Personal loans in San Augustine, TX

An estimated 1,867 people make their home in San Augustine, a figure that ranks 623rd in Texas. The 2020 count to the 2023 estimate shows about 2.7% decline in San Augustine. Decide the purpose of the loan and your repayment plan before sharing any details with a San Augustine lender. Borrowers who want a bigger city can look to Center, TX about 19 miles away.

Local context for San Augustine

San Augustine is a small community; the notes below cover its population profile and the statewide rules that apply.

• Population: an estimated 1,867 residents, 623rd of 1,224 places in Texas (Census Vintage 2023 subcounty estimate).
• Population trend: About 2.7% below the 2020 Census base.
• People gained or lost: about 52 fewer since the 2020 base.
• Size percentile: bigger than about 49% of the places in Texas, with 1,867 residents in San Augustine.
• Population density: about 396 people per square mile across 4.7 square miles of land (Census Gazetteer area, Vintage 2023 population).
• Land area rank: San Augustine's 4.7 square miles rank 386th of 1,224 places in Texas.
• Water area rank: San Augustine ranks 242nd among Texas's 1,224 places, with 0.09 sq mi.
• State share: roughly 0.0% of Texas's residents live in San Augustine (1,867 people).
• National rank: San Augustine is 7,870th of 19,457 places nationwide.
• Growth rank: San Augustine ranks 1,087th among Texas's 1,224 places for the 2020-to-2023 change.
• Versus Texas: the state average change is +6.5%, while San Augustine moved 2.7%.
• Density rank: San Augustine places 965th among Texas's places by people per square mile.
• Against the state median: San Augustine runs about 396 residents per square mile, where the Texas median is 840.
• Location: coordinates 31.5299, -94.1109 (US Census Bureau Gazetteer).
• Nearest larger cities: Center (19 mi); Nacogdoches (32 mi); Huntington (32 mi); Many (37 mi); Lufkin (39 mi). Living near a larger metro rarely changes what is available in San Augustine.
• Nearest smaller towns: Chireno (14 mi); Broaddus (18 mi); Huxley (20 mi).
• Smaller neighbours: 33 places smaller than San Augustine sit within 50 miles.
• At 100 miles: 61 larger Census places fall inside that radius.

The Texas lending rules that reach San Augustine

This table holds the Texas rate and licensing rules for consumer loans made to San Augustine's 1,867 residents.

The geography behind San Augustine

San Augustine's land area is about 4.7 square miles; a further 0.09 square miles is water. That land carries about 396 people per square mile. The state's population centre of gravity, Houston, is roughly 142 miles away. Within 50 miles of San Augustine there are 10 larger Census places. Within the same 50 miles lie 33 smaller Census places.

A practical checklist for San Augustine borrowers

These steps shape the offer you get in San Augustine, a place of about 1,867 people:

1. Start with the credit file: order the reports, fix the errors, then apply.
2. Price the payment first with our personal loan calculator before any lender quotes you.
3. Gather at least three pre-qualified offers and line up the APR, not the headline rate.
4. Confirm the lender holds a Texas licence by checking the regulator named above.
5. Write down the purpose of the loan and your repayment plan before you apply.
6. When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
7. Check the disclosure for fees that raise the true cost above the quoted rate.

In San Augustine as elsewhere in Texas, the written terms — not the advertisement — are what count for its 1,867 residents.

Inside a San Augustine personal loan

With roughly 1,867 residents, San Augustine is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. The rate you see advertised is a range, not a promise, until a lender reviews your file in San Augustine. The term you choose in San Augustine decides the split between a comfortable payment and the total interest you pay.

How San Augustine compares across Texas

San Augustine is the 623rd-largest of 1,224 Census places in Texas and contains about 0.0% of the state's people. Its 2020-to-2023 change ranks 1,087th of 1,224 Texas places, putting it near the 11th percentile for growth. By density, at about 396 people per square mile, it ranks 965th in Texas. The population moved by about 52 people between 2020 and 2023, a 2.7% shift.