Personal loans in Beallsville, OH

A single loan can carry different costs on either side of a state line, and Beallsville sits on the Ohio side of that line. Beallsville is one of 924 Census places in Ohio; its 347 residents put it at 731st. Begin with the payment, then weigh APR and total interest across the lenders that reach Beallsville's 347 residents. A 2020-to-2023 comparison shows Beallsville down by about 1.7%. The closest larger city is Woodsfield, OH about 7 miles away.

Local context for Beallsville

Here is the sourced Census picture for Beallsville, plus the Ohio lending rules that apply to a loan taken out here.

• Population: the Census counts 347 residents in Beallsville (Vintage 2023 subcounty estimate), the 731st-largest figure among Ohio's 924 places.
• Population trend: A decline of about 1.7% across the 2020-to-2023 comparison.
• Change in people: the 2020-to-2023 comparison is a loss of about 6 residents.
• Size percentile: Beallsville's 347 people outrank roughly 21% of the places in Ohio.
• Population density: about 956 people per square mile (Census land area 0.4 sq mi).
• Land area: Beallsville covers 0.4 square miles, the 745th-largest area among Ohio's 924 places.
• Share of Ohio: Beallsville holds about 0.0% of the state's population, some 347 people.
• Nationally: Beallsville is the 14,618th-largest of 19,457 Census places in the dataset.
• Growth rank: Beallsville's 2020-to-2023 change ranks 659th of 924 places in Ohio.
• State comparison: Ohio's places average +0.9% for 2020-to-2023, against Beallsville's 1.7%.
• Density rank: Beallsville places 624th among Ohio's places by people per square mile.
• Density in context: Beallsville's 956 people per square mile sit against a Ohio median of 1,289.
• Location: 39.8489, -81.0354 (Census Gazetteer coordinates).
• Nearest larger cities: Woodsfield (7 mi); Bethesda (12 mi); Powhatan Point (12 mi); Barnesville (12 mi); Belmont (12 mi). Lenders licensed in the state serve Beallsville whether or not they keep a local branch.
• Smaller communities within reach: Wilson (2 mi); Jerusalem (3 mi); Miltonsburg (7 mi).
• Smaller neighbours: 47 places smaller than Beallsville sit within 50 miles.
• Within 100 miles: 542 places are larger than Beallsville.

How Beallsville compares across Ohio

Beallsville is the 731st-largest of 924 Census places in Ohio and contains about 0.0% of the state's people. On the 2020-to-2023 trend, Beallsville stands 659th among Ohio's 924 places — roughly the 29th percentile. By density, at about 956 people per square mile, it ranks 624th in Ohio. Within 50 miles sit 47 smaller Census places, alongside the 94 that are larger.

Steps to take before a Beallsville loan

These steps shape the offer you get in Beallsville, a place of about 347 people:

1. Get your credit reports, dispute what is wrong, and only then start shopping.
2. Use the loan calculator to test the payment on your intended amount and term.
3. Get several pre-qualifications and compare APR side by side before choosing.
4. Confirm the Ohio licence with the regulator named above before committing.
5. If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
6. Read the disclosure for an origination fee and any prepayment penalty before signing.
7. Check that the monthly payment fits your budget next to your existing obligations.

None of these steps is Beallsville-specific: the same Ohio licensing and disclosure rules reach all 347 residents.

How a Beallsville personal loan is priced

With roughly 347 residents, Beallsville is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. The rate you see advertised is a range, not a promise, until a lender reviews your file in Beallsville. A longer term lowers the monthly payment on a Beallsville loan but raises total interest, so the smallest payment is not the cheapest loan.

The geography behind Beallsville

Beallsville's land area is roughly 0.4 square miles, and the Gazetteer records no significant water area within it. The resulting density is about 956 people per square mile. The largest place in Ohio, Columbus, lies about 104 miles away. Within 50 miles of Beallsville there are 94 larger Census places. By land area it ranks 745th of 924 Ohio places.

The state rulebook for Beallsville

Every row below records a Ohio rule, its publisher and its retrieval date — the same rules a Beallsville lender must follow.