Personal loans in Collingdale, PA

A 2020-to-2023 comparison shows Collingdale down by about 0.8%. For a community of about 8,833, the practical step is to compare APR across at least three lenders before committing. Lenders active in Collingdale report to a Pennsylvania supervisor, identified in the sourced rows below. The closest larger place is Darby, PA about 1 miles away.

Collingdale: population, trend and location

Set out below is Collingdale's local context next to the state-level rules that reach every lender here.

• Population: about 8,833, ranked 86th of 1,013 places in Pennsylvania (Census Vintage 2023 subcounty estimate).
• Population trend: The 2020-to-2023 change is negative, near 0.8%.
• Absolute change: 71 residents lost between 2020 and 2023.
• Size percentile: roughly 92% of Pennsylvania's places have fewer residents than Collingdale's 8,833.
• Population density: about 10,165 people per square mile (Census land area 0.9 sq mi).
• Land area: Collingdale covers 0.9 square miles, the 508th-largest area among Pennsylvania's 1,013 places.
• State share: roughly 0.2% of Pennsylvania's residents live in Collingdale (8,833 people).
• National standing: Collingdale ranks 3,430th of 19,457 US places.
• Growth in Pennsylvania: Collingdale stands 405th by percentage change from 2020 to 2023, among 1,013 places.
• Against the state trend: Collingdale's 0.8% change compares with a Pennsylvania average of -0.9% across its 1,013 places.
• Density rank: Collingdale places 10th among Pennsylvania's places by people per square mile.
• Density vs Pennsylvania: Collingdale's 10,165 people per square mile compare with a state median of 1,990.
• Location: 39.9151, -75.2776 (US Census Bureau Gazetteer).
• Nearest larger cities: Darby (1 mi); Lansdowne (2 mi); Yeadon (2 mi); Chester (7 mi); Woodbury (9 mi). Living near a larger metro rarely changes what is available in Collingdale.
• Nearest smaller places: Sharon Hill (1 mi); Aldan (1 mi); Glenolden (1 mi).
• Smaller places within 50 miles: 178 of them.
• Within 100 miles: 190 places are larger than Collingdale.

Lender access in Collingdale

Collingdale is a densely built community of about 8,833 people, with 44 larger places inside a 50-mile radius. Lenders licensed in Pennsylvania reach Collingdale's 8,833 residents online, so the nearest branch is not what sets your APR. The nearest larger city, Darby, PA about 1 miles away.

Before you apply in Collingdale

Complete these steps first when you borrow in Collingdale (8,833 residents):

1. Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
2. Run the numbers on the personal loan calculator so you know the payment before you apply.
3. Gather at least three pre-qualified offers and line up the APR, not the headline rate.
4. Check the Pennsylvania regulator's records to confirm the lender is licensed here.
5. When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
6. Read the disclosure for an origination fee and any prepayment penalty before signing.
7. Make sure the new payment leaves room in a budget you already keep.

None of these steps is Collingdale-specific: the same Pennsylvania licensing and disclosure rules reach all 8,833 residents.

Where Collingdale sits in Pennsylvania

Among Pennsylvania's 1,013 places, Collingdale sits at 86th for population, a share of roughly 0.2% of the state. Its 2020-to-2023 change ranks 405th of 1,013 Pennsylvania places, putting it near the 60th percentile for growth. At about 10,165 people per square mile, Collingdale is the 10th most densely settled place in Pennsylvania. The population moved by about 71 people between 2020 and 2023, a 0.8% shift.

How personal loans work in Collingdale

Most loans made to Collingdale's 8,833 residents are unsecured, so nothing is pledged and the lender relies on your credit history. The rate you see advertised is a range, not a promise, until a lender reviews your file in Collingdale. Shortening the term on a Collingdale loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

The state rulebook for Collingdale

Every row below records a Pennsylvania rule, its publisher and its retrieval date — the same rules a Collingdale lender must follow.