Personal loans in Wolf Lake, MN

Wolf Lake is home to roughly 67 people and stands 801st by size out of 853 Census places in Minnesota. The nearest larger city is Menahga, MN about 12 miles away. Lenders active in Wolf Lake report to a Minnesota supervisor, identified in the sourced rows below. Compare APR, not the interest rate, because the APR folds in most fees on a Wolf Lake loan.

What the Census records for Wolf Lake

Two layers matter for a Wolf Lake borrower: the local population picture and Minnesota's consumer-lending statutes.

• Population: about 67, ranked 801st of 853 places in Minnesota (Census Vintage 2023 subcounty estimate).
• Population trend: Roughly 2.9% fewer residents than the 2020 Census counted.
• People gained or lost: about 2 fewer since the 2020 base.
• Size percentile: roughly 6% of Minnesota's places have fewer residents than Wolf Lake's 67.
• Population density: 209 people per square mile on 0.3 square miles of land.
• By land area: Wolf Lake ranks 771st among Minnesota's 853 places, at 0.3 sq mi.
• Share of state population: Wolf Lake's 67 residents are about 0.0% of Minnesota.
• Nationally: Wolf Lake is the 18,717th-largest of 19,457 Census places in the dataset.
• Growth rank: Wolf Lake ranks 734th among Minnesota's 853 places for the 2020-to-2023 change.
• Versus Minnesota: the state average change is +0.1%, while Wolf Lake moved 2.9%.
• Density rank: Wolf Lake places 672nd among Minnesota's places by people per square mile.
• Against the state median: Wolf Lake runs about 209 residents per square mile, where the Minnesota median is 607.
• Location: latitude 46.8101, longitude -95.3503 (Census Gazetteer).
• Nearest larger cities: Menahga (12 mi); Park Rapids (16 mi); Sebeka (18 mi); Frazee (18 mi); Perham (18 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
• Smaller places nearby: Aldrich (36 mi); Vining (39 mi); Urbank (48 mi).
• Smaller neighbours: 3 places smaller than Wolf Lake sit within 50 miles.
• Larger places within 100 miles: 246.

Wolf Lake: area, density and distance

Wolf Lake's land area is roughly 0.3 square miles, and the Gazetteer records no significant water area within it. The resulting density is about 209 people per square mile. The state's population centre of gravity, Minneapolis, is roughly 162 miles away. A 50-mile radius around Wolf Lake takes in 49 places that are larger. By land area it ranks 771st of 853 Minnesota places.

Wolf Lake against the rest of Minnesota

Within Minnesota, Wolf Lake holds roughly 0.0% of all residents, the 801st-largest share among 853 places. For population change between 2020 and 2023, Wolf Lake ranks 734th of 853 in Minnesota (about the 14th percentile). Its roughly 209 residents per square mile place it 672nd among Minnesota's places. Within 50 miles sit 3 smaller Census places, alongside the 49 that are larger.

Lender access in Wolf Lake

With about 209 residents per square mile, Wolf Lake is lightly settled, and 49 larger Census places sit within 50 miles. Lenders licensed in Minnesota reach Wolf Lake's 67 residents online, so the nearest branch is not what sets your APR. The nearest larger city, Menahga, MN about 12 miles away.

What shapes a Wolf Lake personal loan

In Wolf Lake, a small community of about 67, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Federal Truth in Lending rules require a Wolf Lake lender to disclose the APR and finance charge before you sign. A longer term lowers the monthly payment on a Wolf Lake loan but raises total interest, so the smallest payment is not the cheapest loan.

Minnesota rules behind a Wolf Lake personal loan

Every row below records a Minnesota rule, its publisher and its retrieval date — the same rules a Wolf Lake lender must follow.