Personal loans in Menahga, MN
By population, Menahga sits at 312th in Minnesota, with an estimated 1,347 residents. The first question in Menahga is not the rate on offer but whether the payment fits; about 1,347 people live here under Minnesota lending law.
The 2020 count to the 2023 estimate shows about 0.3% growth in Menahga. If debt is already a strain, a nonprofit credit counsellor can help Menahga residents before they take on more. Rate ceilings, licensing requirements and product limits for Menahga are all set at the Minnesota level. The closest larger place is Park Rapids, MN about 11 miles away.
Menahga: population, trend and location
Most of what governs a Menahga loan is written in Minnesota law rather than in the city; the sourced notes below make that split concrete.
- Population: a Census-estimated 1,347, 312th among Minnesota's 853 places (Vintage 2023).
- Population trend: Growth of about 0.3% across the 2020-to-2023 comparison.
- Absolute change: 4 residents added between 2020 and 2023.
- Size percentile: Menahga's 1,347 people outrank roughly 63% of the places in Minnesota.
- Population density: 363 people per square mile on 3.7 square miles of land.
- Land area: Menahga covers 3.7 square miles, the 208th-largest area among Minnesota's 853 places.
- Water area: Menahga has 0.19 square miles of water, ranking 200th of 853 places in Minnesota.
- Share of state population: Menahga's 1,347 residents are about 0.0% of Minnesota.
- National rank: Menahga is the 9,114th most populous of the 19,457 Census places covered here.
- Growth rank: Menahga ranks 293rd among Minnesota's 853 places for the 2020-to-2023 change.
- State comparison: Minnesota's places average +0.1% for 2020-to-2023, against Menahga's 0.3%.
- Density rank: Menahga is the 566th most densely settled place in Minnesota.
- Density in context: Menahga's 363 people per square mile sit against a Minnesota median of 607.
- Location: the Census Gazetteer records it at 46.7537, -95.1029.
- Nearest larger cities: Park Rapids (11 mi); New York Mills (21 mi); Wadena (21 mi); Perham (25 mi); Staples (30 mi). A branch is convenient; it is not what sets your APR.
- Smaller places close by: Sebeka (9 mi); Wolf Lake (12 mi); Nimrod (13 mi).
- Within a 50-mile radius: 47 smaller Census places.
- Within 100 miles: 58 places are larger than Menahga.
The Menahga borrowing checklist
For Menahga's roughly 1,347 residents, these are the steps that most influence the offer:
- Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
- Test your amount and term in the personal loan calculator first.
- Line up several pre-qualified offers and let the APR decide.
- Make sure the lender appears in the Minnesota regulator's licence list.
- Write down the purpose of the loan and your repayment plan before you apply.
- If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
- Read the disclosure for an origination fee and any prepayment penalty before signing.
What differs between Menahga and the rest of Minnesota is not the process but the borrower's own file, among the 1,347 people here.
What is available to Menahga borrowers
Menahga is a lightly settled community of about 1,347 people, with 12 larger places inside a 50-mile radius. A Minnesota licence lets a lender serve Menahga without a local office, so branch density does not change what its 1,347 residents are offered. For a larger market, the closest option is Park Rapids, MN about 11 miles away.
Where Menahga sits in Minnesota
Within Minnesota, Menahga holds roughly 0.0% of all residents, the 312th-largest share among 853 places. On the 2020-to-2023 trend, Menahga stands 293rd among Minnesota's 853 places — roughly the 66th percentile. By density, at about 363 people per square mile, it ranks 566th in Minnesota. Between 2020 and 2023 the count changed by roughly 4 residents.
Menahga on the map
Inside Menahga's boundaries lie roughly 3.7 square miles of land and 0.19 square miles of water. With 1,347 residents, the land area yields roughly 363 people per square mile. The largest place in Minnesota, Minneapolis, lies about 152 miles away. A 50-mile radius around Menahga takes in 12 places that are larger. By land area it ranks 208th of 853 Minnesota places.
Minnesota rules behind a Menahga personal loan
These are Minnesota's sourced lending facts as they reach Menahga's 1,347 residents; the state has no city-level rate rule.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Minnesota Department of Commerce (commissioner of commerce) Source says: ""Commissioner" means the commissioner of commerce" | Minnesota Legislature, Office of the Revisor of Statutes as of 2026-09-16 |
| Payday lending status | Legal and licensed; APR capped at 36%, or up to 50% with an ability-to-repay analysis (Minn. Stat. §§ 47.60, 47.601, 47.603) Source says: "The cap on that annual percentage rate is set at either 36%, or up to 50% if the lender conducts an ability to repay analysis" | Minnesota Department of Commerce as of 2026-09-16 |
| Small-loan / installment lender licensing | Regulated loan license required from the commissioner for loans within the Chapter 56 threshold (Minn. Stat. § 56.01) Source says: "without first obtaining a license from the commissioner, no person shall engage in the business of making loans of money" | Minnesota Legislature, Office of the Revisor of Statutes as of 2026-09-16 |
Common questions
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Nearby places
- Sebeka, MN — population 740
- Park Rapids, MN — population 4,302
- Nimrod, MN — population 82
- Wolf Lake, MN — population 67
- Wadena, MN — population 4,331
- Bluffton, MN — population 212
- Nevis, MN — population 393
- New York Mills, MN — population 1,355