Personal loans in Blue Mound, KS
If you are weighing a personal loan in Blue Mound, start from the payment you can carry; its 222 residents face the same statewide rules. The 2020 count to the 2023 estimate shows about 0.4% decline in Blue Mound.
The Census counts 222 people in Blue Mound, the 382nd-largest figure among Kansas's 625 places. Read the disclosure for an origination fee and any prepayment penalty before signing in Blue Mound. A single loan can carry different costs on either side of a state line, and Blue Mound sits on the Kansas side of that line. The nearest larger metro is Mound City, KS about 11 miles away.
Borrowing in Blue Mound: the local picture
Set out below is Blue Mound's local context next to the state-level rules that reach every lender here.
- Population: the Census counts 222 residents in Blue Mound (Vintage 2023 subcounty estimate), the 382nd-largest figure among Kansas's 625 places.
- Population trend: Roughly 0.4% fewer residents than the 2020 Census counted.
- Net change: roughly 1 fewer people than the 2020 Census counted.
- Size percentile: about 39% of Kansas's Census places are smaller than Blue Mound.
- Population density: about 349 people per square mile across 0.6 square miles of land (Census Gazetteer area, Vintage 2023 population).
- By land area: Blue Mound ranks 274th among Kansas's 625 places, at 0.6 sq mi.
- State population share: Blue Mound accounts for about 0.0% of everyone in Kansas.
- National rank: Blue Mound is 16,139th of 19,457 places nationwide.
- Growth in Kansas: Blue Mound stands 216th by percentage change from 2020 to 2023, among 625 places.
- Against the state trend: Blue Mound's 0.4% change compares with a Kansas average of -1.0% across its 625 places.
- Density rank: Blue Mound is the 509th most densely settled place in Kansas.
- Against the state median: Blue Mound runs about 349 residents per square mile, where the Kansas median is 764.
- Location: it lies at 38.0894, -95.0099 in the Census Gazetteer.
- Nearest larger cities: Mound City (11 mi); Bronson (14 mi); Moran (15 mi); Parker (17 mi); Uniontown (17 mi). A branch is convenient; it is not what sets your APR.
- Smaller communities within reach: Kincaid (8 mi); Mapleton (9 mi); Lone Elm (13 mi).
- Smaller neighbours: 35 places smaller than Blue Mound sit within 50 miles.
- Within 100 miles: 293 places are larger than Blue Mound.
Blue Mound on the map
Inside Blue Mound's boundaries lie about 0.6 square miles of land, with no significant water area recorded. That land carries about 349 people per square mile. Wichita, the largest place in Kansas, is about 130 miles from Blue Mound. Counting outward 50 miles, 62 larger communities surround Blue Mound. The 100-mile radius contains 293 larger places.
Kansas consumer-lending rules applied in Blue Mound
For the roughly 222 residents of Blue Mound, the rules below are Kansas's own; each row carries its publisher and retrieval date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Kansas Office of the State Bank Commissioner (OSBC) Source says: "The Office of the State Bank Commissioner regulates all state-chartered banks, trust companies, mortgage businesses, supervised lenders, credit service organizations, earned wage access service providers, and money transmitters". | Kansas Office of the State Bank Commissioner as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 15% per annum (general contract-rate ceiling for written instruments) Source says: "may stipulate therein for interest receivable ... at a rate not to exceed 15% per annum unless otherwise specifically authorized by law". | Kansas Office of the Revisor of Statutes as of 2026-09-16 |
| Payday lending status | Permitted under license (payday cash advances of $500 or less; charge capped at 15%) Source says: "a licensed or supervised lender may charge an amount not to exceed 15% of the amount of the cash advance". | Kansas Office of the Revisor of Statutes as of 2026-09-16 |
Blue Mound against the rest of Kansas
Among Kansas's 625 places, Blue Mound sits at 382nd for population, a share of roughly 0.0% of the state. On the 2020-to-2023 trend, Blue Mound stands 216th among Kansas's 625 places — roughly the 65th percentile. By density, at about 349 people per square mile, it ranks 509th in Kansas. The population moved by about 1 people between 2020 and 2023, a 0.4% shift.
Getting a loan in Blue Mound
With about 349 residents per square mile, Blue Mound is lightly settled, and 62 larger Census places sit within 50 miles. Whether Blue Mound has a local branch or not, a Kansas-licensed lender can serve its 222 people online on the same terms. For a larger market, the closest option is Mound City, KS about 11 miles away.
What a Blue Mound borrower is actually offered
Blue Mound is a small community of about 222 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Because pricing is borrower-level, two people in Blue Mound can be quoted different APRs on the same amount and term. A longer term lowers the monthly payment on a Blue Mound loan but raises total interest, so the smallest payment is not the cheapest loan.
Common questions
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Nearby places
- Mapleton, KS — population 98
- Kincaid, KS — population 107
- Mound City, KS — population 645
- Bronson, KS — population 307
- Lone Elm, KS — population 21
- Moran, KS — population 465
- Parker, KS — population 231
- Uniontown, KS — population 297