Personal loans in North Haledon, NJ

About 8,633 people live in North Haledon, placing it 132nd of 323 Census places in New Jersey. Read the disclosure for an origination fee and any prepayment penalty before signing in North Haledon. Consumer lending that reaches North Haledon's 8,633 residents is governed by New Jersey statute; no city ordinance changes it. The closest larger place is Hawthorne, NJ about 1 miles away.

The North Haledon data picture

North Haledon is a small town; the notes below cover its population profile and the statewide rules that apply.

• Population: 8,633 residents; North Haledon is the 132nd-largest of 323 places in New Jersey (US Census Bureau, Vintage 2023).
• Population trend: Roughly 3.3% fewer residents than the 2020 Census counted.
• People gained or lost: about 299 fewer since the 2020 base.
• Size percentile: roughly 59% of New Jersey places rank below North Haledon.
• Density: roughly 2,492 residents per square mile, spread over 3.5 sq mi of land.
• Land area: North Haledon covers 3.5 square miles, the 88th-largest area among New Jersey's 323 places.
• Water area: North Haledon has 0.06 square miles of water, ranking 161st of 323 places in New Jersey.
• Share of state population: North Haledon's 8,633 residents are about 0.2% of New Jersey.
• Nationally: North Haledon is the 3,485th-largest of 19,457 Census places in the dataset.
• Growth rank: North Haledon ranks 314th among New Jersey's 323 places for the 2020-to-2023 change.
• Versus New Jersey: the state average change is +0.3%, while North Haledon moved 3.3%.
• Density rank: North Haledon places 202nd among New Jersey's places by people per square mile.
• Density in context: North Haledon's 2,492 people per square mile sit against a New Jersey median of 3,448.
• Location: 40.9636, -74.1853 (US Census Bureau Gazetteer).
• Nearest larger cities: Hawthorne (1 mi); Haledon (2 mi); Glen Rock (3 mi); Franklin Lakes (3 mi); Paterson (4 mi). Living near a larger metro rarely changes what is available in North Haledon.
• Nearest smaller places: Prospect Park (2 mi); Midland Park (3 mi); Ho-Ho-Kus (5 mi).
• Within a 50-mile radius: 195 smaller Census places.
• At 100 miles: 217 larger Census places fall inside that radius.

New Jersey rules behind a North Haledon personal loan

These are New Jersey's sourced lending facts as they reach North Haledon's 8,633 residents; the state has no city-level rate rule.

Steps to take before a North Haledon loan

These steps shape the offer you get in North Haledon, a place of about 8,633 people:

1. Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
2. Price the payment first with our personal loan calculator before any lender quotes you.
3. Collect three or more offers and compare them on APR, not on the advertised rate.
4. Confirm the lender holds a New Jersey licence by checking the regulator named above.
5. Check the disclosure for fees that raise the true cost above the quoted rate.
6. Check that the monthly payment fits your budget next to your existing obligations.
7. Weigh a shorter term's higher payment against the interest it saves.

None of these steps is North Haledon-specific: the same New Jersey licensing and disclosure rules reach all 8,633 residents.

Borrowing reach in North Haledon

North Haledon is fairly dense, with about 2,492 people per square mile and 154 larger places within 50 miles. Distance to a branch rarely matters for North Haledon's 8,633 residents: the application is online and the price follows your credit file. For a larger market, the closest option is Hawthorne, NJ about 1 miles away.

Where North Haledon sits

Inside North Haledon's boundaries lie roughly 3.5 square miles of land and 0.06 square miles of water. The resulting density is about 2,492 people per square mile. The largest place in New Jersey, Newark, lies about 17 miles away. North Haledon has 154 larger places within a 50-mile radius. The 100-mile radius contains 217 larger places.

What shapes a North Haledon personal loan

North Haledon is a small town of about 8,633 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. A lender serving North Haledon's 8,633 residents must disclose the APR and finance charge in writing before you sign. Because the payment is fixed, the total cost of a North Haledon loan is knowable in advance — unlike a revolving card balance.