Personal loans in Woodland Park, NJ

The nearest larger metro is Paterson, NJ about 2 miles away. Census figures put the 2020-to-2023 decrease in Woodland Park at about 2.4%. For the 13,138 people in Woodland Park, New Jersey runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. Begin with the payment, then weigh APR and total interest across the lenders that reach Woodland Park's 13,138 residents.

Woodland Park: the sourced local profile

What follows is Woodland Park's place in the Census record, alongside the New Jersey rules that govern a personal loan made here.

• Population: an estimated 13,138 residents, 78th of 323 places in New Jersey (Census Vintage 2023 subcounty estimate).
• Population trend: A loss of roughly 2.4% between 2020 and 2023.
• Net change: roughly 325 fewer people than the 2020 Census counted.
• Size percentile: Woodland Park sits ahead of around 76% of New Jersey places, at 13,138 people.
• Population density: 4,469 people per square mile on 2.9 square miles of land.
• Land area rank: Woodland Park's 2.9 square miles rank 102nd of 323 places in New Jersey.
• Water: Woodland Park holds about 0.14 square miles, the 120th-largest water area in New Jersey.
• State share: roughly 0.3% of New Jersey's residents live in Woodland Park (13,138 people).
• National rank: Woodland Park is the 2,598th most populous of the 19,457 Census places covered here.
• Growth in New Jersey: Woodland Park stands 307th by percentage change from 2020 to 2023, among 323 places.
• Against the state trend: Woodland Park's 2.4% change compares with a New Jersey average of +0.3% across its 323 places.
• Density rank: Woodland Park is the 108th most densely settled place in New Jersey.
• Density vs New Jersey: Woodland Park's 4,469 people per square mile compare with a state median of 3,448.
• Location: 40.8899, -74.1944 (Census Gazetteer coordinates).
• Nearest larger cities: Paterson (2 mi); Clifton (3 mi); Elmwood Park (4 mi); Passaic (4 mi); Garfield (5 mi). Living near a larger metro rarely changes what is available in Woodland Park.
• Smaller towns nearby: Totowa (2 mi); Haledon (3 mi); Prospect Park (4 mi).
• Within a 50-mile radius: 265 smaller Census places.
• Larger places within 100 miles: 136.

The New Jersey lending rules that reach Woodland Park

Read the table as a lender's compliance picture for Woodland Park: the rule, the sourced figure, the publisher and the date.

Woodland Park on the map

The Census Gazetteer records 2.9 square miles of land and 0.14 square miles of water within Woodland Park. Spread across it are roughly 4,469 residents per square mile. For the state's biggest city, Newark, the distance is roughly 12 miles. Counting outward 50 miles, 96 larger communities surround Woodland Park. Within the same 50 miles lie 265 smaller Census places.

Woodland Park's place among New Jersey's 323 places

Against New Jersey's other places, Woodland Park accounts for about 0.3% of the state's population and ranks 78th of 323 by size. Its 2020-to-2023 change ranks 307th of 323 New Jersey places, putting it near the 5th percentile for growth. By density, at about 4,469 people per square mile, it ranks 108th in New Jersey. By land area, its 2.9 square miles rank 102nd of 323 places in New Jersey.

Inside a Woodland Park personal loan

Most loans made to Woodland Park's 13,138 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Because pricing is borrower-level, two people in Woodland Park can be quoted different APRs on the same amount and term. Because the payment is fixed, the total cost of a Woodland Park loan is knowable in advance — unlike a revolving card balance.

Getting a loan in Woodland Park

At roughly 4,469 people per square mile, Woodland Park is fairly dense; 96 larger places lie within 50 miles. What is available to Woodland Park's 13,138 borrowers is set by New Jersey licensing and your own credit, not by how many branches are nearby. The nearest larger city, Paterson, NJ about 2 miles away.