Personal loans in Grabill, IN
Two households in Grabill with comparable incomes can still be offered different rates; the city's 1,144 residents are not the reason.
A single loan can carry different costs on either side of a state line, and Grabill sits on the Indiana side of that line. With an estimated 1,144 residents, Grabill is the 282nd-largest of 565 places in Indiana. Compare APR, not the interest rate, because the APR folds in most fees on a Grabill loan. Grabill gained roughly 3.0% in population across the 2020-to-2023 comparison. The closest larger place is Leo-Cedarville, IN about 3 miles away.
Where Grabill stands
Grabill is a small community; the notes below cover its population profile and the statewide rules that apply.
- Population: an estimated 1,144 residents, 282nd of 565 places in Indiana (Census Vintage 2023 subcounty estimate).
- Population trend: Growth of about 3.0% across the 2020-to-2023 comparison.
- Net change: roughly 33 more people than the 2020 Census counted.
- Size percentile: Grabill sits ahead of around 50% of Indiana places, at 1,144 people.
- Population density: about 1,757 people per square mile across 0.7 square miles of land (Census Gazetteer area, Vintage 2023 population).
- Land area rank: Grabill's 0.7 square miles rank 346th of 565 places in Indiana.
- Within Indiana: about 0.0% of the state's population lives in Grabill.
- Nationally: Grabill is the 9,725th-largest of 19,457 Census places in the dataset.
- Growth in Indiana: Grabill stands 55th by percentage change from 2020 to 2023, among 565 places.
- Against the state trend: Grabill's 3.0% change compares with a Indiana average of +1.0% across its 565 places.
- Density in Indiana: Grabill ranks 146th by people per square mile.
- Density vs Indiana: Grabill's 1,757 people per square mile compare with a state median of 1,375.
- Location: coordinates 41.2095, -84.9682 (US Census Bureau Gazetteer).
- Nearest larger cities: Leo-Cedarville (3 mi); Woodburn (8 mi); Huntertown (10 mi); New Haven (10 mi); Auburn (12 mi). Living near a larger metro rarely changes what is available in Grabill.
- Smaller towns nearby: St. Joe (8 mi); Altona (14 mi); Corunna (18 mi).
- Smaller neighbours: 68 places smaller than Grabill sit within 50 miles.
- Larger places within 100 miles: 282.
The geography behind Grabill
Grabill's land area is roughly 0.7 square miles, and the Gazetteer records no significant water area within it. The resulting density is about 1,757 people per square mile. For the state's biggest city, Fort Wayne, the distance is roughly 12 miles. Counting outward 50 miles, 61 larger communities surround Grabill. Within the same 50 miles lie 68 smaller Census places.
Borrowing reach in Grabill
Grabill is a moderately settled community of about 1,144 people, with 61 larger places inside a 50-mile radius. Whether Grabill has a local branch or not, a Indiana-licensed lender can serve its 1,144 people online on the same terms. The nearest bigger place is Leo-Cedarville, IN about 3 miles away.
Where Grabill sits in Indiana
Grabill is the 282nd-largest of 565 Census places in Indiana and contains about 0.0% of the state's people. Its 2020-to-2023 change ranks 55th of 565 Indiana places, putting it near the 90th percentile for growth. Its roughly 1,757 residents per square mile place it 146th among Indiana's places. Between 2020 and 2023 the count changed by roughly 33 residents.
What to do before borrowing in Grabill
Complete these steps first when you borrow in Grabill (1,144 residents):
- Pull your credit reports first and correct any error before a lender sees the file.
- Use the loan calculator to test the payment on your intended amount and term.
- Get several pre-qualifications and compare APR side by side before choosing.
- Confirm the lender holds a Indiana licence by checking the regulator named above.
- Check that the monthly payment fits your budget next to your existing obligations.
- Choose a term you can live with; stretching it lowers the payment but raises total interest.
- Keep the amount to the expense; an approval is not a reason to take more.
The process is identical across Indiana; what changes is your credit file, not the fact that Grabill holds 1,144 people.
Indiana consumer-lending rules applied in Grabill
These are Indiana's sourced lending facts as they reach Grabill's 1,144 residents; the state has no city-level rate rule.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Indiana Department of Financial Institutions (DFI), Consumer Credit Division Source says: "The industries regulated by the Consumer Credit Division are: non-depository small loan ("payday") lenders; traditional installment lenders". | Indiana Department of Financial Institutions as of 2026-09-16 |
| Payday lending status | Permitted under license (small loans); finance charges capped at 15% of the first $250 (tiered above) Source says: "Finance charges on the first $250 of a small loan are limited to 15% of the principal". | Indiana Department of Financial Institutions as of 2026-09-16 |
| Small-loan / installment lender licensing | Small Loan License required (IUCCC; separate Consumer Loan License for IC 24-4.5-3 loans) Source says: "unless a person is a supervised financial organization or has first obtained a small loan license from the Department of Financial Institutions (DFI)". | Indiana Department of Financial Institutions as of 2026-09-16 |
Common questions
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Nearby places
- Leo-Cedarville, IN — population 3,720
- St. Joe, IN — population 423
- Woodburn, IN — population 1,591
- New Haven, IN — population 15,974
- Auburn, IN — population 13,888
- Huntertown, IN — population 11,316
- Garrett, IN — population 6,661
- Fort Wayne, IN — population 269,994