Personal loans in Woodburn, IN
The trend for Woodburn between 2020 and 2023 is upward by roughly 2.6%. Woodburn ranks 238th of 565 places in Indiana, with a population near 1,591. Woodburn is a small community in Indiana, with an estimated 1,591 residents, and every licensed lender here follows the same state rulebook. Read the disclosure for an origination fee and any prepayment penalty before signing in Woodburn. Which products a lender may offer to Woodburn's 1,591 residents follows from the Indiana consumer-lending framework. Borrowers who want a bigger city can look to Antwerp, OH about 7 miles away.
Woodburn: population, trend and location
What follows is Woodburn's place in the Census record, alongside the Indiana rules that govern a personal loan made here.
- Population: 1,591 people, a figure that places Woodburn 238th among the 565 Census places in Indiana (US Census Bureau, Vintage 2023).
- Population trend: Higher by roughly 2.6% since the 2020 count.
- Change in people: the 2020-to-2023 comparison is a gain of about 41 residents.
- Size percentile: Woodburn sits ahead of around 58% of Indiana places, at 1,591 people.
- Density: roughly 1,551 residents per square mile, spread over 1.0 sq mi of land.
- Land area rank: Woodburn's 1.0 square miles rank 278th of 565 places in Indiana.
- Share of state population: Woodburn's 1,591 residents are about 0.0% of Indiana.
- National standing: Woodburn ranks 8,492nd of 19,457 US places.
- Growth rank: Woodburn's 2020-to-2023 change ranks 66th of 565 places in Indiana.
- Versus Indiana: the state average change is +1.0%, while Woodburn moved 2.6%.
- Density rank: Woodburn is the 228th most densely settled place in Indiana.
- Against the state median: Woodburn runs about 1,551 residents per square mile, where the Indiana median is 1,375.
- Location: 41.1281, -84.8505 (Census Gazetteer coordinates).
- Nearest larger cities: Antwerp (7 mi); New Haven (10 mi); Leo-Cedarville (11 mi); Hicksville (12 mi); Paulding (14 mi). A branch is convenient; it is not what sets your APR.
- Smaller communities within reach: Payne (7 mi); Grabill (8 mi); Monroeville (11 mi).
- Within a 50-mile radius: 86 smaller Census places.
- At 100 miles: 228 larger Census places fall inside that radius.
Woodburn: area, density and distance
Inside Woodburn's boundaries lie about 1.0 square miles of land, with no significant water area recorded. That land carries about 1,551 people per square mile. The state's population centre of gravity, Fort Wayne, is roughly 15 miles away. Within 50 miles of Woodburn there are 49 larger Census places. Within the same 50 miles lie 86 smaller Census places.
What a Woodburn borrower is actually offered
Most loans made to Woodburn's 1,591 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Because pricing is borrower-level, two people in Woodburn can be quoted different APRs on the same amount and term. A longer term lowers the monthly payment on a Woodburn loan but raises total interest, so the smallest payment is not the cheapest loan.
Woodburn against the rest of Indiana
Set beside Indiana's 565 places, Woodburn ranks 238th by population and holds about 0.0% of the state total. Its 2020-to-2023 change ranks 66th of 565 Indiana places, putting it near the 88th percentile for growth. At about 1,551 people per square mile, Woodburn is the 228th most densely settled place in Indiana. Within 50 miles sit 86 smaller Census places, alongside the 49 that are larger.
Steps to take before a Woodburn loan
Complete these steps first when you borrow in Woodburn (1,591 residents):
- Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
- Use the loan calculator to test the payment on your intended amount and term.
- Gather at least three pre-qualified offers and line up the APR, not the headline rate.
- Look the lender up in the Indiana regulator's licence records before you sign.
- Borrow only what the purpose requires, not the maximum you are offered.
- Write down the purpose of the loan and your repayment plan before you apply.
- If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
What differs between Woodburn and the rest of Indiana is not the process but the borrower's own file, among the 1,591 people here.
What Indiana law requires in Woodburn
Every row below records a Indiana rule, its publisher and its retrieval date — the same rules a Woodburn lender must follow.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Indiana Department of Financial Institutions (DFI), Consumer Credit Division Source says: "The industries regulated by the Consumer Credit Division are: non-depository small loan ("payday") lenders; traditional installment lenders". | Indiana Department of Financial Institutions as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | See the latest published figure value_text left null: Indiana Code IC 24-4.5-3-508 sets tiered maximum loan finance charges for supervised loans; the official code site renders client-side and the figure could not be confirmed from a fetched page, so no figure is asserted. | Indiana General Assembly (Indiana Code) as of 2026-09-16 |
| Payday lending status | Permitted under license (small loans); finance charges capped at 15% of the first $250 (tiered above) Source says: "Finance charges on the first $250 of a small loan are limited to 15% of the principal". | Indiana Department of Financial Institutions as of 2026-09-16 |
Common questions
What are my options in Woodburn if my credit is poor?
What loan size can I expect in Woodburn?
Do I have to pledge anything to borrow in Woodburn?
Does comparing loans in Woodburn cost me credit score points?
Nearby places
- Antwerp, OH — population 1,681
- Payne, OH — population 1,180
- Grabill, IN — population 1,144
- Monroeville, IN — population 1,330
- New Haven, IN — population 15,974
- Hicksville, OH — population 3,422
- St. Joe, IN — population 423
- Leo-Cedarville, IN — population 3,720