Personal loans in Chuathbaluk, AK
Chuathbaluk, Alaska — home to about 99 people — is a small community, so the terms you are offered follow Alaska law rather than any local rule. By population, Chuathbaluk sits at 124th in Alaska, with an estimated 99 residents.
Pull your credit reports and line up at least three offers before you apply from Chuathbaluk. From the 2020 Census base to the 2023 estimate, the population declined by about 2.9%. Rate ceilings, licensing requirements and product limits for Chuathbaluk are all set at the Alaska level. The next larger city is Aniak, AK about 10 miles away.
Local context for Chuathbaluk
Read the local figures below as context; read the sourced Alaska table as the rulebook a lender here must follow.
- Population: a Census-estimated 99, 124th among Alaska's 149 places (Vintage 2023).
- Population trend: Lower by roughly 2.9% since the 2020 count.
- People gained or lost: about 3 fewer since the 2020 base.
- Size percentile: Chuathbaluk sits ahead of around 17% of Alaska places, at 99 people.
- Population density: about 22 people per square mile (Census land area 4.5 sq mi).
- Land area: Chuathbaluk covers 4.5 square miles, the 102nd-largest area among Alaska's 149 places.
- Water area rank: Chuathbaluk ranks 69th among Alaska's 149 places, with 1.76 sq mi.
- State population share: Chuathbaluk accounts for about 0.0% of everyone in Alaska.
- National rank: Chuathbaluk sits 18,136th by population among the 19,457 places in this dataset.
- Growth in Alaska: Chuathbaluk stands 43rd by percentage change from 2020 to 2023, among 149 places.
- Versus Alaska: the state average change is -3.1%, while Chuathbaluk moved 2.9%.
- Density in Alaska: Chuathbaluk ranks 90th by people per square mile.
- Density vs Alaska: Chuathbaluk's 22 people per square mile compare with a state median of 40.
- Location: the Census Gazetteer records it at 61.5739, -159.2469.
- Nearest larger cities: Aniak (10 mi); Upper Kalskag (36 mi); Lower Kalskag (37 mi); Holy Cross (47 mi); Russian Mission (71 mi). Larger metros often have more branches, but online lenders reach Chuathbaluk on the same terms.
- Nearest smaller towns: Shageluk (77 mi); Anvik (79 mi).
- Smaller neighbours: 0 places smaller than Chuathbaluk sit within 50 miles.
- Within 100 miles: 9 places are larger than Chuathbaluk.
Lender access in Chuathbaluk
With about 22 residents per square mile, Chuathbaluk is sparsely settled, and 4 larger Census places sit within 50 miles. Distance to a branch rarely matters for Chuathbaluk's 99 residents: the application is online and the price follows your credit file. The nearest bigger place is Aniak, AK about 10 miles away.
Chuathbaluk: area, density and distance
The Census Gazetteer records 4.5 square miles of land and 1.76 square miles of water within Chuathbaluk. The resulting density is about 22 people per square mile. The state's population centre of gravity, Anchorage, is roughly 331 miles away. Chuathbaluk has 4 larger places within a 50-mile radius. By land area it ranks 102nd of 149 Alaska places.
How Chuathbaluk compares across Alaska
Within Alaska, Chuathbaluk holds roughly 0.0% of all residents, the 124th-largest share among 149 places. On the 2020-to-2023 trend, Chuathbaluk stands 43rd among Alaska's 149 places — roughly the 71th percentile. Its roughly 22 residents per square mile place it 90th among Alaska's places. In land area, Chuathbaluk ranks 102nd among Alaska's 149 places.
How a Chuathbaluk personal loan is priced
A Chuathbaluk personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 99 residents. The rate you see advertised is a range, not a promise, until a lender reviews your file in Chuathbaluk. A longer term lowers the monthly payment on a Chuathbaluk loan but raises total interest, so the smallest payment is not the cheapest loan.
How Alaska law applies in Chuathbaluk
When Alaska does not publish a figure, the row links to the source instead of inventing a number; Chuathbaluk is bound by the same rules.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Alaska Department of Commerce, Community, and Economic Development (Division of Banking and Securities) Source says: "department means the Department of Commerce, Community, and Economic Development". The Division of Banking and Securities (commerce.alaska.gov/web/dbs) administers the department's lending license programs. | Alaska Legislature — Alaska Statutes § 06.50.900(5) as of 2026-09-16 |
| Payday lending status | Permitted — licensed deferred deposit advances; max $500 outstanding per borrower; origination fee ≤$5; fee ≤$15 per $100 or 15%; minimum 14-day term Source says: "may not make advances to an advance recipient that exceed $500 outstanding in advances to the recipient at one time"; "a fee that does not exceed $15 for each $100 of an advance, or 15 percent of the total amount of the advance". | Alaska Legislature — Alaska Statutes §§ 06.50.410, 06.50.460 as of 2026-09-16 |
| Small-loan / installment lender licensing | License required from the department to make loans of $25,000 or less at above-legal rates; $25,000 liquid assets and $25,000 bond required Source says: "without first obtaining a license from the department"; "liquid assets of at least $25,000". | Alaska Legislature — Alaska Statutes §§ 06.20.010, 06.20.040 as of 2026-09-16 |
Common questions
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Nearby places
- Aniak, AK — population 494
- Holy Cross, AK — population 170
- Upper Kalskag, AK — population 209
- Lower Kalskag, AK — population 269
- Shageluk, AK — population 96
- Anvik, AK — population 71
- Grayling, AK — population 200
- Akiak, AK — population 448