Personal loans in Mapleton, KS

Population in Mapleton climbed about 1.0% over the three years from 2020 to 2023. An estimated 98 people make their home in Mapleton, a figure that ranks 499th in Kansas.

By the Personalloaner Editorial Team · Last updated 2026-09-16

Compare loan offers Run the numbers first

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Personal loans in Mapleton are mostly unsecured, so the APR reflects how a lender reads your credit — not the city's 98 population. Work out your debt-to-income ratio first; lenders weigh it heavily, and Mapleton's 98 residents are no exception. State law, rather than federal rules alone, supplies the rate caps and licensing rules that reach Mapleton's 98 residents. The closest larger place is Blue Mound, KS about 9 miles away.

Mapleton: the sourced local profile

Read the local figures below as context; read the sourced Kansas table as the rulebook a lender here must follow.

What shapes a Mapleton personal loan

In Mapleton, a small community of about 98, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Because pricing is borrower-level, two people in Mapleton can be quoted different APRs on the same amount and term. Because the payment is fixed, the total cost of a Mapleton loan is knowable in advance — unlike a revolving card balance.

Land, water and location for Mapleton

Mapleton's land area is roughly 0.5 square miles, and the Gazetteer records no significant water area within it. The resulting density is about 198 people per square mile. For the state's biggest city, Wichita, the distance is roughly 136 miles. Within 50 miles of Mapleton there are 78 larger Census places. By land area it ranks 321st of 625 Kansas places.

How Mapleton compares across Kansas

Within Kansas, Mapleton holds roughly 0.0% of all residents, the 499th-largest share among 625 places. For population change between 2020 and 2023, Mapleton ranks 66th of 625 in Kansas (about the 89th percentile). By density, at about 198 people per square mile, it ranks 580th in Kansas. Within 50 miles sit 19 smaller Census places, alongside the 78 that are larger.

Steps to take before a Mapleton loan

For Mapleton's roughly 98 residents, these are the steps that most influence the offer:

  1. Pull your credit reports first and correct any error before a lender sees the file.
  2. Price the payment first with our personal loan calculator before any lender quotes you.
  3. Get several pre-qualifications and compare APR side by side before choosing.
  4. Check the Kansas regulator's records to confirm the lender is licensed here.
  5. If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
  6. Look for an origination fee or prepayment penalty in the written disclosure.
  7. Make sure the new payment leaves room in a budget you already keep.

None of these steps is Mapleton-specific: the same Kansas licensing and disclosure rules reach all 98 residents.

Kansas rules behind a Mapleton personal loan

When Kansas does not publish a figure, the row links to the source instead of inventing a number; Mapleton is bound by the same rules.

RuleDetailSource
State lending regulatorKansas Office of the State Bank Commissioner (OSBC)
Source says: "The Office of the State Bank Commissioner regulates all state-chartered banks, trust companies, mortgage businesses, supervised lenders, credit service organizations, earned wage access service providers, and money transmitters".		Kansas Office of the State Bank Commissioner
as of 2026-09-16
Maximum legal interest rate (usury cap)15% per annum (general contract-rate ceiling for written instruments)
Source says: "may stipulate therein for interest receivable ... at a rate not to exceed 15% per annum unless otherwise specifically authorized by law".		Kansas Office of the Revisor of Statutes
as of 2026-09-16
Payday lending statusPermitted under license (payday cash advances of $500 or less; charge capped at 15%)
Source says: "a licensed or supervised lender may charge an amount not to exceed 15% of the amount of the cash advance".		Kansas Office of the Revisor of Statutes
as of 2026-09-16
Compare personal loan offers Run the numbers first

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Mapleton if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Mapleton is the same as anywhere in Kansas.
What loan size can I expect in Mapleton?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Mapleton?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Mapleton cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

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