Personal loans in Holy Cross, AK

A personal loan in Holy Cross is priced from your credit file and income, not from the fact that the city holds 170 people. Census figures put the 2020-to-2023 decrease in Holy Cross at about 4.5%. Verify the lender's Alaska licence against the regulator named below before borrowing in Holy Cross. The next larger city is Aniak, AK about 43 miles away.

What the Census records for Holy Cross

Two layers matter for a Holy Cross borrower: the local population picture and Alaska's consumer-lending statutes.

• Population: the Census counts 170 residents in Holy Cross (Vintage 2023 subcounty estimate), the 111th-largest figure among Alaska's 149 places.
• Population trend: Down about 4.5% from the 2020 Census base to the 2023 estimate.
• Absolute change: 8 residents lost between 2020 and 2023.
• Size percentile: with 170 residents, Holy Cross is larger than about 26% of Alaska's Census places.
• Density: the Census land area of 29.2 sq mi holds about 6 people per square mile.
• By land area: Holy Cross ranks 31st among Alaska's 149 places, at 29.2 sq mi.
• Water area: Holy Cross has 6.88 square miles of water, ranking 34th of 149 places in Alaska.
• State share: roughly 0.0% of Alaska's residents live in Holy Cross (170 people).
• National standing: Holy Cross ranks 16,950th of 19,457 US places.
• Growth in Alaska: Holy Cross stands 107th by percentage change from 2020 to 2023, among 149 places.
• Against the state trend: Holy Cross's 4.5% change compares with a Alaska average of -3.1% across its 149 places.
• Density in Alaska: Holy Cross ranks 134th by people per square mile.
• Against the state median: Holy Cross runs about 6 residents per square mile, where the Alaska median is 40.
• Location: the Census Gazetteer records it at 62.1851, -159.8588.
• Nearest larger cities: Aniak (43 mi); Upper Kalskag (47 mi); Lower Kalskag (49 mi); Grayling (50 mi); Russian Mission (56 mi). Online lenders reach Holy Cross no matter how far the nearest branch is.
• Nearest smaller towns: Anvik (33 mi); Shageluk (35 mi); Chuathbaluk (47 mi).
• Within a 50-mile radius: 3 smaller Census places.
• Within 100 miles: 8 places are larger than Holy Cross.

The Alaska lending rules that reach Holy Cross

Every row below records a Alaska rule, its publisher and its retrieval date — the same rules a Holy Cross lender must follow.

What shapes a Holy Cross personal loan

In Holy Cross, a small community of about 170, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. The rate you see advertised is a range, not a promise, until a lender reviews your file in Holy Cross. A longer term lowers the monthly payment on a Holy Cross loan but raises total interest, so the smallest payment is not the cheapest loan.

What to do before borrowing in Holy Cross

Before you apply in Holy Cross, a community of about 170, work through these steps:

1. Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
2. Run the numbers on the personal loan calculator so you know the payment before you apply.
3. Shop at least three lenders and judge them on APR and total cost.
4. Confirm the Alaska licence with the regulator named above before committing.
5. Read the disclosure for an origination fee and any prepayment penalty before signing.
6. Make sure the new payment leaves room in a budget you already keep.
7. Weigh a shorter term's higher payment against the interest it saves.

The process is identical across Alaska; what changes is your credit file, not the fact that Holy Cross holds 170 people.

Land, water and location for Holy Cross

Inside Holy Cross's boundaries lie roughly 29.2 square miles of land and 6.88 square miles of water. That land carries about 6 people per square mile. For the state's biggest city, Anchorage, the distance is roughly 353 miles. Holy Cross has 4 larger places within a 50-mile radius. Within the same 50 miles lie 3 smaller Census places.

Holy Cross's place among Alaska's 149 places

Against Alaska's other places, Holy Cross accounts for about 0.0% of the state's population and ranks 111th of 149 by size. Its 2020-to-2023 change ranks 107th of 149 Alaska places, putting it near the 28th percentile for growth. By density, at about 6 people per square mile, it ranks 134th in Alaska. In land area, Holy Cross ranks 31st among Alaska's 149 places.