Personal loans in Camden, IL

To lend to Camden's 60 residents, a company must hold a Illinois licence, and each sourced row below names the regulator behind it.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Camden is a small community of about 60 residents, and a personal loan taken out here is governed by Illinois statute. Roughly 60 residents live in Camden, the 1,268th-largest community in Illinois. The 2020 count to the 2023 estimate shows about 3.2% decline in Camden. Use the calculator on this page to price an amount and term before you commit in Camden. The next larger city is Littleton, IL about 10 miles away.

Camden: population, trend and location

Here is the sourced Census picture for Camden, plus the Illinois lending rules that apply to a loan taken out here.

Camden on the map

Inside Camden's boundaries lie about 0.8 square miles of land, with no significant water area recorded. The resulting density is about 79 people per square mile. The largest place in Illinois, Chicago, lies about 199 miles away. Within 50 miles of Camden there are 123 larger Census places. Within the same 50 miles lie 8 smaller Census places.

Lender access in Camden

With about 79 residents per square mile, Camden is sparsely settled, and 123 larger Census places sit within 50 miles. Distance to a branch rarely matters for Camden's 60 residents: the application is online and the price follows your credit file. For a larger market, the closest option is Littleton, IL about 10 miles away.

How a Camden personal loan is priced

Most loans made to Camden's 60 residents are unsecured, so nothing is pledged and the lender relies on your credit history. The APR tracks your credit score rather than Camden's rank of 1,268th in Illinois: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. Because the payment is fixed, the total cost of a Camden loan is knowable in advance — unlike a revolving card balance.

Camden in state context

Within Illinois, Camden holds roughly 0.0% of all residents, the 1,268th-largest share among 1,294 places. Its 2020-to-2023 change ranks 973rd of 1,294 Illinois places, putting it near the 25th percentile for growth. At about 79 people per square mile, Camden is the 1,281st most densely settled place in Illinois. In land area, Camden ranks 882nd among Illinois's 1,294 places.

What Illinois law requires in Camden

Illinois has no separate rate rule for Camden; the sourced rows below are what reach every lender that serves its 60 people.

RuleDetailSource
State lending regulatorIllinois Department of Financial and Professional Regulation (IDFPR), Division of Financial Institutions
Source says: "DFI licenses, charters, and examines a wide variety of financial products and services including: Consumer and Sales Finance and Collection Agencies".
Illinois Department of Financial and Professional Regulation
as of 2026-09-16
Small-loan / installment lender licensingConsumer Installment Loan Act license required from the Director of Financial Institutions (loans above 9% APR)
Source says: "No person ... shall engage in the business of making loans of money ... except ... after first obtaining a license from the Director of Financial Institutions".
Illinois General Assembly (Illinois Compiled Statutes)
as of 2026-09-16
Installment lender net-worth requirement$30,000 minimum positive net worth (plus $25,000 surety bond)
Source says: "every applicant shall prove ... that the applicant has and will maintain a positive net worth of a minimum of $30,000".
Illinois General Assembly (Illinois Compiled Statutes)
as of 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Camden if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Camden is the same as anywhere in Illinois.
What loan size can I expect in Camden?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Camden?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Camden cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

Nearby places

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