Personal loans in Camden, IL
To lend to Camden's 60 residents, a company must hold a Illinois licence, and each sourced row below names the regulator behind it.
Camden is a small community of about 60 residents, and a personal loan taken out here is governed by Illinois statute. Roughly 60 residents live in Camden, the 1,268th-largest community in Illinois. The 2020 count to the 2023 estimate shows about 3.2% decline in Camden. Use the calculator on this page to price an amount and term before you commit in Camden. The next larger city is Littleton, IL about 10 miles away.
Camden: population, trend and location
Here is the sourced Census picture for Camden, plus the Illinois lending rules that apply to a loan taken out here.
- Population: 60 — Camden ranks 1,268th of 1,294 communities in Illinois (US Census Bureau, Vintage 2023).
- Population trend: About 3.2% below the 2020 Census base.
- Absolute change: 2 residents lost between 2020 and 2023.
- Size percentile: with 60 residents, Camden is larger than about 2% of Illinois's Census places.
- Population density: about 79 people per square mile across 0.8 square miles of land (Census Gazetteer area, Vintage 2023 population).
- By land area: Camden ranks 882nd among Illinois's 1,294 places, at 0.8 sq mi.
- Share of state population: Camden's 60 residents are about 0.0% of Illinois.
- Nationally: Camden is the 18,820th-largest of 19,457 Census places in the dataset.
- Growth rank: Camden's 2020-to-2023 change ranks 973rd of 1,294 places in Illinois.
- Against the state trend: Camden's 3.2% change compares with a Illinois average of -2.0% across its 1,294 places.
- Density in Illinois: Camden ranks 1,281st by people per square mile.
- Against the state median: Camden runs about 79 residents per square mile, where the Illinois median is 993.
- Location: mapped by the US Census Bureau at 40.1528, -90.7733.
- Nearest larger cities: Littleton (10 mi); Augusta (11 mi); Rushville (11 mi); Mound Station (11 mi); Mount Sterling (12 mi). Living near a larger metro rarely changes what is available in Camden.
- Smaller communities within reach: Ripley (11 mi); La Prairie (12 mi); Bentley (22 mi).
- Smaller places within 50 miles: 8 of them.
- Within 100 miles: 546 places are larger than Camden.
Camden on the map
Inside Camden's boundaries lie about 0.8 square miles of land, with no significant water area recorded. The resulting density is about 79 people per square mile. The largest place in Illinois, Chicago, lies about 199 miles away. Within 50 miles of Camden there are 123 larger Census places. Within the same 50 miles lie 8 smaller Census places.
Lender access in Camden
With about 79 residents per square mile, Camden is sparsely settled, and 123 larger Census places sit within 50 miles. Distance to a branch rarely matters for Camden's 60 residents: the application is online and the price follows your credit file. For a larger market, the closest option is Littleton, IL about 10 miles away.
How a Camden personal loan is priced
Most loans made to Camden's 60 residents are unsecured, so nothing is pledged and the lender relies on your credit history. The APR tracks your credit score rather than Camden's rank of 1,268th in Illinois: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. Because the payment is fixed, the total cost of a Camden loan is knowable in advance — unlike a revolving card balance.
Camden in state context
Within Illinois, Camden holds roughly 0.0% of all residents, the 1,268th-largest share among 1,294 places. Its 2020-to-2023 change ranks 973rd of 1,294 Illinois places, putting it near the 25th percentile for growth. At about 79 people per square mile, Camden is the 1,281st most densely settled place in Illinois. In land area, Camden ranks 882nd among Illinois's 1,294 places.
What Illinois law requires in Camden
Illinois has no separate rate rule for Camden; the sourced rows below are what reach every lender that serves its 60 people.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Illinois Department of Financial and Professional Regulation (IDFPR), Division of Financial Institutions Source says: "DFI licenses, charters, and examines a wide variety of financial products and services including: Consumer and Sales Finance and Collection Agencies". | Illinois Department of Financial and Professional Regulation as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer Installment Loan Act license required from the Director of Financial Institutions (loans above 9% APR) Source says: "No person ... shall engage in the business of making loans of money ... except ... after first obtaining a license from the Director of Financial Institutions". | Illinois General Assembly (Illinois Compiled Statutes) as of 2026-09-16 |
| Installment lender net-worth requirement | $30,000 minimum positive net worth (plus $25,000 surety bond) Source says: "every applicant shall prove ... that the applicant has and will maintain a positive net worth of a minimum of $30,000". | Illinois General Assembly (Illinois Compiled Statutes) as of 2026-09-16 |
Common questions
What are my options in Camden if my credit is poor?
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Does comparing loans in Camden cost me credit score points?
Nearby places
- Mount Sterling, IL — population 2,016
- Littleton, IL — population 135
- Mound Station, IL — population 115
- Ripley, IL — population 51
- Augusta, IL — population 544
- Plymouth, IL — population 426
- Rushville, IL — population 2,923
- Clayton, IL — population 621