Personal loans in Wrightsville, PA
Roughly 2,247 residents live in Wrightsville, the 403rd-largest community in Pennsylvania. Two households in Wrightsville with comparable incomes can still be offered different rates; the city's 2,247 residents are not the reason.
Begin with the payment, then weigh APR and total interest across the lenders that reach Wrightsville's 2,247 residents. Consumer lending that reaches Wrightsville's 2,247 residents is governed by Pennsylvania statute; no city ordinance changes it. Population in Wrightsville dropped about 0.5% over the three years from 2020 to 2023. For a bigger market, look to Columbia, PA about 2 miles away.
Wrightsville: population, trend and location
Most of what governs a Wrightsville loan is written in Pennsylvania law rather than in the city; the sourced notes below make that split concrete.
- Population: 2,247 — Wrightsville ranks 403rd of 1,013 communities in Pennsylvania (US Census Bureau, Vintage 2023).
- Population trend: A decline of about 0.5% across the 2020-to-2023 comparison.
- Absolute change: 11 residents lost between 2020 and 2023.
- Size percentile: roughly 60% of Pennsylvania's places have fewer residents than Wrightsville's 2,247.
- Population density: about 3,431 people per square mile (Census land area 0.7 sq mi).
- Land area rank: Wrightsville's 0.7 square miles rank 624th of 1,013 places in Pennsylvania.
- State share: roughly 0.0% of Pennsylvania's residents live in Wrightsville (2,247 people).
- National rank: Wrightsville is 7,218th of 19,457 places nationwide.
- Growth in Pennsylvania: Wrightsville stands 345th by percentage change from 2020 to 2023, among 1,013 places.
- Against the state trend: Wrightsville's 0.5% change compares with a Pennsylvania average of -0.9% across its 1,013 places.
- Density rank: Wrightsville is the 254th most densely settled place in Pennsylvania.
- Density vs Pennsylvania: Wrightsville's 3,431 people per square mile compare with a state median of 1,990.
- Location: 40.0239, -76.5312 (US Census Bureau Gazetteer).
- Nearest larger cities: Columbia (2 mi); Marietta (3 mi); Hallam (4 mi); Mountville (5 mi); Mount Joy (6 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
- Nearest smaller towns: East Prospect (4 mi); Yorkana (4 mi); Windsor (8 mi) — useful context for the surrounding area.
- Smaller places within 50 miles: 88 of them.
- Larger places within 100 miles: 361.
What is available to Wrightsville borrowers
With about 3,431 residents per square mile, Wrightsville is fairly dense, and 88 larger Census places sit within 50 miles. Whether Wrightsville has a local branch or not, a Pennsylvania-licensed lender can serve its 2,247 people online on the same terms. The nearest bigger place is Columbia, PA about 2 miles away.
Pennsylvania consumer-lending rules applied in Wrightsville
When Pennsylvania does not publish a figure, the row links to the source instead of inventing a number; Wrightsville is bound by the same rules.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Pennsylvania Department of Banking and Securities (DoBS) Source says: "The Department of Banking and Securities regulates financial services in Pennsylvania." | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
| Payday lending status | No separate payday-lending license; non-bank lenders are limited to 6% (unlicensed) or up to 24% (CDCA-licensed), so high-cost payday loans are not permitted. Source says: "if a lender is licensed by the Department in accord with the CDCA, it can charge between 6-24% on loans under $25,000" (DoBS interpretive letter, May 11, 2023). | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer Discount Company Act license required for non-mortgage consumer loans above 6%; licensed lenders may charge up to 24% on loans of $25,000 or less. Source says: "A consumer discount company is a business corporation that negotiates or makes non-mortgage loans or advances of money on credit." | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
What shapes a Wrightsville personal loan
In Wrightsville, a small community of about 2,247, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. The APR tracks your credit score rather than Wrightsville's rank of 403rd in Pennsylvania: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. Because the payment is fixed, the total cost of a Wrightsville loan is knowable in advance — unlike a revolving card balance.
Land, water and location for Wrightsville
Wrightsville's land area is roughly 0.7 square miles, and the Gazetteer records no significant water area within it. That land carries about 3,431 people per square mile. The largest place in Pennsylvania, Philadelphia, lies about 74 miles away. Wrightsville has 88 larger places within a 50-mile radius. By land area it ranks 624th of 1,013 Pennsylvania places.
Wrightsville's place among Pennsylvania's 1,013 places
Against Pennsylvania's other places, Wrightsville accounts for about 0.0% of the state's population and ranks 403rd of 1,013 by size. On the 2020-to-2023 trend, Wrightsville stands 345th among Pennsylvania's 1,013 places — roughly the 66th percentile. At about 3,431 people per square mile, Wrightsville is the 254th most densely settled place in Pennsylvania. Between 2020 and 2023 the count changed by roughly 11 residents.
Common questions
What are my options in Wrightsville if my credit is poor?
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Nearby places
- Columbia, PA — population 10,380
- Marietta, PA — population 2,954
- East Prospect, PA — population 927
- Yorkana, PA — population 235
- Hallam, PA — population 2,774
- Mount Joy, PA — population 8,340
- Mountville, PA — population 2,991
- Windsor, PA — population 1,351