Personal loans in Winnfield, LA
With an estimated 3,927 residents, Winnfield is the 74th-largest of 302 places in Louisiana. Two households in Winnfield with comparable incomes can still be offered different rates; the city's 3,927 residents are not the reason.
Use the calculator on this page to price an amount and term before you commit in Winnfield. Every figure below is Louisiana's own, applied to Winnfield's 3,927 residents, with the publisher and retrieval date attached. The 2020 count to the 2023 estimate shows about 5.2% decline in Winnfield. The nearest larger city is Jonesboro, LA about 22 miles away.
Local context for Winnfield
Read the local figures below as context; read the sourced Louisiana table as the rulebook a lender here must follow.
- Population: about 3,927 people live here, which puts Winnfield 74th of 302 Census places in Louisiana (Vintage 2023).
- Population trend: The 2020-to-2023 change is negative, near 5.2%.
- Change in people: the 2020-to-2023 comparison is a loss of about 217 residents.
- Size percentile: about 75% of Louisiana communities are smaller than Winnfield (3,927 residents).
- Population density: about 1,078 people per square mile (Census land area 3.6 sq mi).
- Land area rank: Winnfield's 3.6 square miles rank 107th of 302 places in Louisiana.
- Within Louisiana: about 0.2% of the state's population lives in Winnfield.
- National rank: Winnfield sits 5,494th by population among the 19,457 places in this dataset.
- Growth rank: Winnfield ranks 261st among Louisiana's 302 places for the 2020-to-2023 change.
- State comparison: Louisiana's places average -2.1% for 2020-to-2023, against Winnfield's 5.2%.
- Density in Louisiana: Winnfield ranks 70th by people per square mile.
- Density vs Louisiana: Winnfield's 1,078 people per square mile compare with a state median of 534.
- Location: mapped by the US Census Bureau at 31.9240, -92.6425.
- Nearest larger cities: Jonesboro (22 mi); Natchitoches (30 mi); Jena (34 mi); Grambling (42 mi); Ruston (42 mi). For most borrowers the comparison happens online, not at a branch.
- Smaller communities within reach: Calvin (8 mi); Atlanta (10 mi); Dodson (11 mi).
- Smaller places within 50 miles: 51 of them.
- Larger places within 100 miles: 29.
Winnfield: area, density and distance
Winnfield's land area is roughly 3.6 square miles, and the Gazetteer records no significant water area within it. The resulting density is about 1,078 people per square mile. For the state's biggest city, New Orleans, the distance is roughly 206 miles. Winnfield has 8 larger places within a 50-mile radius. By land area it ranks 107th of 302 Louisiana places.
Winnfield in state context
Set beside Louisiana's 302 places, Winnfield ranks 74th by population and holds about 0.2% of the state total. For population change between 2020 and 2023, Winnfield ranks 261st of 302 in Louisiana (about the 14th percentile). At about 1,078 people per square mile, Winnfield is the 70th most densely settled place in Louisiana. Within 50 miles sit 51 smaller Census places, alongside the 8 that are larger.
How lenders reach Winnfield
Winnfield is a moderately settled community of about 3,927 people, with 8 larger places inside a 50-mile radius. Distance to a branch rarely matters for Winnfield's 3,927 residents: the application is online and the price follows your credit file. The nearest bigger place is Jonesboro, LA about 22 miles away.
Inside a Winnfield personal loan
In Winnfield, a small community of about 3,927, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. The APR tracks your credit score rather than Winnfield's rank of 74th in Louisiana: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. A longer term lowers the monthly payment on a Winnfield loan but raises total interest, so the smallest payment is not the cheapest loan.
What Louisiana law requires in Winnfield
Every row below records a Louisiana rule, its publisher and its retrieval date — the same rules a Winnfield lender must follow.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Louisiana Office of Financial Institutions (OFI), Non-Depository Division Source says: "OFI is responsible for the supervision of various entities which provide financial services to the citizens of the State of Louisiana." | Louisiana Office of Financial Institutions as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer loan license required from OFI before making consumer loans Source says: "Persons who wish to engage in the business of making consumer loans must hold a consumer loan license issued by this Office" | Louisiana Office of Financial Institutions as of 2026-09-16 |
| Licensed-lender consumer loan finance charge caps | 36% first $1,400; 27% to $4,000; 24% to $7,000; 21% above (R.S. 9:3519(A)) Source says: "Thirty-six percent per year for that portion of the unpaid principal amount of the loan not exceeding one thousand four hundred dollars" | Louisiana State Legislature as of 2026-09-16 |
Common questions
What are my options in Winnfield if my credit is poor?
What loan size can I expect in Winnfield?
Do I have to pledge anything to borrow in Winnfield?
Does comparing loans in Winnfield cost me credit score points?
Nearby places
- Calvin, LA — population 234
- Atlanta, LA — population 149
- Dodson, LA — population 285
- Sikes, LA — population 110
- Goldonna, LA — population 416
- Georgetown, LA — population 272
- Jonesboro, LA — population 4,019
- Tullos, LA — population 305