Personal loans in Lodge Grass, MT

About 429 people live in Lodge Grass, placing it 84th of 127 Census places in Montana. Two households in Lodge Grass with comparable incomes can still be offered different rates; the city's 429 residents are not the reason.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

A 2020-to-2023 comparison shows Lodge Grass down by about 2.3%. Judge Lodge Grass offers on total cost, not on how quickly the money arrives. Consumer lending that reaches Lodge Grass's 429 residents is governed by Montana statute; no city ordinance changes it. The nearest larger metro is Ranchester, WY about 30 miles away.

Lodge Grass by the numbers

The figures below are Lodge Grass's own — Census population, land area and coordinates — followed by the Montana rules.

Montana consumer-lending rules applied in Lodge Grass

Montana has no separate rate rule for Lodge Grass; the sourced rows below are what reach every lender that serves its 429 people.

RuleDetailSource
State lending regulatorMontana Division of Banking and Financial Institutions (BFID), Department of Administration
Source says: "The Montana Division of Banking and Financial Institutions (Division) does all of its licensing through the Nationwide Multistate Licensing System (NMLS)."
Montana Department of Administration, Division of Banking and Financial Institutions
as of 2026-09-16
Payday lending statusLegal; deferred deposit lenders must be licensed; fee capped at 36% per annum
Source says: "A licensee may not charge a fee for making or carrying each deferred deposit loan authorized by this part that exceeds 36% per annum"
Montana Legislative Services Division (Montana Code Annotated)
as of 2026-09-16
Small-loan / installment lender licensingConsumer loan license required under the Montana Consumer Loan Act (32-5-101); licensing through NMLS
Source says: "A consumer loan license is needed to engage in business as defined in the Montana Consumer Loan Act"
Montana Department of Administration, Division of Banking and Financial Institutions
as of 2026-09-16

A practical checklist for Lodge Grass borrowers

Complete these steps first when you borrow in Lodge Grass (429 residents):

  1. Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
  2. Model the payment on the calculator before a lender models it for you.
  3. Line up several pre-qualified offers and let the APR decide.
  4. Look the lender up in the Montana regulator's licence records before you sign.
  5. Read the disclosure for an origination fee and any prepayment penalty before signing.
  6. Make sure the new payment leaves room in a budget you already keep.
  7. Weigh a shorter term's higher payment against the interest it saves.

In Lodge Grass as elsewhere in Montana, the written terms — not the advertisement — are what count for its 429 residents.

What is available to Lodge Grass borrowers

Lodge Grass is moderately settled, with about 1,663 people per square mile and 4 larger places within 50 miles. Whether Lodge Grass has a local branch or not, a Montana-licensed lender can serve its 429 people online on the same terms. The nearest bigger place is Ranchester, WY about 30 miles away.

Lodge Grass on the map

Lodge Grass's land area is roughly 0.3 square miles, and the Gazetteer records no significant water area within it. With 429 residents, the land area yields roughly 1,663 people per square mile. The largest place in Montana, Billings, lies about 66 miles away. Counting outward 50 miles, 4 larger communities surround Lodge Grass. Within the same 50 miles lie 0 smaller Census places.

How Lodge Grass compares across Montana

Among Montana's 127 places, Lodge Grass sits at 84th for population, a share of roughly 0.1% of the state. For population change between 2020 and 2023, Lodge Grass ranks 110th of 127 in Montana (about the 13th percentile). Its roughly 1,663 residents per square mile place it 34th among Montana's places. In land area, Lodge Grass ranks 117th among Montana's 127 places.

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Lodge Grass if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Lodge Grass is the same as anywhere in Montana.
What loan size can I expect in Lodge Grass?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Lodge Grass?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Lodge Grass cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

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