Personal loans in Blue Mound, KS

If you are weighing a personal loan in Blue Mound, start from the payment you can carry; its 222 residents face the same statewide rules. The 2020 count to the 2023 estimate shows about 0.4% decline in Blue Mound.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

The Census counts 222 people in Blue Mound, the 382nd-largest figure among Kansas's 625 places. Read the disclosure for an origination fee and any prepayment penalty before signing in Blue Mound. A single loan can carry different costs on either side of a state line, and Blue Mound sits on the Kansas side of that line. The nearest larger metro is Mound City, KS about 11 miles away.

Borrowing in Blue Mound: the local picture

Set out below is Blue Mound's local context next to the state-level rules that reach every lender here.

Blue Mound on the map

Inside Blue Mound's boundaries lie about 0.6 square miles of land, with no significant water area recorded. That land carries about 349 people per square mile. Wichita, the largest place in Kansas, is about 130 miles from Blue Mound. Counting outward 50 miles, 62 larger communities surround Blue Mound. The 100-mile radius contains 293 larger places.

Kansas consumer-lending rules applied in Blue Mound

For the roughly 222 residents of Blue Mound, the rules below are Kansas's own; each row carries its publisher and retrieval date.

RuleDetailSource
State lending regulatorKansas Office of the State Bank Commissioner (OSBC)
Source says: "The Office of the State Bank Commissioner regulates all state-chartered banks, trust companies, mortgage businesses, supervised lenders, credit service organizations, earned wage access service providers, and money transmitters".
Kansas Office of the State Bank Commissioner
as of 2026-09-16
Maximum legal interest rate (usury cap)15% per annum (general contract-rate ceiling for written instruments)
Source says: "may stipulate therein for interest receivable ... at a rate not to exceed 15% per annum unless otherwise specifically authorized by law".
Kansas Office of the Revisor of Statutes
as of 2026-09-16
Payday lending statusPermitted under license (payday cash advances of $500 or less; charge capped at 15%)
Source says: "a licensed or supervised lender may charge an amount not to exceed 15% of the amount of the cash advance".
Kansas Office of the Revisor of Statutes
as of 2026-09-16

Blue Mound against the rest of Kansas

Among Kansas's 625 places, Blue Mound sits at 382nd for population, a share of roughly 0.0% of the state. On the 2020-to-2023 trend, Blue Mound stands 216th among Kansas's 625 places — roughly the 65th percentile. By density, at about 349 people per square mile, it ranks 509th in Kansas. The population moved by about 1 people between 2020 and 2023, a 0.4% shift.

Getting a loan in Blue Mound

With about 349 residents per square mile, Blue Mound is lightly settled, and 62 larger Census places sit within 50 miles. Whether Blue Mound has a local branch or not, a Kansas-licensed lender can serve its 222 people online on the same terms. For a larger market, the closest option is Mound City, KS about 11 miles away.

What a Blue Mound borrower is actually offered

Blue Mound is a small community of about 222 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Because pricing is borrower-level, two people in Blue Mound can be quoted different APRs on the same amount and term. A longer term lowers the monthly payment on a Blue Mound loan but raises total interest, so the smallest payment is not the cheapest loan.

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Blue Mound if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Blue Mound is the same as anywhere in Kansas.
What loan size can I expect in Blue Mound?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Blue Mound?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Blue Mound cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

Nearby places

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