Personal loans in Olmitz, KS
The Census counts 89 people in Olmitz, the 517th-largest figure among Kansas's 625 places. Olmitz is a small community of about 89 residents, and a personal loan taken out here is governed by Kansas statute.
Begin with the payment, then weigh APR and total interest across the lenders that reach Olmitz's 89 residents. To lend to Olmitz's 89 residents, a company must hold a Kansas licence, and each sourced row below names the regulator behind it. Census figures put the 2020-to-2023 decrease in Olmitz at about 2.2%. For a bigger market, look to Albert, KS about 6 miles away.
Olmitz: population, trend and location
Read the local figures below as context; read the sourced Kansas table as the rulebook a lender here must follow.
- Population: a Census-estimated 89, 517th among Kansas's 625 places (Vintage 2023).
- Population trend: A loss of roughly 2.2% between 2020 and 2023.
- Change in people: the 2020-to-2023 comparison is a loss of about 2 residents.
- Size percentile: Olmitz sits ahead of around 17% of Kansas places, at 89 people.
- Population density: 560 people per square mile on 0.2 square miles of land.
- Land area rank: Olmitz's 0.2 square miles rank 570th of 625 places in Kansas.
- Share of Kansas: Olmitz holds about 0.0% of the state's population, some 89 people.
- Nationally: Olmitz is the 18,330th-largest of 19,457 Census places in the dataset.
- Growth rank: Olmitz ranks 437th among Kansas's 625 places for the 2020-to-2023 change.
- Against the state trend: Olmitz's 2.2% change compares with a Kansas average of -1.0% across its 625 places.
- Density in Kansas: Olmitz ranks 408th by people per square mile.
- Density in context: Olmitz's 560 people per square mile sit against a Kansas median of 764.
- Location: 38.5164, -98.9366 (Census Gazetteer coordinates).
- Nearest larger cities: Albert (6 mi); Otis (6 mi); Hoisington (9 mi); Great Bend (13 mi); Bison (14 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
- Smaller places nearby: Galatia (9 mi); Susank (12 mi); Timken (13 mi).
- Smaller neighbours: 12 places smaller than Olmitz sit within 50 miles.
- Larger places within 100 miles: 167.
Inside a Olmitz personal loan
With roughly 89 residents, Olmitz is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Because pricing is borrower-level, two people in Olmitz can be quoted different APRs on the same amount and term. A longer term lowers the monthly payment on a Olmitz loan but raises total interest, so the smallest payment is not the cheapest loan.
Which Kansas laws govern a loan in Olmitz
These are Kansas's sourced lending facts as they reach Olmitz's 89 residents; the state has no city-level rate rule.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Kansas Office of the State Bank Commissioner (OSBC) Source says: "The Office of the State Bank Commissioner regulates all state-chartered banks, trust companies, mortgage businesses, supervised lenders, credit service organizations, earned wage access service providers, and money transmitters". | Kansas Office of the State Bank Commissioner as of 2026-09-16 |
| Small-loan / installment lender licensing | Supervised lender license required (supervised loans) Source says: "Unless a person is exempt from licensing ... such person shall not engage in the business of: (a) Making supervised loans". | Kansas Office of the Revisor of Statutes as of 2026-09-16 |
| UCCC consumer loan rate caps | 36% on first $860 of unpaid balance; 21% above $860 (closed-end consumer loans) Source says: "36% on the unpaid principal balance which is $860 or less, and 21% on the unpaid principal balance which exceeds $860". | Kansas Office of the State Bank Commissioner as of 2026-09-16 |
Where Olmitz sits in Kansas
Within Kansas, Olmitz holds roughly 0.0% of all residents, the 517th-largest share among 625 places. On the 2020-to-2023 trend, Olmitz stands 437th among Kansas's 625 places — roughly the 30th percentile. Its roughly 560 residents per square mile place it 408th among Kansas's places. In land area, Olmitz ranks 570th among Kansas's 625 places.
Getting a loan in Olmitz
With about 560 residents per square mile, Olmitz is moderately settled, and 47 larger Census places sit within 50 miles. Lenders licensed in Kansas reach Olmitz's 89 residents online, so the nearest branch is not what sets your APR. For a larger market, the closest option is Albert, KS about 6 miles away.
Where Olmitz sits
Olmitz's land area is roughly 0.2 square miles, and the Gazetteer records no significant water area within it. With 89 residents, the land area yields roughly 560 people per square mile. The state's population centre of gravity, Wichita, is roughly 104 miles away. Olmitz has 47 larger places within a 50-mile radius. The 100-mile radius contains 167 larger places.
Common questions
What are my options in Olmitz if my credit is poor?
What loan size can I expect in Olmitz?
Do I have to pledge anything to borrow in Olmitz?
Does comparing loans in Olmitz cost me credit score points?
Nearby places
- Albert, KS — population 126
- Otis, KS — population 286
- Galatia, KS — population 43
- Hoisington, KS — population 2,617
- Susank, KS — population 29
- Great Bend, KS — population 14,372
- Timken, KS — population 36
- Pawnee Rock, KS — population 189