Personal loans in Bowen, IL

Get pre-qualified with several lenders, then compare APR rather than the headline rate for a Bowen loan. A lender that serves Bowen operates under Illinois lending statutes and a Illinois supervisor. The trend for Bowen between 2020 and 2023 is downward by roughly 2.2%. The nearest larger metro is Augusta, IL about 6 miles away.

What the Census records for Bowen

Bowen is a small community; the notes below cover its population profile and the statewide rules that apply.

• Population: the Census counts 453 residents in Bowen (Vintage 2023 subcounty estimate), the 893rd-largest figure among Illinois's 1,294 places.
• Population trend: About 2.2% below the 2020 Census base.
• Net change: roughly 10 fewer people than the 2020 Census counted.
• Size percentile: with 453 residents, Bowen is larger than about 31% of Illinois's Census places.
• Population density: 1,058 people per square mile on 0.4 square miles of land.
• Land area: Bowen covers 0.4 square miles, the 1,079th-largest area among Illinois's 1,294 places.
• Share of state population: Bowen's 453 residents are about 0.0% of Illinois.
• National rank: Bowen sits 13,573rd by population among the 19,457 places in this dataset.
• Growth rank: Bowen ranks 658th among Illinois's 1,294 places for the 2020-to-2023 change.
• Against the state trend: Bowen's 2.2% change compares with a Illinois average of -2.0% across its 1,294 places.
• Density rank: Bowen is the 618th most densely settled place in Illinois.
• Against the state median: Bowen runs about 1,058 residents per square mile, where the Illinois median is 993.
• Location: mapped by the US Census Bureau at 40.2321, -91.0633.
• Nearest larger cities: Augusta (6 mi); Golden (9 mi); Carthage (13 mi); Camp Point (14 mi); Clayton (15 mi). Lenders licensed in the state serve Bowen whether or not they keep a local branch.
• Smaller towns nearby: West Point (7 mi); La Prairie (7 mi); Bentley (8 mi).
• Smaller neighbours: 63 places smaller than Bowen sit within 50 miles.
• Larger places within 100 miles: 276.

Illinois rules behind a Bowen personal loan

Illinois has no separate rate rule for Bowen; the sourced rows below are what reach every lender that serves its 453 people.

Inside a Bowen personal loan

With roughly 453 residents, Bowen is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Federal Truth in Lending rules require a Bowen lender to disclose the APR and finance charge before you sign. Shortening the term on a Bowen loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

Bowen in state context

Set beside Illinois's 1,294 places, Bowen ranks 893rd by population and holds about 0.0% of the state total. For population change between 2020 and 2023, Bowen ranks 658th of 1,294 in Illinois (about the 49th percentile). By density, at about 1,058 people per square mile, it ranks 618th in Illinois. Between 2020 and 2023 the count changed by roughly 10 residents.

Lender access in Bowen

Bowen is moderately settled, with about 1,058 people per square mile and 57 larger places within 50 miles. What is available to Bowen's 453 borrowers is set by Illinois licensing and your own credit, not by how many branches are nearby. For a larger market, the closest option is Augusta, IL about 6 miles away.

Land, water and location for Bowen

Inside Bowen's boundaries lie about 0.4 square miles of land, with no significant water area recorded. With 453 residents, the land area yields roughly 1,058 people per square mile. For the state's biggest city, Chicago, the distance is roughly 208 miles. Within 50 miles of Bowen there are 57 larger Census places. The 100-mile radius contains 276 larger places.