Personal loans in Parker, KS

With roughly 231 residents, Parker is a small community, and the lending rules its borrowers live under are written in Kansas, not by the city. Parker lost roughly 2.1% of its population across the 2020-to-2023 comparison. If debt is already a strain, a nonprofit credit counsellor can help Parker residents before they take on more. For a bigger market, look to Greeley, KS about 8 miles away.

Parker: population, trend and location

Here is the sourced Census picture for Parker, plus the Kansas lending rules that apply to a loan taken out here.

• Population: 231 people, a figure that places Parker 377th among the 625 Census places in Kansas (US Census Bureau, Vintage 2023).
• Population trend: Roughly 2.1% fewer residents than the 2020 Census counted.
• Absolute change: 5 residents lost between 2020 and 2023.
• Size percentile: about 40% of Kansas's Census places are smaller than Parker.
• Land and density: 0.3 square miles of land carry roughly 822 residents per square mile.
• Land area: Parker covers 0.3 square miles, the 443rd-largest area among Kansas's 625 places.
• Share of Kansas: Parker holds about 0.0% of the state's population, some 231 people.
• Nationally: Parker is the 16,001st-largest of 19,457 Census places in the dataset.
• Growth rank: Parker's 2020-to-2023 change ranks 429th of 625 places in Kansas.
• State comparison: Kansas's places average -1.0% for 2020-to-2023, against Parker's 2.1%.
• Density in Kansas: Parker ranks 292nd by people per square mile.
• Against the state median: Parker runs about 822 residents per square mile, where the Kansas median is 764.
• Location: coordinates 38.3286, -94.9892 (US Census Bureau Gazetteer).
• Nearest larger cities: Greeley (8 mi); Lane (9 mi); Osawatomie (12 mi); La Cygne (12 mi); Garnett (14 mi). Lenders licensed in the state serve Parker whether or not they keep a local branch.
• Nearest smaller towns: Fontana (10 mi); Rantoul (16 mi); Blue Mound (17 mi).
• Smaller places within 50 miles: 30 of them.
• Within 100 miles: 294 places are larger than Parker.

Borrowing reach in Parker

At roughly 822 people per square mile, Parker is moderately settled; 67 larger places lie within 50 miles. A Kansas licence lets a lender serve Parker without a local office, so branch density does not change what its 231 residents are offered. The nearest larger city, Greeley, KS about 8 miles away.

How Kansas law applies in Parker

The rows below set out what a licensed lender must follow in Kansas, and so for Parker's roughly 231 residents.

What a Parker borrower is actually offered

With roughly 231 residents, Parker is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. A lender serving Parker's 231 residents must disclose the APR and finance charge in writing before you sign. Because the payment is fixed, the total cost of a Parker loan is knowable in advance — unlike a revolving card balance.

Where Parker sits

Parker covers about 0.3 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. The resulting density is about 822 people per square mile. For the state's biggest city, Wichita, the distance is roughly 136 miles. A 50-mile radius around Parker takes in 67 places that are larger. Within the same 50 miles lie 30 smaller Census places.

Parker against the rest of Kansas

Set beside Kansas's 625 places, Parker ranks 377th by population and holds about 0.0% of the state total. For population change between 2020 and 2023, Parker ranks 429th of 625 in Kansas (about the 31th percentile). By density, at about 822 people per square mile, it ranks 292nd in Kansas. By land area, its 0.3 square miles rank 443rd of 625 places in Kansas.