Personal loans in Buffalo, WY

For the 4,621 people in Buffalo, Wyoming runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. The Census counts 4,621 people in Buffalo, the 18th-largest figure among Wyoming's 99 places. Compare APR, not the interest rate, because the APR folds in most fees on a Buffalo loan. Buffalo gained roughly 4.7% in population across the 2020-to-2023 comparison. The nearest larger metro is Sheridan, WY about 34 miles away.

Buffalo: population, trend and location

The figures below are Buffalo's own — Census population, land area and coordinates — followed by the Wyoming rules.

• Population: about 4,621, ranked 18th of 99 places in Wyoming (Census Vintage 2023 subcounty estimate).
• Population trend: Roughly 4.7% more residents than the 2020 Census counted.
• People gained or lost: about 206 more since the 2020 base.
• Size percentile: roughly 82% of Wyoming's places have fewer residents than Buffalo's 4,621.
• Density: the Census land area of 4.5 sq mi holds about 1,018 people per square mile.
• By land area: Buffalo ranks 17th among Wyoming's 99 places, at 4.5 sq mi.
• Share of state population: Buffalo's 4,621 residents are about 1.2% of Wyoming.
• National standing: Buffalo ranks 5,052nd of 19,457 US places.
• Growth rank: Buffalo's 2020-to-2023 change ranks 19th of 99 places in Wyoming.
• Versus Wyoming: the state average change is +1.7%, while Buffalo moved 4.7%.
• Density rank: Buffalo places 31st among Wyoming's places by people per square mile.
• Density vs Wyoming: Buffalo's 1,018 people per square mile compare with a state median of 699.
• Location: it lies at 44.3385, -106.7153 in the Census Gazetteer.
• Nearest larger cities: Sheridan (34 mi); Gillette (60 mi); Worland (66 mi); Powell (105 mi); Casper (105 mi). For most borrowers the comparison happens online, not at a branch.
• Nearest smaller towns: Clearmont (27 mi); Ten Sleep (42 mi); Kaycee (44 mi) — useful context for the surrounding area.
• Smaller neighbours: 5 places smaller than Buffalo sit within 50 miles.
• Within 100 miles: 3 places are larger than Buffalo.

Getting a loan in Buffalo

With about 1,018 residents per square mile, Buffalo is moderately settled, and 1 larger Census places sit within 50 miles. Distance to a branch rarely matters for Buffalo's 4,621 residents: the application is online and the price follows your credit file. For a larger market, the closest option is Sheridan, WY about 34 miles away.

Before you apply in Buffalo

These steps shape the offer you get in Buffalo, a place of about 4,621 people:

1. Pull your credit reports first and correct any error before a lender sees the file.
2. Model the payment on the calculator before a lender models it for you.
3. Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
4. Verify the lender's Wyoming licence with the regulator listed on this page.
5. Keep the amount to the expense; an approval is not a reason to take more.
6. Decide the purpose and how you will repay it before approaching any lender.
7. When debt already feels heavy, a nonprofit credit counsellor is worth a call first.

What differs between Buffalo and the rest of Wyoming is not the process but the borrower's own file, among the 4,621 people here.

How a Buffalo personal loan is priced

Most loans made to Buffalo's 4,621 residents are unsecured, so nothing is pledged and the lender relies on your credit history. A lender serving Buffalo's 4,621 residents must disclose the APR and finance charge in writing before you sign. Shortening the term on a Buffalo loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

Buffalo on the map

Inside Buffalo's boundaries lie about 4.5 square miles of land, with no significant water area recorded. Spread across it are roughly 1,018 residents per square mile. Cheyenne, the largest place in Wyoming, is about 242 miles from Buffalo. A 50-mile radius around Buffalo takes in 1 places that are larger. Within the same 50 miles lie 5 smaller Census places.

Wyoming rules behind a Buffalo personal loan

Read the table as a lender's compliance picture for Buffalo: the rule, the sourced figure, the publisher and the date.