Personal loans in Yeadon, PA

State law, not city hall, decides what a lender may do to Yeadon's roughly 12,247 residents, and a state regulator supervises it.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

If you are weighing a personal loan in Yeadon, start from the payment you can carry; its 12,247 residents face the same statewide rules. The Census counts 12,247 people in Yeadon, the 53rd-largest figure among Pennsylvania's 1,013 places. From the 2020 Census base to the 2023 estimate, the population rose by about 1.7%. Rate-shopping from Yeadon costs nothing at pre-qualification, where a soft pull leaves your credit file alone. Borrowers who want a bigger city can look to Camden, NJ about 8 miles away.

Yeadon: population, trend and location

What follows is Yeadon's place in the Census record, alongside the Pennsylvania rules that govern a personal loan made here.

How Yeadon compares across Pennsylvania

Set beside Pennsylvania's 1,013 places, Yeadon ranks 53rd by population and holds about 0.2% of the state total. Its 2020-to-2023 change ranks 71st of 1,013 Pennsylvania places, putting it near the 93th percentile for growth. Its roughly 7,664 residents per square mile place it 36th among Pennsylvania's places. Between 2020 and 2023 the count changed by roughly 199 residents.

The geography behind Yeadon

Yeadon covers about 1.6 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. Spread across it are roughly 7,664 residents per square mile. The state's population centre of gravity, Philadelphia, is roughly 8 miles away. Yeadon has 27 larger places within a 50-mile radius. The 100-mile radius contains 126 larger places.

The anatomy of a Yeadon personal loan

Most loans made to Yeadon's 12,247 residents are unsecured, so nothing is pledged and the lender relies on your credit history. The APR tracks your credit score rather than Yeadon's rank of 53rd in Pennsylvania: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. Because the payment is fixed, the total cost of a Yeadon loan is knowable in advance — unlike a revolving card balance.

Borrowing reach in Yeadon

With about 7,664 residents per square mile, Yeadon is densely built, and 27 larger Census places sit within 50 miles. A Pennsylvania licence lets a lender serve Yeadon without a local office, so branch density does not change what its 12,247 residents are offered. The nearest bigger place is Camden, NJ about 8 miles away.

What Pennsylvania law requires in Yeadon

Pennsylvania has no separate rate rule for Yeadon; the sourced rows below are what reach every lender that serves its 12,247 people.

RuleDetailSource
State lending regulatorPennsylvania Department of Banking and Securities (DoBS)
Source says: "The Department of Banking and Securities regulates financial services in Pennsylvania."
Pennsylvania Department of Banking and Securities
as of 2026-09-16
Payday lending statusNo separate payday-lending license; non-bank lenders are limited to 6% (unlicensed) or up to 24% (CDCA-licensed), so high-cost payday loans are not permitted.
Source says: "if a lender is licensed by the Department in accord with the CDCA, it can charge between 6-24% on loans under $25,000" (DoBS interpretive letter, May 11, 2023).
Pennsylvania Department of Banking and Securities
as of 2026-09-16
Small-loan / installment lender licensingConsumer Discount Company Act license required for non-mortgage consumer loans above 6%; licensed lenders may charge up to 24% on loans of $25,000 or less.
Source says: "A consumer discount company is a business corporation that negotiates or makes non-mortgage loans or advances of money on credit."
Pennsylvania Department of Banking and Securities
as of 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Yeadon if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Yeadon is the same as anywhere in Pennsylvania.
What loan size can I expect in Yeadon?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Yeadon?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Yeadon cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

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