Personal loans in Miltonsburg, OH

Work out your debt-to-income ratio first; lenders weigh it heavily, and Miltonsburg's 38 residents are no exception. Miltonsburg shed about 2.6% of its population between the 2020 base and the 2023 estimate. For the 38 people in Miltonsburg, Ohio runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. A larger market lies at Jerusalem, OH about 4 miles away.

Local context for Miltonsburg

Here is the sourced Census picture for Miltonsburg, plus the Ohio lending rules that apply to a loan taken out here.

• Population: 38 — Miltonsburg ranks 924th of 924 communities in Ohio (US Census Bureau, Vintage 2023).
• Population trend: The 2020-to-2023 change is negative, near 2.6%.
• Change in people: the 2020-to-2023 comparison is a loss of about 1 residents.
• Size percentile: roughly 0% of Ohio places rank below Miltonsburg.
• Population density: about 521 people per square mile across 0.1 square miles of land (Census Gazetteer area, Vintage 2023 population).
• Land area rank: Miltonsburg's 0.1 square miles rank 916th of 924 places in Ohio.
• Share of Ohio: Miltonsburg holds about 0.0% of the state's population, some 38 people.
• National rank: Miltonsburg is 19,138th of 19,457 places nationwide.
• Growth rank: Miltonsburg's 2020-to-2023 change ranks 826th of 924 places in Ohio.
• State comparison: Ohio's places average +0.9% for 2020-to-2023, against Miltonsburg's 2.6%.
• Density in Ohio: Miltonsburg ranks 803rd by people per square mile.
• Against the state median: Miltonsburg runs about 521 residents per square mile, where the Ohio median is 1,289.
• Location: latitude 39.8313, longitude -81.1648 (Census Gazetteer).
• Nearest larger cities: Jerusalem (4 mi); Woodsfield (5 mi); Wilson (5 mi); Beallsville (7 mi); Batesville (9 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
• Smaller places nearby: Green Hills (50 mi); S.N.P.J. (84 mi); Ohiopyle (89 mi).
• Within a 50-mile radius: 1 smaller Census places.
• Within 100 miles: 687 places are larger than Miltonsburg.

Where Miltonsburg sits

Inside Miltonsburg's boundaries lie about 0.1 square miles of land, with no significant water area recorded. With 38 residents, the land area yields roughly 521 people per square mile. Columbus, the largest place in Ohio, is about 97 miles from Miltonsburg. Within 50 miles of Miltonsburg there are 136 larger Census places. By land area it ranks 916th of 924 Ohio places.

Miltonsburg's place among Ohio's 924 places

Among Ohio's 924 places, Miltonsburg sits at 924th for population, a share of roughly 0.0% of the state. Its 2020-to-2023 change ranks 826th of 924 Ohio places, putting it near the 11th percentile for growth. By density, at about 521 people per square mile, it ranks 803rd in Ohio. By land area, its 0.1 square miles rank 916th of 924 places in Ohio.

How personal loans work in Miltonsburg

A Miltonsburg personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 38 residents. The APR tracks your credit score rather than Miltonsburg's rank of 924th in Ohio: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. A longer term lowers the monthly payment on a Miltonsburg loan but raises total interest, so the smallest payment is not the cheapest loan.

How lenders reach Miltonsburg

Miltonsburg is moderately settled, with about 521 people per square mile and 136 larger places within 50 miles. Lenders licensed in Ohio reach Miltonsburg's 38 residents online, so the nearest branch is not what sets your APR. The nearest larger city, Jerusalem, OH about 4 miles away.

The state rulebook for Miltonsburg

The rows below set out what a licensed lender must follow in Ohio, and so for Miltonsburg's roughly 38 residents.