Personal loans in Windsor, PA

State law, rather than federal rules alone, supplies the rate caps and licensing rules that reach Windsor's 1,351 residents. About 1,351 people live in Windsor, placing it 525th of 1,013 Census places in Pennsylvania. For a community of about 1,351, the practical step is to compare APR across at least three lenders before committing. The trend for Windsor between 2020 and 2023 is downward by roughly 0.4%. The nearest larger city is Red Lion, PA about 2 miles away.

Windsor: population, trend and location

Two layers matter for a Windsor borrower: the local population picture and Pennsylvania's consumer-lending statutes.

• Population: an estimated 1,351 residents, 525th of 1,013 places in Pennsylvania (Census Vintage 2023 subcounty estimate).
• Population trend: Lower by roughly 0.4% since the 2020 count.
• Net change: roughly 6 fewer people than the 2020 Census counted.
• Size percentile: bigger than about 48% of the places in Pennsylvania, with 1,351 residents in Windsor.
• Land and density: 0.5 square miles of land carry roughly 2,465 residents per square mile.
• Land area: Windsor covers 0.5 square miles, the 692nd-largest area among Pennsylvania's 1,013 places.
• Share of Pennsylvania: Windsor holds about 0.0% of the state's population, some 1,351 people.
• National rank: Windsor is the 9,104th most populous of the 19,457 Census places covered here.
• Growth rank: Windsor's 2020-to-2023 change ranks 339th of 1,013 places in Pennsylvania.
• Against the state trend: Windsor's 0.4% change compares with a Pennsylvania average of -0.9% across its 1,013 places.
• Density in Pennsylvania: Windsor ranks 415th by people per square mile.
• Density in context: Windsor's 2,465 people per square mile sit against a Pennsylvania median of 1,990.
• Location: it lies at 39.9163, -76.5840 in the Census Gazetteer.
• Nearest larger cities: Red Lion (2 mi); Dallastown (3 mi); Hallam (6 mi); Jacobus (7 mi); Loganville (8 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
• Smaller places nearby: Yoe (3 mi); Yorkana (4 mi); Felton (4 mi).
• Smaller places within 50 miles: 47 of them.
• Larger places within 100 miles: 433.

The Windsor borrowing checklist

Before you hand your details to a lender in Windsor, where the population is near 1,351:

1. Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
2. Price the payment first with our personal loan calculator before any lender quotes you.
3. Line up several pre-qualified offers and let the APR decide.
4. Verify the lender's Pennsylvania licence with the regulator listed on this page.
5. Write down the purpose of the loan and your repayment plan before you apply.
6. If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
7. Read the disclosure for an origination fee and any prepayment penalty before signing.

None of these steps is Windsor-specific: the same Pennsylvania licensing and disclosure rules reach all 1,351 residents.

Windsor's place among Pennsylvania's 1,013 places

Within Pennsylvania, Windsor holds roughly 0.0% of all residents, the 525th-largest share among 1,013 places. Its 2020-to-2023 change ranks 339th of 1,013 Pennsylvania places, putting it near the 67th percentile for growth. At about 2,465 people per square mile, Windsor is the 415th most densely settled place in Pennsylvania. The population moved by about 6 people between 2020 and 2023, a 0.4% shift.

How a Windsor personal loan is priced

With roughly 1,351 residents, Windsor is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Two numbers drive a Windsor loan: the APR, which includes fees, and the term, which decides how long you keep paying. A longer term lowers the monthly payment on a Windsor loan but raises total interest, so the smallest payment is not the cheapest loan.

Where Windsor sits

Windsor's land area is roughly 0.5 square miles, and the Gazetteer records no significant water area within it. Spread across it are roughly 2,465 residents per square mile. For the state's biggest city, Philadelphia, the distance is roughly 77 miles. Within 50 miles of Windsor there are 116 larger Census places. By land area it ranks 692nd of 1,013 Pennsylvania places.

Pennsylvania rules behind a Windsor personal loan

Below are the Pennsylvania rules that apply to a loan made in Windsor, each with the regulator that issued it.