Personal loans in Clarington, OH
Clarington is a small community of about 272 residents, and a personal loan taken out here is governed by Ohio statute. Use the calculator on this page to price an amount and term before you commit in Clarington.
An estimated 272 people make their home in Clarington, a figure that ranks 769th in Ohio. Consumer lending that reaches Clarington's 272 residents is governed by Ohio statute; no city ordinance changes it. From the 2020 Census base to the 2023 estimate, the population declined by about 2.2%. Borrowers who want a bigger city can look to Powhatan Point, OH about 6 miles away.
Clarington: population, trend and location
Here is the sourced Census picture for Clarington, plus the Ohio lending rules that apply to a loan taken out here.
- Population: about 272 people live here, which puts Clarington 769th of 924 Census places in Ohio (Vintage 2023).
- Population trend: A drop of about 2.2% from 2020 to 2023.
- Net change: roughly 6 fewer people than the 2020 Census counted.
- Size percentile: Clarington sits ahead of around 17% of Ohio places, at 272 people.
- Population density: about 238 people per square mile (Census land area 1.1 sq mi).
- Land area: Clarington covers 1.1 square miles, the 490th-largest area among Ohio's 924 places.
- Water area: Clarington has 0.10 square miles of water, ranking 139th of 924 places in Ohio.
- Share of Ohio: Clarington holds about 0.0% of the state's population, some 272 people.
- National rank: Clarington is 15,450th of 19,457 places nationwide.
- Growth rank: Clarington's 2020-to-2023 change ranks 758th of 924 places in Ohio.
- State comparison: Ohio's places average +0.9% for 2020-to-2023, against Clarington's 2.2%.
- Density rank: Clarington places 891st among Ohio's places by people per square mile.
- Density in context: Clarington's 238 people per square mile sit against a Ohio median of 1,289.
- Location: it lies at 39.7809, -80.8650 in the Census Gazetteer.
- Nearest larger cities: Powhatan Point (6 mi); New Martinsville (9 mi); Beallsville (10 mi); Moundsville (12 mi); Glen Dale (13 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
- Nearest smaller places: Wilson (12 mi); Jerusalem (13 mi); Antioch (14 mi).
- Within a 50-mile radius: 36 smaller Census places.
- At 100 miles: 542 larger Census places fall inside that radius.
Lender access in Clarington
At roughly 238 people per square mile, Clarington is lightly settled; 113 larger places lie within 50 miles. What is available to Clarington's 272 borrowers is set by Ohio licensing and your own credit, not by how many branches are nearby. The nearest bigger place is Powhatan Point, OH about 6 miles away.
Clarington's place among Ohio's 924 places
Clarington is the 769th-largest of 924 Census places in Ohio and contains about 0.0% of the state's people. For population change between 2020 and 2023, Clarington ranks 758th of 924 in Ohio (about the 18th percentile). At about 238 people per square mile, Clarington is the 891st most densely settled place in Ohio. Within 50 miles sit 36 smaller Census places, alongside the 113 that are larger.
What Ohio law requires in Clarington
Every row below records a Ohio rule, its publisher and its retrieval date — the same rules a Clarington lender must follow.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Ohio Department of Commerce, Division of Financial Institutions (Consumer Finance Section). Source says: "The Consumer Finance Section is responsible for regulating non-depository consumer lenders and related consumer finance businesses." | Ohio Department of Commerce - Division of Financial Institutions as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer finance licenses required for non-depository lenders, including Consumer Installment Loan Act lenders, General Loan Law lenders, short-term lenders, and small loan lenders. Source says: "We issue and manage licenses for companies and individuals under multiple Ohio statutes." (page's regulated-statutes list names Consumer Installment Loan Act lenders, General Loan Law lenders, Short-term lenders, Small loan lenders). | Ohio Department of Commerce - Division of Financial Institutions as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 8% per annum maximum by written agreement for the general case; higher rates permitted only in specified cases (e.g., principal over $100,000, business loans, certain mortgages). Source says: "may stipulate therein for the payment of interest upon the amount thereof at any rate not exceeding eight per cent per annum payable annually" (Ohio Rev. Code 1343.01(A)). [codes.ohio.gov content retrieved via search-engine fetch of the official section; direct connections blocked from our network] | Ohio Laws (Ohio Revised Code - official state publication) as of 2026-09-16 |
How personal loans work in Clarington
A Clarington personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 272 residents. A lender serving Clarington's 272 residents must disclose the APR and finance charge in writing before you sign. A longer term lowers the monthly payment on a Clarington loan but raises total interest, so the smallest payment is not the cheapest loan.
The geography behind Clarington
Clarington covers about 1.1 square miles of land, with 0.10 square miles of water inside its boundaries (Census Gazetteer). Spread across it are roughly 238 residents per square mile. For the state's biggest city, Columbus, the distance is roughly 113 miles. Clarington has 113 larger places within a 50-mile radius. The 100-mile radius contains 542 larger places.
Common questions
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Nearby places
- Powhatan Point, OH — population 1,419
- New Martinsville, WV — population 5,087
- Beallsville, OH — population 347
- Moundsville, WV — population 7,724
- Paden City, WV — population 2,408
- Glen Dale, WV — population 1,425
- Wilson, OH — population 132
- Shadyside, OH — population 3,365