Personal loans in Broadus, MT
Personal loans in Broadus are mostly unsecured, so the APR reflects how a lender reads your credit — not the city's 469 population. Lenders active in Broadus report to a Montana supervisor, identified in the sourced rows below.
Broadus is one of 127 Census places in Montana; its 469 residents put it at 82nd. Begin with the payment, then weigh APR and total interest across the lenders that reach Broadus's 469 residents. A 2020-to-2023 comparison shows Broadus up by about 2.4%. For a bigger market, look to Colstrip, MT about 67 miles away.
The Broadus data picture
The figures below are Broadus's own — Census population, land area and coordinates — followed by the Montana rules.
- Population: about 469, ranked 82nd of 127 places in Montana (Census Vintage 2023 subcounty estimate).
- Population trend: Roughly 2.4% more residents than the 2020 Census counted.
- Change in people: the 2020-to-2023 comparison is a gain of about 11 residents.
- Size percentile: roughly 35% of Montana places rank below Broadus.
- Land and density: 0.4 square miles of land carry roughly 1,332 residents per square mile.
- Land area: Broadus covers 0.4 square miles, the 105th-largest area among Montana's 127 places.
- State population share: Broadus accounts for about 0.1% of everyone in Montana.
- National rank: Broadus is 13,423rd of 19,457 places nationwide.
- Growth rank: Broadus's 2020-to-2023 change ranks 67th of 127 places in Montana.
- State comparison: Montana's places average +3.8% for 2020-to-2023, against Broadus's 2.4%.
- Density in Montana: Broadus ranks 50th by people per square mile.
- Density in context: Broadus's 1,332 people per square mile sit against a Montana median of 1,071.
- Location: 45.4431 / -105.4083, per the US Census Bureau Gazetteer.
- Nearest larger cities: Colstrip (67 mi); Miles City (70 mi); Pine Haven (81 mi); Gillette (81 mi); Forsyth (83 mi). Living near a larger metro rarely changes what is available in Broadus.
- Smaller communities within reach: Ekalaka (52 mi); Hulett (66 mi); Camp Crook (70 mi).
- Smaller places within 50 miles: 0 of them.
- Larger places within 100 miles: 15.
Broadus: area, density and distance
Broadus covers about 0.4 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. Spread across it are roughly 1,332 residents per square mile. For the state's biggest city, Billings, the distance is roughly 154 miles. A 50-mile radius around Broadus takes in 0 places that are larger. By land area it ranks 105th of 127 Montana places.
Montana rules behind a Broadus personal loan
Read the table as a lender's compliance picture for Broadus: the rule, the sourced figure, the publisher and the date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Montana Division of Banking and Financial Institutions (BFID), Department of Administration Source says: "The Montana Division of Banking and Financial Institutions (Division) does all of its licensing through the Nationwide Multistate Licensing System (NMLS)." | Montana Department of Administration, Division of Banking and Financial Institutions as of 2026-09-16 |
| Deferred deposit loan license requirement (MCA 31-1-705) | A person may not engage in or offer to engage in the business of making deferred deposit loans unless licensed by the department Source says: "A person may not engage in or offer to engage in the business of making deferred deposit loans unless licensed by the department." | Montana Legislative Services Division (Montana Code Annotated) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | Greater of 15% or prime rate + 6 percentage points per year (written agreement); regulated lenders exempt Source says: "Parties may agree in writing to the payment of any rate of interest that does not exceed the greater of 15%" | Montana Legislative Services Division (Montana Code Annotated) as of 2026-09-16 |
Before you apply in Broadus
These steps shape the offer you get in Broadus, a place of about 469 people:
- Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
- Model the payment on the calculator before a lender models it for you.
- Get several pre-qualifications and compare APR side by side before choosing.
- Make sure the lender appears in the Montana regulator's licence list.
- Keep the amount to the expense; an approval is not a reason to take more.
- Be clear on what the loan is for and how it gets repaid.
- If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
In Broadus as elsewhere in Montana, the written terms — not the advertisement — are what count for its 469 residents.
What is available to Broadus borrowers
With about 1,332 residents per square mile, Broadus is moderately settled, and 0 larger Census places sit within 50 miles. What is available to Broadus's 469 borrowers is set by Montana licensing and your own credit, not by how many branches are nearby. The nearest larger city, Colstrip, MT about 67 miles away.
Inside a Broadus personal loan
In Broadus, a small community of about 469, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Federal Truth in Lending rules require a Broadus lender to disclose the APR and finance charge before you sign. The term you choose in Broadus decides the split between a comfortable payment and the total interest you pay.
Common questions
What are my options in Broadus if my credit is poor?
What loan size can I expect in Broadus?
Do I have to pledge anything to borrow in Broadus?
Does comparing loans in Broadus cost me credit score points?
Nearby places
- Ekalaka, MT — population 410
- Miles City, MT — population 8,438
- Hulett, WY — population 326
- Gillette, WY — population 33,496
- Ismay, MT — population 19
- Pine Haven, WY — population 543
- Clearmont, WY — population 123
- Moorcroft, WY — population 1,001