Personal loans in Muskego, WI
With 25,312 residents, Muskego outranks about 94% of the communities in Wisconsin. A 2020-to-2023 comparison shows Muskego up by about 1.1%.
Personal loans in Muskego are mostly unsecured, so the APR reflects how a lender reads your credit — not the city's 25,312 population. To lend to Muskego's 25,312 residents, a company must hold a Wisconsin licence, and each sourced row below names the regulator behind it. Verify the lender's Wisconsin licence against the regulator named below before borrowing in Muskego. Borrowers who want a bigger city can look to Franklin, WI about 6 miles away.
What the Census records for Muskego
What follows is Muskego's place in the Census record, alongside the Wisconsin rules that govern a personal loan made here.
- Population: the Census counts 25,312 residents in Muskego (Vintage 2023 subcounty estimate), the 35th-largest figure among Wisconsin's 605 places.
- Population trend: Growth of about 1.1% across the 2020-to-2023 comparison.
- Change in people: the 2020-to-2023 comparison is a gain of about 274 residents.
- Size percentile: about 94% of Wisconsin's Census places are smaller than Muskego.
- Density: roughly 801 residents per square mile, spread over 31.6 sq mi of land.
- Land area rank: Muskego's 31.6 square miles rank 26th of 605 places in Wisconsin.
- Water area: Muskego has 4.37 square miles of water, ranking 7th of 605 places in Wisconsin.
- Share of state population: Muskego's 25,312 residents are about 0.6% of Wisconsin.
- National standing: Muskego ranks 1,545th of 19,457 US places.
- Growth in Wisconsin: Muskego stands 154th by percentage change from 2020 to 2023, among 605 places.
- Versus Wisconsin: the state average change is +0.4%, while Muskego moved 1.1%.
- Density in Wisconsin: Muskego ranks 301st by people per square mile.
- Density vs Wisconsin: Muskego's 801 people per square mile compare with a state median of 800.
- Location: mapped by the US Census Bureau at 42.8714, -88.1343.
- Nearest larger cities: Franklin (6 mi); New Berlin (7 mi); Greenfield (9 mi); West Allis (11 mi); Waukesha (11 mi). A branch is convenient; it is not what sets your APR.
- Smaller places nearby: Big Bend (4 mi); Hales Corners (6 mi); Vernon (7 mi).
- Within a 50-mile radius: 164 smaller Census places.
- Within 100 miles: 99 places are larger than Muskego.
How a Muskego personal loan is priced
With roughly 25,312 residents, Muskego is a smaller city; its personal loans are typically unsecured, priced from your credit rather than the city's size. The APR tracks your credit score rather than Muskego's rank of 35th in Wisconsin: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. Because the payment is fixed, the total cost of a Muskego loan is knowable in advance — unlike a revolving card balance.
Wisconsin consumer-lending rules applied in Muskego
The rows below set out what a licensed lender must follow in Wisconsin, and so for Muskego's roughly 25,312 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Wisconsin Department of Financial Institutions (DFI), Division of Banking Source says: "Department" means the department of financial institutions | Wisconsin State Legislature as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 12% per year maximum ($12 per $100) on the declining principal balance, except as authorized by other statutes (Wis. Stat. § 138.05(1)(a)) Source says: At the rate of $12 upon $100 for one year computed upon the declining principal balance of the loan or forbearance | Wisconsin State Legislature as of 2026-09-16 |
| Payday lending status | Legal and licensed by the DFI Division of Banking; statewide database tracking (Wis. Stat. § 138.14) Source says: "Licensee" means a person holding a license issued by the division under sub. (5) | Wisconsin State Legislature as of 2026-09-16 |
Where Muskego sits
Inside Muskego's boundaries lie roughly 31.6 square miles of land and 4.37 square miles of water. That land carries about 801 people per square mile. Milwaukee, the largest place in Wisconsin, is about 16 miles from Muskego. Muskego has 28 larger places within a 50-mile radius. By land area it ranks 26th of 605 Wisconsin places.
The Muskego borrowing checklist
Before you hand your details to a lender in Muskego, where the population is near 25,312:
- Pull your credit reports first and correct any error before a lender sees the file.
- Price the payment first with our personal loan calculator before any lender quotes you.
- Gather at least three pre-qualified offers and line up the APR, not the headline rate.
- Make sure the lender appears in the Wisconsin regulator's licence list.
- Check that the monthly payment fits your budget next to your existing obligations.
- Pick the shortest term whose payment you can comfortably afford.
- Keep the amount to the expense; an approval is not a reason to take more.
In Muskego as elsewhere in Wisconsin, the written terms — not the advertisement — are what count for its 25,312 residents.
Where Muskego sits in Wisconsin
Among Wisconsin's 605 places, Muskego sits at 35th for population, a share of roughly 0.6% of the state. On the 2020-to-2023 trend, Muskego stands 154th among Wisconsin's 605 places — roughly the 75th percentile. At about 801 people per square mile, Muskego is the 301st most densely settled place in Wisconsin. Within 50 miles sit 164 smaller Census places, alongside the 28 that are larger.
Common questions
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Nearby places
- Big Bend, WI — population 1,501
- New Berlin, WI — population 40,260
- Hales Corners, WI — population 7,522
- Franklin, WI — population 35,485
- Vernon, WI — population 7,456
- Waterford, WI — population 5,744
- Raymond, WI — population 3,943
- Waukesha, WI — population 8,484