Personal loans in Emory, TX

With roughly 1,366 residents, Emory is a small community, and the lending rules its borrowers live under are written in Texas, not by the city. The Census estimates 1,366 residents in Emory, which ranks it 716th of 1,224 places in Texas. A 2020-to-2023 comparison shows Emory up by about 9.8%. Compare APR, not the interest rate, because the APR folds in most fees on a Emory loan. A larger market lies at Grand Saline, TX about 14 miles away.

Local context for Emory

Set out below is Emory's local context next to the state-level rules that reach every lender here.

• Population: a Census-estimated 1,366, 716th among Texas's 1,224 places (Vintage 2023).
• Population trend: About 9.8% above the 2020 Census base.
• People gained or lost: about 122 more since the 2020 base.
• Size percentile: with 1,366 residents, Emory is larger than about 42% of Texas's Census places.
• Land and density: 2.0 square miles of land carry roughly 697 residents per square mile.
• By land area: Emory ranks 725th among Texas's 1,224 places, at 2.0 sq mi.
• Water: Emory holds about 0.01 square miles, the 508th-largest water area in Texas.
• Share of Texas: Emory holds about 0.0% of the state's population, some 1,366 people.
• National rank: Emory sits 9,058th by population among the 19,457 places in this dataset.
• Growth in Texas: Emory stands 230th by percentage change from 2020 to 2023, among 1,224 places.
• State comparison: Texas's places average +6.5% for 2020-to-2023, against Emory's 9.8%.
• Density in Texas: Emory ranks 725th by people per square mile.
• Density vs Texas: Emory's 697 people per square mile compare with a state median of 840.
• Location: 32.8770 / -95.7663, per the US Census Bureau Gazetteer.
• Nearest larger cities: Grand Saline (14 mi); Edgewood (15 mi); West Tawakoni (16 mi); Wills Point (18 mi); Quitman (19 mi). Larger metros often have more branches, but online lenders reach Emory on the same terms.
• Nearest smaller towns: Point (7 mi); East Tawakoni (10 mi); Alba (10 mi) — useful context for the surrounding area.
• Within a 50-mile radius: 45 smaller Census places.
• Larger places within 100 miles: 225.

How Emory compares across Texas

Set beside Texas's 1,224 places, Emory ranks 716th by population and holds about 0.0% of the state total. For population change between 2020 and 2023, Emory ranks 230th of 1,224 in Texas (about the 81th percentile). Its roughly 697 residents per square mile place it 725th among Texas's places. The population moved by about 122 people between 2020 and 2023, a 9.8% shift.

What shapes a Emory personal loan

With roughly 1,366 residents, Emory is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Two numbers drive a Emory loan: the APR, which includes fees, and the term, which decides how long you keep paying. Because the payment is fixed, the total cost of a Emory loan is knowable in advance — unlike a revolving card balance.

Where Emory sits

The Census Gazetteer records 2.0 square miles of land and 0.01 square miles of water within Emory. That land carries about 697 people per square mile. Houston, the largest place in Texas, is about 215 miles from Emory. Emory has 58 larger places within a 50-mile radius. By land area it ranks 725th of 1,224 Texas places.

Which Texas laws govern a loan in Emory

Every row below records a Texas rule, its publisher and its retrieval date — the same rules a Emory lender must follow.

Borrowing reach in Emory

Emory is moderately settled, with about 697 people per square mile and 58 larger places within 50 miles. Lenders licensed in Texas reach Emory's 1,366 residents online, so the nearest branch is not what sets your APR. For a larger market, the closest option is Grand Saline, TX about 14 miles away.