Personal loans in Bison, KS

An estimated 171 people make their home in Bison, a figure that ranks 419th in Kansas. Rate ceilings, licensing requirements and product limits for Bison are all set at the Kansas level. A 2020-to-2023 comparison shows Bison down by about 4.5%. The nearest larger city is La Crosse, KS about 6 miles away.

Local context for Bison

Read the local figures below as context; read the sourced Kansas table as the rulebook a lender here must follow.

• Population: 171 — Bison ranks 419th of 625 communities in Kansas (US Census Bureau, Vintage 2023).
• Population trend: A loss of roughly 4.5% between 2020 and 2023.
• People gained or lost: about 8 fewer since the 2020 base.
• Size percentile: with 171 residents, Bison is larger than about 33% of Kansas's Census places.
• Density: the Census land area of 0.3 sq mi holds about 645 people per square mile.
• Land area: Bison covers 0.3 square miles, the 460th-largest area among Kansas's 625 places.
• Share of state population: Bison's 171 residents are about 0.0% of Kansas.
• National rank: Bison is the 16,928th most populous of the 19,457 Census places covered here.
• Growth rank: Bison ranks 597th among Kansas's 625 places for the 2020-to-2023 change.
• State comparison: Kansas's places average -1.0% for 2020-to-2023, against Bison's 4.5%.
• Density rank: Bison places 368th among Kansas's places by people per square mile.
• Density in context: Bison's 645 people per square mile sit against a Kansas median of 764.
• Location: it lies at 38.5199, -99.1979 in the Census Gazetteer.
• Nearest larger cities: La Crosse (6 mi); Otis (8 mi); Pawnee Rock (21 mi); Hoisington (23 mi); Victoria (23 mi). Larger metros often have more branches, but online lenders reach Bison on the same terms.
• Smaller communities close by: Timken (3 mi); Rush Center (7 mi); Albert (11 mi), each with its own Census population profile.
• Smaller places within 50 miles: 25 of them.
• At 100 miles: 119 larger Census places fall inside that radius.

Bison's place among Kansas's 625 places

Bison is the 419th-largest of 625 Census places in Kansas and contains about 0.0% of the state's people. Its 2020-to-2023 change ranks 597th of 625 Kansas places, putting it near the 4th percentile for growth. At about 645 people per square mile, Bison is the 368th most densely settled place in Kansas. In land area, Bison ranks 460th among Kansas's 625 places.

What Kansas law requires in Bison

For the roughly 171 residents of Bison, the rules below are Kansas's own; each row carries its publisher and retrieval date.

How a Bison personal loan is priced

Bison is a small community of about 171 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. A lender serving Bison's 171 residents must disclose the APR and finance charge in writing before you sign. Because the payment is fixed, the total cost of a Bison loan is knowable in advance — unlike a revolving card balance.

Before you apply in Bison

Before you apply in Bison, a community of about 171, work through these steps:

1. Pull your credit reports first and correct any error before a lender sees the file.
2. Test your amount and term in the personal loan calculator first.
3. Get several pre-qualifications and compare APR side by side before choosing.
4. Confirm the lender holds a Kansas licence by checking the regulator named above.
5. Make sure the new payment leaves room in a budget you already keep.
6. Weigh a shorter term's higher payment against the interest it saves.
7. Borrow only what the purpose requires, not the maximum you are offered.

In Bison as elsewhere in Kansas, the written terms — not the advertisement — are what count for its 171 residents.

Where Bison sits

Bison's land area is roughly 0.3 square miles, and the Gazetteer records no significant water area within it. That land carries about 645 people per square mile. For the state's biggest city, Wichita, the distance is roughly 116 miles. Bison has 28 larger places within a 50-mile radius. The 100-mile radius contains 119 larger places.