Personal loans in Browndell, TX

With roughly 156 residents, Browndell is a small community, and the lending rules its borrowers live under are written in Texas, not by the city. Roughly 156 residents live in Browndell, the 1,181st-largest community in Texas.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Population in Browndell dropped about 1.9% over the three years from 2020 to 2023. Compare APR, not the interest rate, because the APR folds in most fees on a Browndell loan. The nearest larger metro is Pineland, TX about 8 miles away. Consumer lending that reaches Browndell's 156 residents is governed by Texas statute; no city ordinance changes it.

Browndell: the sourced local profile

Most of what governs a Browndell loan is written in Texas law rather than in the city; the sourced notes below make that split concrete.

What Texas law requires in Browndell

When Texas does not publish a figure, the row links to the source instead of inventing a number; Browndell is bound by the same rules.

RuleDetailSource
State lending regulatorTexas Office of Consumer Credit Commissioner (OCCC)
Source says: The OCCC licenses and regulates non-depository lenders in the state of Texas.
Texas Office of Consumer Credit Commissioner (OCCC)
as of 2026-09-16
Payday lending statusLegal via licensed credit access businesses (payday/title-loan brokers); the third-party lender itself is not licensed (Tex. Fin. Code ch. 393)
Source says: the credit access business that serves as the broker is the licensee in this regulated industry
Texas Office of Consumer Credit Commissioner (OCCC)
as of 2026-09-16
Small-loan / installment lender licensingLicense required for non-depository lenders charging more than 10% interest; Chapter 342 governs consumer loans (Tex. Fin. Code § 342.051)
Source says: Non-depository lenders who engage in making, transacting, or collecting loans with a rate of interest greater than 10% must be licensed by the OCCC.
Texas Office of Consumer Credit Commissioner (OCCC)
as of 2026-09-16

Getting a loan in Browndell

Browndell is a sparsely settled community of about 156 people, with 33 larger places inside a 50-mile radius. Lenders licensed in Texas reach Browndell's 156 residents online, so the nearest branch is not what sets your APR. The nearest larger city, Pineland, TX about 8 miles away.

How a Browndell personal loan is priced

With roughly 156 residents, Browndell is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. The APR tracks your credit score rather than Browndell's rank of 1,181st in Texas: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. Shortening the term on a Browndell loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

Browndell in state context

Within Texas, Browndell holds roughly 0.0% of all residents, the 1,181st-largest share among 1,224 places. For population change between 2020 and 2023, Browndell ranks 1,038th of 1,224 in Texas (about the 15th percentile). Its roughly 64 residents per square mile place it 1,212th among Texas's places. In land area, Browndell ranks 601st among Texas's 1,224 places.

The geography behind Browndell

The Census Gazetteer records about 2.4 square miles of land within Browndell, with no significant water area listed. The resulting density is about 64 people per square mile. For the state's biggest city, Houston, the distance is roughly 125 miles. A 50-mile radius around Browndell takes in 33 places that are larger. The 100-mile radius contains 174 larger places.

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Browndell if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Browndell is the same as anywhere in Texas.
What loan size can I expect in Browndell?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Browndell?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Browndell cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

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