Personal loans in Yantis, TX
A lender serving Yantis holds a Texas licence and answers to a Texas regulator; no city office is involved for its 432 residents. A 2020-to-2023 comparison shows Yantis up by about 6.4%.
Yantis is home to roughly 432 people and stands 1,017th by size out of 1,224 Census places in Texas. Rate-shopping from Yantis costs nothing at pre-qualification, where a soft pull leaves your credit file alone. Lenders active in Yantis report to a Texas supervisor, identified in the sourced rows below. Borrowers who want a bigger city can look to Alba, TX about 10 miles away.
Yantis by the numbers
Here is the sourced Census picture for Yantis, plus the Texas lending rules that apply to a loan taken out here.
- Population: an estimated 432 residents, 1,017th of 1,224 places in Texas (Census Vintage 2023 subcounty estimate).
- Population trend: Roughly 6.4% more residents than the 2020 Census counted.
- Absolute change: 26 residents added between 2020 and 2023.
- Size percentile: about 17% of Texas communities are smaller than Yantis (432 residents).
- Density: roughly 235 residents per square mile, spread over 1.8 sq mi of land.
- By land area: Yantis ranks 763rd among Texas's 1,224 places, at 1.8 sq mi.
- Water area rank: Yantis ranks 433rd among Texas's 1,224 places, with 0.02 sq mi.
- Within Texas: about 0.0% of the state's population lives in Yantis.
- National rank: Yantis sits 13,767th by population among the 19,457 places in this dataset.
- Growth in Texas: Yantis stands 354th by percentage change from 2020 to 2023, among 1,224 places.
- Versus Texas: the state average change is +6.5%, while Yantis moved 6.4%.
- Density in Texas: Yantis ranks 1,095th by people per square mile.
- Against the state median: Yantis runs about 235 residents per square mile, where the Texas median is 840.
- Location: coordinates 32.9285, -95.5774 (US Census Bureau Gazetteer).
- Nearest larger cities: Alba (10 mi); Como (11 mi); Emory (12 mi); Quitman (12 mi); Sulphur Springs (15 mi). Online lenders reach Yantis no matter how far the nearest branch is.
- Nearest smaller places: Tira (28 mi); Miller's Cove (31 mi); Neylandville (31 mi).
- Smaller places within 50 miles: 10 of them.
- Larger places within 100 miles: 299.
Yantis's place among Texas's 1,224 places
Yantis is the 1,017th-largest of 1,224 Census places in Texas and contains about 0.0% of the state's people. On the 2020-to-2023 trend, Yantis stands 354th among Texas's 1,224 places — roughly the 71th percentile. Its roughly 235 residents per square mile place it 1,095th among Texas's places. In land area, Yantis ranks 763rd among Texas's 1,224 places.
A practical checklist for Yantis borrowers
Before you apply in Yantis, a community of about 432, work through these steps:
- Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
- Run the numbers on the personal loan calculator so you know the payment before you apply.
- Shop at least three lenders and judge them on APR and total cost.
- Look the lender up in the Texas regulator's licence records before you sign.
- Decide the purpose and how you will repay it before approaching any lender.
- When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
- Read the disclosure for an origination fee and any prepayment penalty before signing.
None of these steps is Yantis-specific: the same Texas licensing and disclosure rules reach all 432 residents.
Texas rules behind a Yantis personal loan
For the roughly 432 residents of Yantis, the rules below are Texas's own; each row carries its publisher and retrieval date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Texas Office of Consumer Credit Commissioner (OCCC) Source says: The OCCC licenses and regulates non-depository lenders in the state of Texas. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Payday lending status | Legal via licensed credit access businesses (payday/title-loan brokers); the third-party lender itself is not licensed (Tex. Fin. Code ch. 393) Source says: the credit access business that serves as the broker is the licensee in this regulated industry | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Small-loan / installment lender licensing | License required for non-depository lenders charging more than 10% interest; Chapter 342 governs consumer loans (Tex. Fin. Code § 342.051) Source says: Non-depository lenders who engage in making, transacting, or collecting loans with a rate of interest greater than 10% must be licensed by the OCCC. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
Borrowing reach in Yantis
At roughly 235 people per square mile, Yantis is lightly settled; 69 larger places lie within 50 miles. A Texas licence lets a lender serve Yantis without a local office, so branch density does not change what its 432 residents are offered. The nearest larger city, Alba, TX about 10 miles away.
Yantis: area, density and distance
Yantis's land area is about 1.8 square miles; a further 0.02 square miles is water. That land carries about 235 people per square mile. The state's population centre of gravity, Houston, is roughly 217 miles away. Yantis has 69 larger places within a 50-mile radius. By land area it ranks 763rd of 1,224 Texas places.
Common questions
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Nearby places
- Alba, TX — population 499
- Como, TX — population 746
- Quitman, TX — population 2,015
- Emory, TX — population 1,366
- Sulphur Springs, TX — population 16,564
- Grand Saline, TX — population 3,256
- Point, TX — population 782
- Winnsboro, TX — population 3,614