Personal loans in Big Bend, WI
Personal loans in Big Bend are mostly unsecured, so the APR reflects how a lender reads your credit — not the city's 1,501 population. With an estimated 1,501 residents, Big Bend is the 303rd-largest of 605 places in Wisconsin.
Big Bend added about 0.7% to its population between the 2020 base and the 2023 estimate. Compare APR, not the interest rate, because the APR folds in most fees on a Big Bend loan. The closest larger place is Vernon, WI about 3 miles away. A lender that serves Big Bend operates under Wisconsin lending statutes and a Wisconsin supervisor.
What the Census records for Big Bend
Most of what governs a Big Bend loan is written in Wisconsin law rather than in the city; the sourced notes below make that split concrete.
- Population: a Census-estimated 1,501, 303rd among Wisconsin's 605 places (Vintage 2023).
- Population trend: A gain of roughly 0.7% between 2020 and 2023.
- Absolute change: 10 residents added between 2020 and 2023.
- Size percentile: about 50% of Wisconsin communities are smaller than Big Bend (1,501 residents).
- Population density: about 462 people per square mile across 3.3 square miles of land (Census Gazetteer area, Vintage 2023 population).
- Land area: Big Bend covers 3.3 square miles, the 219th-largest area among Wisconsin's 605 places.
- Water: Big Bend holds about 0.05 square miles, the 243rd-largest water area in Wisconsin.
- Within Wisconsin: about 0.0% of the state's population lives in Big Bend.
- National rank: Big Bend sits 8,685th by population among the 19,457 places in this dataset.
- Growth in Wisconsin: Big Bend stands 187th by percentage change from 2020 to 2023, among 605 places.
- State comparison: Wisconsin's places average +0.4% for 2020-to-2023, against Big Bend's 0.7%.
- Density rank: Big Bend places 437th among Wisconsin's places by people per square mile.
- Against the state median: Big Bend runs about 462 residents per square mile, where the Wisconsin median is 800.
- Location: 42.8839 / -88.2036, per the US Census Bureau Gazetteer.
- Nearest larger cities: Vernon (3 mi); Muskego (4 mi); Waukesha (6 mi); Mukwonago (6 mi); New Berlin (7 mi). Larger metros often have more branches, but online lenders reach Big Bend on the same terms.
- Smaller places close by: Nashotah (18 mi); Chenequa (19 mi); Oconomowoc Lake (20 mi).
- Smaller neighbours: 32 places smaller than Big Bend sit within 50 miles.
- At 100 miles: 457 larger Census places fall inside that radius.
The state rulebook for Big Bend
Every row below records a Wisconsin rule, its publisher and its retrieval date — the same rules a Big Bend lender must follow.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Wisconsin Department of Financial Institutions (DFI), Division of Banking Source says: "Department" means the department of financial institutions | Wisconsin State Legislature as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 12% per year maximum ($12 per $100) on the declining principal balance, except as authorized by other statutes (Wis. Stat. § 138.05(1)(a)) Source says: At the rate of $12 upon $100 for one year computed upon the declining principal balance of the loan or forbearance | Wisconsin State Legislature as of 2026-09-16 |
| Payday lending status | Legal and licensed by the DFI Division of Banking; statewide database tracking (Wis. Stat. § 138.14) Source says: "Licensee" means a person holding a license issued by the division under sub. (5) | Wisconsin State Legislature as of 2026-09-16 |
Big Bend's place among Wisconsin's 605 places
Within Wisconsin, Big Bend holds roughly 0.0% of all residents, the 303rd-largest share among 605 places. Its 2020-to-2023 change ranks 187th of 605 Wisconsin places, putting it near the 69th percentile for growth. Its roughly 462 residents per square mile place it 437th among Wisconsin's places. By land area, its 3.3 square miles rank 219th of 605 places in Wisconsin.
Borrowing reach in Big Bend
At roughly 462 people per square mile, Big Bend is lightly settled; 160 larger places lie within 50 miles. Lenders licensed in Wisconsin reach Big Bend's 1,501 residents online, so the nearest branch is not what sets your APR. The nearest larger city, Vernon, WI about 3 miles away.
The geography behind Big Bend
Big Bend's land area is about 3.3 square miles; a further 0.05 square miles is water. With 1,501 residents, the land area yields roughly 462 people per square mile. For the state's biggest city, Milwaukee, the distance is roughly 17 miles. Counting outward 50 miles, 160 larger communities surround Big Bend. Within the same 50 miles lie 32 smaller Census places.
What a Big Bend borrower is actually offered
Big Bend is a small community of about 1,501 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. The APR tracks your credit score rather than Big Bend's rank of 303rd in Wisconsin: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. Shortening the term on a Big Bend loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
Common questions
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Nearby places
- Vernon, WI — population 7,456
- Muskego, WI — population 25,312
- Waukesha, WI — population 8,484
- New Berlin, WI — population 40,260
- Waterford, WI — population 5,744
- Mukwonago, WI — population 8,492
- Waukesha, WI — population 70,446
- Rochester, WI — population 3,776