Personal loans in Lodge Grass, MT
About 429 people live in Lodge Grass, placing it 84th of 127 Census places in Montana. Two households in Lodge Grass with comparable incomes can still be offered different rates; the city's 429 residents are not the reason.
A 2020-to-2023 comparison shows Lodge Grass down by about 2.3%. Judge Lodge Grass offers on total cost, not on how quickly the money arrives. Consumer lending that reaches Lodge Grass's 429 residents is governed by Montana statute; no city ordinance changes it. The nearest larger metro is Ranchester, WY about 30 miles away.
Lodge Grass by the numbers
The figures below are Lodge Grass's own — Census population, land area and coordinates — followed by the Montana rules.
- Population: an estimated 429 residents, 84th of 127 places in Montana (Census Vintage 2023 subcounty estimate).
- Population trend: A drop of about 2.3% from 2020 to 2023.
- Change in people: the 2020-to-2023 comparison is a loss of about 10 residents.
- Size percentile: roughly 34% of Montana's places have fewer residents than Lodge Grass's 429.
- Population density: about 1,663 people per square mile (Census land area 0.3 sq mi).
- Land area: Lodge Grass covers 0.3 square miles, the 117th-largest area among Montana's 127 places.
- State share: roughly 0.1% of Montana's residents live in Lodge Grass (429 people).
- Nationally: Lodge Grass is the 13,796th-largest of 19,457 Census places in the dataset.
- Growth rank: Lodge Grass's 2020-to-2023 change ranks 110th of 127 places in Montana.
- State comparison: Montana's places average +3.8% for 2020-to-2023, against Lodge Grass's 2.3%.
- Density rank: Lodge Grass places 34th among Montana's places by people per square mile.
- Density in context: Lodge Grass's 1,663 people per square mile sit against a Montana median of 1,071.
- Location: 45.3143, -107.3678 (US Census Bureau Gazetteer).
- Nearest larger cities: Ranchester (30 mi); Dayton (31 mi); Hardin (32 mi); Sheridan (41 mi); Colstrip (54 mi). Lenders licensed in the state serve Lodge Grass whether or not they keep a local branch.
- Nearest smaller towns: Frannie (65 mi); Deaver (67 mi); Clearmont (67 mi) — useful context for the surrounding area.
- Within a 50-mile radius: 0 smaller Census places.
- Larger places within 100 miles: 23.
Montana consumer-lending rules applied in Lodge Grass
Montana has no separate rate rule for Lodge Grass; the sourced rows below are what reach every lender that serves its 429 people.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Montana Division of Banking and Financial Institutions (BFID), Department of Administration Source says: "The Montana Division of Banking and Financial Institutions (Division) does all of its licensing through the Nationwide Multistate Licensing System (NMLS)." | Montana Department of Administration, Division of Banking and Financial Institutions as of 2026-09-16 |
| Payday lending status | Legal; deferred deposit lenders must be licensed; fee capped at 36% per annum Source says: "A licensee may not charge a fee for making or carrying each deferred deposit loan authorized by this part that exceeds 36% per annum" | Montana Legislative Services Division (Montana Code Annotated) as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer loan license required under the Montana Consumer Loan Act (32-5-101); licensing through NMLS Source says: "A consumer loan license is needed to engage in business as defined in the Montana Consumer Loan Act" | Montana Department of Administration, Division of Banking and Financial Institutions as of 2026-09-16 |
A practical checklist for Lodge Grass borrowers
Complete these steps first when you borrow in Lodge Grass (429 residents):
- Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
- Model the payment on the calculator before a lender models it for you.
- Line up several pre-qualified offers and let the APR decide.
- Look the lender up in the Montana regulator's licence records before you sign.
- Read the disclosure for an origination fee and any prepayment penalty before signing.
- Make sure the new payment leaves room in a budget you already keep.
- Weigh a shorter term's higher payment against the interest it saves.
In Lodge Grass as elsewhere in Montana, the written terms — not the advertisement — are what count for its 429 residents.
What is available to Lodge Grass borrowers
Lodge Grass is moderately settled, with about 1,663 people per square mile and 4 larger places within 50 miles. Whether Lodge Grass has a local branch or not, a Montana-licensed lender can serve its 429 people online on the same terms. The nearest bigger place is Ranchester, WY about 30 miles away.
Lodge Grass on the map
Lodge Grass's land area is roughly 0.3 square miles, and the Gazetteer records no significant water area within it. With 429 residents, the land area yields roughly 1,663 people per square mile. The largest place in Montana, Billings, lies about 66 miles away. Counting outward 50 miles, 4 larger communities surround Lodge Grass. Within the same 50 miles lie 0 smaller Census places.
How Lodge Grass compares across Montana
Among Montana's 127 places, Lodge Grass sits at 84th for population, a share of roughly 0.1% of the state. For population change between 2020 and 2023, Lodge Grass ranks 110th of 127 in Montana (about the 13th percentile). Its roughly 1,663 residents per square mile place it 34th among Montana's places. In land area, Lodge Grass ranks 117th among Montana's 127 places.
Common questions
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Nearby places
- Dayton, WY — population 827
- Ranchester, WY — population 1,168
- Hardin, MT — population 3,709
- Sheridan, WY — population 19,543
- Colstrip, MT — population 2,055
- Hysham, MT — population 278
- Greybull, WY — population 1,709
- Lovell, WY — population 2,350