Personal loans in Jasper, TX

The nearest larger metro is DeRidder, LA about 42 miles away. Population in Jasper climbed about 8.6% over the three years from 2020 to 2023. Rate ceilings, licensing requirements and product limits for Jasper are all set at the Texas level. Begin with the payment, then weigh APR and total interest across the lenders that reach Jasper's 7,470 residents.

Borrowing in Jasper: the local picture

Only a few things actually differ by place — population, area, location, and the Texas rules a lender must follow — and they are below.

• Population: 7,470 residents; Jasper is the 296th-largest of 1,224 places in Texas (US Census Bureau, Vintage 2023).
• Population trend: Roughly 8.6% more residents than the 2020 Census counted.
• Absolute change: 593 residents added between 2020 and 2023.
• Size percentile: about 76% of Texas communities are smaller than Jasper (7,470 residents).
• Density: the Census land area of 10.4 sq mi holds about 715 people per square mile.
• By land area: Jasper ranks 206th among Texas's 1,224 places, at 10.4 sq mi.
• Water area: Jasper has 0.01 square miles of water, ranking 531st of 1,224 places in Texas.
• Share of state population: Jasper's 7,470 residents are about 0.0% of Texas.
• National standing: Jasper ranks 3,838th of 19,457 US places.
• Growth rank: Jasper ranks 274th among Texas's 1,224 places for the 2020-to-2023 change.
• Against the state trend: Jasper's 8.6% change compares with a Texas average of +6.5% across its 1,224 places.
• Density rank: Jasper places 711th among Texas's places by people per square mile.
• Against the state median: Jasper runs about 715 residents per square mile, where the Texas median is 840.
• Location: 30.9227 / -93.9933, per the US Census Bureau Gazetteer.
• Nearest larger cities: DeRidder (42 mi); Lumberton (48 mi); Lufkin (52 mi); Vidor (55 mi); Orange (57 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
• Nearest smaller places: Browndell (14 mi); Newton (15 mi); Kirbyville (19 mi).
• Smaller places within 50 miles: 25 of them.
• At 100 miles: 28 larger Census places fall inside that radius.

Borrowing reach in Jasper

With about 715 residents per square mile, Jasper is moderately settled, and 2 larger Census places sit within 50 miles. Lenders licensed in Texas reach Jasper's 7,470 residents online, so the nearest branch is not what sets your APR. The nearest bigger place is DeRidder, LA about 42 miles away.

Inside a Jasper personal loan

With roughly 7,470 residents, Jasper is a small town; its personal loans are typically unsecured, priced from your credit rather than the city's size. A lender serving Jasper's 7,470 residents must disclose the APR and finance charge in writing before you sign. A longer term lowers the monthly payment on a Jasper loan but raises total interest, so the smallest payment is not the cheapest loan.

Where Jasper sits

The Census Gazetteer records 10.4 square miles of land and 0.01 square miles of water within Jasper. Spread across it are roughly 715 residents per square mile. The state's population centre of gravity, Houston, is roughly 114 miles away. A 50-mile radius around Jasper takes in 2 places that are larger. The 100-mile radius contains 28 larger places.

Where Jasper sits in Texas

Among Texas's 1,224 places, Jasper sits at 296th for population, a share of roughly 0.0% of the state. On the 2020-to-2023 trend, Jasper stands 274th among Texas's 1,224 places — roughly the 78th percentile. By density, at about 715 people per square mile, it ranks 711th in Texas. In land area, Jasper ranks 206th among Texas's 1,224 places.

The state rulebook for Jasper

Every row below records a Texas rule, its publisher and its retrieval date — the same rules a Jasper lender must follow.