Personal loans in Folcroft, PA

With 6,735 residents, Folcroft outranks about 88% of the communities in Pennsylvania. The next larger city is Glenolden, PA about 1 miles away. Consumer lending that reaches Folcroft's 6,735 residents is governed by Pennsylvania statute; no city ordinance changes it. Judge Folcroft offers on total cost, not on how quickly the money arrives.

Folcroft: population, trend and location

Only a few things actually differ by place — population, area, location, and the Pennsylvania rules a lender must follow — and they are below.

• Population: 6,735 — Folcroft ranks 126th of 1,013 communities in Pennsylvania (US Census Bureau, Vintage 2023).
• Population trend: Down about 0.9% from the 2020 Census base to the 2023 estimate.
• Change in people: the 2020-to-2023 comparison is a loss of about 62 residents.
• Size percentile: about 88% of Pennsylvania communities are smaller than Folcroft (6,735 residents).
• Density: roughly 5,405 residents per square mile, spread over 1.2 sq mi of land.
• Land area: Folcroft covers 1.2 square miles, the 361st-largest area among Pennsylvania's 1,013 places.
• Water: Folcroft holds about 0.18 square miles, the 75th-largest water area in Pennsylvania.
• State population share: Folcroft accounts for about 0.1% of everyone in Pennsylvania.
• National standing: Folcroft ranks 4,090th of 19,457 US places.
• Growth in Pennsylvania: Folcroft stands 429th by percentage change from 2020 to 2023, among 1,013 places.
• Against the state trend: Folcroft's 0.9% change compares with a Pennsylvania average of -0.9% across its 1,013 places.
• Density in Pennsylvania: Folcroft ranks 95th by people per square mile.
• Density in context: Folcroft's 5,405 people per square mile sit against a Pennsylvania median of 1,990.
• Location: it lies at 39.8882, -75.2758 in the Census Gazetteer.
• Nearest larger cities: Glenolden (1 mi); Collingdale (2 mi); Darby (2 mi); Ridley Park (3 mi); Clifton Heights (3 mi). Online lenders reach Folcroft no matter how far the nearest branch is.
• Smaller places close by: Norwood (1 mi); Sharon Hill (1 mi); Prospect Park (2 mi).
• Smaller neighbours: 162 places smaller than Folcroft sit within 50 miles.
• Larger places within 100 miles: 239.

How personal loans work in Folcroft

A Folcroft personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 6,735 residents. The APR tracks your credit score rather than Folcroft's rank of 126th in Pennsylvania: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. A longer term lowers the monthly payment on a Folcroft loan but raises total interest, so the smallest payment is not the cheapest loan.

Where Folcroft sits in Pennsylvania

Set beside Pennsylvania's 1,013 places, Folcroft ranks 126th by population and holds about 0.1% of the state total. On the 2020-to-2023 trend, Folcroft stands 429th among Pennsylvania's 1,013 places — roughly the 58th percentile. At about 5,405 people per square mile, Folcroft is the 95th most densely settled place in Pennsylvania. In land area, Folcroft ranks 361st among Pennsylvania's 1,013 places.

Borrowing reach in Folcroft

Folcroft is densely built, with about 5,405 people per square mile and 60 larger places within 50 miles. A Pennsylvania licence lets a lender serve Folcroft without a local office, so branch density does not change what its 6,735 residents are offered. The nearest larger city, Glenolden, PA about 1 miles away.

A pre-application checklist for Folcroft

Before you hand your details to a lender in Folcroft, where the population is near 6,735:

1. Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
2. Test your amount and term in the personal loan calculator first.
3. Collect three or more offers and compare them on APR, not on the advertised rate.
4. Make sure the lender appears in the Pennsylvania regulator's licence list.
5. Choose a term you can live with; stretching it lowers the payment but raises total interest.
6. Borrow only what the purpose requires, not the maximum you are offered.
7. Decide the purpose and how you will repay it before approaching any lender.

The process is identical across Pennsylvania; what changes is your credit file, not the fact that Folcroft holds 6,735 people.

Pennsylvania rules behind a Folcroft personal loan

When Pennsylvania does not publish a figure, the row links to the source instead of inventing a number; Folcroft is bound by the same rules.