Personal loans in Augusta, IL

Use the calculator on this page to price an amount and term before you commit in Augusta. A single loan can carry different costs on either side of a state line, and Augusta sits on the Illinois side of that line. The 2020 count to the 2023 estimate shows about 2.5% decline in Augusta. The nearest larger city is Golden, IL about 9 miles away.

Local context for Augusta

Two layers matter for a Augusta borrower: the local population picture and Illinois's consumer-lending statutes.

• Population: the Census counts 544 residents in Augusta (Vintage 2023 subcounty estimate), the 828th-largest figure among Illinois's 1,294 places.
• Population trend: The 2020-to-2023 change is negative, near 2.5%.
• Net change: roughly 14 fewer people than the 2020 Census counted.
• Size percentile: with 544 residents, Augusta is larger than about 36% of Illinois's Census places.
• Density: roughly 787 residents per square mile, spread over 0.7 sq mi of land.
• Land area rank: Augusta's 0.7 square miles rank 923rd of 1,294 places in Illinois.
• Share of state population: Augusta's 544 residents are about 0.0% of Illinois.
• National standing: Augusta ranks 12,811th of 19,457 US places.
• Growth rank: Augusta's 2020-to-2023 change ranks 798th of 1,294 places in Illinois.
• State comparison: Illinois's places average -2.0% for 2020-to-2023, against Augusta's 2.5%.
• Density rank: Augusta places 799th among Illinois's places by people per square mile.
• Against the state median: Augusta runs about 787 residents per square mile, where the Illinois median is 993.
• Location: it lies at 40.2307, -90.9501 in the Census Gazetteer.
• Nearest larger cities: Golden (9 mi); Clayton (14 mi); Camp Point (15 mi); Carthage (16 mi); Colchester (16 mi). Living near a larger metro rarely changes what is available in Augusta.
• Nearest smaller places: Plymouth (5 mi); Bowen (6 mi); La Prairie (6 mi).
• Smaller neighbours: 72 places smaller than Augusta sit within 50 miles.
• Within 100 miles: 265 places are larger than Augusta.

Augusta on the map

The Census Gazetteer records about 0.7 square miles of land within Augusta, with no significant water area listed. That land carries about 787 people per square mile. For the state's biggest city, Chicago, the distance is roughly 203 miles. Counting outward 50 miles, 52 larger communities surround Augusta. The 100-mile radius contains 265 larger places.

What a Augusta borrower is actually offered

With roughly 544 residents, Augusta is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Federal Truth in Lending rules require a Augusta lender to disclose the APR and finance charge before you sign. A longer term lowers the monthly payment on a Augusta loan but raises total interest, so the smallest payment is not the cheapest loan.

What is available to Augusta borrowers

Augusta is a moderately settled community of about 544 people, with 52 larger places inside a 50-mile radius. Lenders licensed in Illinois reach Augusta's 544 residents online, so the nearest branch is not what sets your APR. The nearest bigger place is Golden, IL about 9 miles away.

Illinois rules behind a Augusta personal loan

Illinois has no separate rate rule for Augusta; the sourced rows below are what reach every lender that serves its 544 people.

How Augusta compares across Illinois

Among Illinois's 1,294 places, Augusta sits at 828th for population, a share of roughly 0.0% of the state. On the 2020-to-2023 trend, Augusta stands 798th among Illinois's 1,294 places — roughly the 38th percentile. By density, at about 787 people per square mile, it ranks 799th in Illinois. The population moved by about 14 people between 2020 and 2023, a 2.5% shift.