Personal loans in Schoenchen, KS

If you are weighing a personal loan in Schoenchen, start from the payment you can carry; its 169 residents face the same statewide rules. By population, Schoenchen sits at 422nd in Kansas, with an estimated 169 residents. The 2020 count to the 2023 estimate shows about 0.6% decline in Schoenchen. Compare APR, not the interest rate, because the APR folds in most fees on a Schoenchen loan. The closest larger city is Hays, KS about 12 miles away.

The Schoenchen data picture

Set out below is Schoenchen's local context next to the state-level rules that reach every lender here.

• Population: the Census counts 169 residents in Schoenchen (Vintage 2023 subcounty estimate), the 422nd-largest figure among Kansas's 625 places.
• Population trend: A drop of about 0.6% from 2020 to 2023.
• Net change: roughly 1 fewer people than the 2020 Census counted.
• Size percentile: Schoenchen sits ahead of around 32% of Kansas places, at 169 people.
• Density: roughly 1,363 residents per square mile, spread over 0.1 sq mi of land.
• By land area: Schoenchen ranks 597th among Kansas's 625 places, at 0.1 sq mi.
• Within Kansas: about 0.0% of the state's population lives in Schoenchen.
• National rank: Schoenchen is the 16,972nd most populous of the 19,457 Census places covered here.
• Growth rank: Schoenchen's 2020-to-2023 change ranks 227th of 625 places in Kansas.
• State comparison: Kansas's places average -1.0% for 2020-to-2023, against Schoenchen's 0.6%.
• Density in Kansas: Schoenchen ranks 112th by people per square mile.
• Density in context: Schoenchen's 1,363 people per square mile sit against a Kansas median of 764.
• Location: latitude 38.7129, longitude -99.3323 (Census Gazetteer).
• Nearest larger cities: Hays (12 mi); La Crosse (13 mi); Victoria (14 mi); Bison (15 mi); Otis (19 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
• Smaller communities close by: Liebenthal (4 mi); McCracken (16 mi); Rush Center (17 mi), each with its own Census population profile.
• Within a 50-mile radius: 24 smaller Census places.
• At 100 miles: 114 larger Census places fall inside that radius.

The anatomy of a Schoenchen personal loan

With roughly 169 residents, Schoenchen is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. The APR tracks your credit score rather than Schoenchen's rank of 422nd in Kansas: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. The term you choose in Schoenchen decides the split between a comfortable payment and the total interest you pay.

How Schoenchen compares across Kansas

Within Kansas, Schoenchen holds roughly 0.0% of all residents, the 422nd-largest share among 625 places. On the 2020-to-2023 trend, Schoenchen stands 227th among Kansas's 625 places — roughly the 64th percentile. By density, at about 1,363 people per square mile, it ranks 112th in Kansas. The population moved by about 1 people between 2020 and 2023, a 0.6% shift.

Lender access in Schoenchen

With about 1,363 residents per square mile, Schoenchen is moderately settled, and 26 larger Census places sit within 50 miles. Whether Schoenchen has a local branch or not, a Kansas-licensed lender can serve its 169 people online on the same terms. The nearest larger city, Hays, KS about 12 miles away.

The geography behind Schoenchen

Schoenchen covers about 0.1 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. With 169 residents, the land area yields roughly 1,363 people per square mile. The state's population centre of gravity, Wichita, is roughly 129 miles away. Schoenchen has 26 larger places within a 50-mile radius. The 100-mile radius contains 114 larger places.

The Kansas lending rules that reach Schoenchen

Below are the Kansas rules that apply to a loan made in Schoenchen, each with the regulator that issued it.