Personal loans in Cornell, WI
With roughly 1,413 residents, Cornell is a small community, and the lending rules its borrowers live under are written in Wisconsin, not by the city.
When Wisconsin caps or restricts a product, lenders either change the terms or withdraw it from Cornell as from the rest of the state. Cornell is home to roughly 1,413 people and stands 314th by size out of 605 Census places in Wisconsin. Verify the lender's Wisconsin licence against the regulator named below before borrowing in Cornell. The 2020 count to the 2023 estimate shows about 3.1% decline in Cornell. The nearest larger metro is Cadott, WI about 15 miles away.
The Cornell data picture
Read the local figures below as context; read the sourced Wisconsin table as the rulebook a lender here must follow.
- Population: 1,413 residents; Cornell is the 314th-largest of 605 places in Wisconsin (US Census Bureau, Vintage 2023).
- Population trend: The 2020-to-2023 change is negative, near 3.1%.
- Absolute change: 45 residents lost between 2020 and 2023.
- Size percentile: about 48% of Wisconsin communities are smaller than Cornell (1,413 residents).
- Density: roughly 373 residents per square mile, spread over 3.8 sq mi of land.
- Land area rank: Cornell's 3.8 square miles rank 190th of 605 places in Wisconsin.
- Water area rank: Cornell ranks 69th among Wisconsin's 605 places, with 0.54 sq mi.
- State population share: Cornell accounts for about 0.0% of everyone in Wisconsin.
- National rank: Cornell sits 8,912th by population among the 19,457 places in this dataset.
- Growth in Wisconsin: Cornell stands 573rd by percentage change from 2020 to 2023, among 605 places.
- Against the state trend: Cornell's 3.1% change compares with a Wisconsin average of +0.4% across its 605 places.
- Density rank: Cornell is the 483rd most densely settled place in Wisconsin.
- Against the state median: Cornell runs about 373 residents per square mile, where the Wisconsin median is 800.
- Location: 45.1638, -91.1504 (Census Gazetteer coordinates).
- Nearest larger cities: Cadott (15 mi); Bloomer (17 mi); Stanley (17 mi); Chippewa Falls (20 mi); Ladysmith (21 mi). Online lenders reach Cornell no matter how far the nearest branch is.
- Nearest smaller places: Sheldon (14 mi); Boyd (16 mi); Conrath (16 mi).
- Within a 50-mile radius: 43 smaller Census places.
- Larger places within 100 miles: 140.
Cornell on the map
Cornell covers about 3.8 square miles of land, with 0.54 square miles of water inside its boundaries (Census Gazetteer). Spread across it are roughly 373 residents per square mile. The state's population centre of gravity, Milwaukee, is roughly 214 miles away. Within 50 miles of Cornell there are 22 larger Census places. Within the same 50 miles lie 43 smaller Census places.
How Cornell compares across Wisconsin
Within Wisconsin, Cornell holds roughly 0.0% of all residents, the 314th-largest share among 605 places. Its 2020-to-2023 change ranks 573rd of 605 Wisconsin places, putting it near the 5th percentile for growth. By density, at about 373 people per square mile, it ranks 483rd in Wisconsin. The population moved by about 45 people between 2020 and 2023, a 3.1% shift.
The Wisconsin lending rules that reach Cornell
Wisconsin has no separate rate rule for Cornell; the sourced rows below are what reach every lender that serves its 1,413 people.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Wisconsin Department of Financial Institutions (DFI), Division of Banking Source says: "Department" means the department of financial institutions | Wisconsin State Legislature as of 2026-09-16 |
| Small-loan / installment lender licensing | Licensed lender license required from the Division of Banking (Wis. Stat. § 138.09) Source says: Before any person may do business under this section, that person shall first obtain a license from the division. | Wisconsin State Legislature as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 12% per year maximum ($12 per $100) on the declining principal balance, except as authorized by other statutes (Wis. Stat. § 138.05(1)(a)) Source says: At the rate of $12 upon $100 for one year computed upon the declining principal balance of the loan or forbearance | Wisconsin State Legislature as of 2026-09-16 |
A pre-application checklist for Cornell
Before you apply in Cornell, a community of about 1,413, work through these steps:
- Pull your credit reports first and correct any error before a lender sees the file.
- Test your amount and term in the personal loan calculator first.
- Line up several pre-qualified offers and let the APR decide.
- Check the Wisconsin regulator's records to confirm the lender is licensed here.
- Pick the shortest term whose payment you can comfortably afford.
- Keep the amount to the expense; an approval is not a reason to take more.
- Decide the purpose and how you will repay it before approaching any lender.
In Cornell as elsewhere in Wisconsin, the written terms — not the advertisement — are what count for its 1,413 residents.
Getting a loan in Cornell
Cornell is a lightly settled community of about 1,413 people, with 22 larger places inside a 50-mile radius. A Wisconsin licence lets a lender serve Cornell without a local office, so branch density does not change what its 1,413 residents are offered. The nearest bigger place is Cadott, WI about 15 miles away.
Common questions
What are my options in Cornell if my credit is poor?
What loan size can I expect in Cornell?
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Does comparing loans in Cornell cost me credit score points?
Nearby places
- Cadott, WI — population 1,474
- Boyd, WI — population 615
- Sheldon, WI — population 252
- Conrath, WI — population 88
- Stanley, WI — population 3,798
- Ladysmith, WI — population 3,087
- Bruce, WI — population 753
- Chippewa Falls, WI — population 14,656