, which decides how long you keep paying. A longer term lowers the monthly payment on a Clearmont loan but raises total interest, so the smallest payment is not the cheapest loan.

Steps to take before a Clearmont loan

For Clearmont's roughly 123 residents, these are the steps that most influence the offer:

1. Get your credit reports, dispute what is wrong, and only then start shopping.
2. Price the payment first with our personal loan calculator before any lender quotes you.
3. Get several pre-qualifications and compare APR side by side before choosing.
4. Make sure the lender appears in the Wyoming regulator's licence list.
5. Read the disclosure for an origination fee and any prepayment penalty before signing.
6. Make sure the new payment leaves room in a budget you already keep.
7. Pick the shortest term whose payment you can comfortably afford.

None of these steps is Clearmont-specific: the same Wyoming licensing and disclosure rules reach all 123 residents.

Land, water and location for Clearmont

Clearmont covers about 0.2 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. That land carries about 737 people per square mile. The state's population centre of gravity, Cheyenne, is roughly 256 miles away. Counting outward 50 miles, 4 larger communities surround Clearmont. Within the same 50 miles lie 0 smaller Census places.

Wyoming rules behind a Clearmont personal loan

Read the table as a lender's compliance picture for Clearmont: the rule, the sourced figure, the publisher and the date.