Personal loans in Cadott, WI

A 2020-to-2023 comparison shows Cadott down by about 1.5%. Read the disclosure for an origination fee and any prepayment penalty before signing in Cadott. Lenders active in Cadott report to a Wisconsin supervisor, identified in the sourced rows below. The closest larger city is Stanley, WI about 10 miles away.

Cadott: the sourced local profile

The figures below are Cadott's own — Census population, land area and coordinates — followed by the Wisconsin rules.

• Population: about 1,474 people live here, which puts Cadott 305th of 605 Census places in Wisconsin (Vintage 2023).
• Population trend: A loss of roughly 1.5% between 2020 and 2023.
• Absolute change: 22 residents lost between 2020 and 2023.
• Size percentile: bigger than about 50% of the places in Wisconsin, with 1,474 residents in Cadott.
• Population density: about 433 people per square mile (Census land area 3.4 sq mi).
• By land area: Cadott ranks 205th among Wisconsin's 605 places, at 3.4 sq mi.
• Water: Cadott holds about 0.07 square miles, the 204th-largest water area in Wisconsin.
• State share: roughly 0.0% of Wisconsin's residents live in Cadott (1,474 people).
• National rank: Cadott is 8,743rd of 19,457 places nationwide.
• Growth in Wisconsin: Cadott stands 458th by percentage change from 2020 to 2023, among 605 places.
• State comparison: Wisconsin's places average +0.4% for 2020-to-2023, against Cadott's 1.5%.
• Density in Wisconsin: Cadott ranks 450th by people per square mile.
• Density in context: Cadott's 433 people per square mile sit against a Wisconsin median of 800.
• Location: coordinates 44.9498, -91.1538 (US Census Bureau Gazetteer).
• Nearest larger cities: Stanley (10 mi); Chippewa Falls (12 mi); Lake Hallie (14 mi); Thorp (17 mi); Altoona (17 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
• Nearest smaller towns: Boyd (6 mi); Fall Creek (14 mi); Cornell (15 mi) — useful context for the surrounding area.
• Smaller neighbours: 46 places smaller than Cadott sit within 50 miles.
• Within 100 miles: 139 places are larger than Cadott.

The state rulebook for Cadott

This table holds the Wisconsin rate and licensing rules for consumer loans made to Cadott's 1,474 residents.

A practical checklist for Cadott borrowers

Before you apply in Cadott, a community of about 1,474, work through these steps:

1. Start with the credit file: order the reports, fix the errors, then apply.
2. Test your amount and term in the personal loan calculator first.
3. Shop at least three lenders and judge them on APR and total cost.
4. Verify the lender's Wisconsin licence with the regulator listed on this page.
5. Check the disclosure for fees that raise the true cost above the quoted rate.
6. Make sure the new payment leaves room in a budget you already keep.
7. Weigh a shorter term's higher payment against the interest it saves.

None of these steps is Cadott-specific: the same Wisconsin licensing and disclosure rules reach all 1,474 residents.

What a Cadott borrower is actually offered

In Cadott, a small community of about 1,474, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Federal Truth in Lending rules require a Cadott lender to disclose the APR and finance charge before you sign. The term you choose in Cadott decides the split between a comfortable payment and the total interest you pay.

Cadott: area, density and distance

Cadott covers about 3.4 square miles of land, with 0.07 square miles of water inside its boundaries (Census Gazetteer). The resulting density is about 433 people per square mile. For the state's biggest city, Milwaukee, the distance is roughly 205 miles. Counting outward 50 miles, 24 larger communities surround Cadott. The 100-mile radius contains 139 larger places.

Cadott in state context

Set beside Wisconsin's 605 places, Cadott ranks 305th by population and holds about 0.0% of the state total. Its 2020-to-2023 change ranks 458th of 605 Wisconsin places, putting it near the 24th percentile for growth. At about 433 people per square mile, Cadott is the 450th most densely settled place in Wisconsin. By land area, its 3.4 square miles rank 205th of 605 places in Wisconsin.