Personal loans in Sikes, LA

With an estimated 110 residents, Sikes is the 295th-largest of 302 places in Louisiana. The nearest larger city is Dodson, LA about 10 miles away. When Louisiana caps or restricts a product, lenders either change the terms or withdraw it from Sikes as from the rest of the state. Read the disclosure for an origination fee and any prepayment penalty before signing in Sikes.

Sikes: the sourced local profile

Two layers matter for a Sikes borrower: the local population picture and Louisiana's consumer-lending statutes.

• Population: a Census-estimated 110, 295th among Louisiana's 302 places (Vintage 2023).
• Population trend: A decline of about 1.8% across the 2020-to-2023 comparison.
• Absolute change: 2 residents lost between 2020 and 2023.
• Size percentile: roughly 2% of Louisiana's places have fewer residents than Sikes's 110.
• Population density: about 70 people per square mile across 1.6 square miles of land (Census Gazetteer area, Vintage 2023 population).
• Land area: Sikes covers 1.6 square miles, the 218th-largest area among Louisiana's 302 places.
• Share of state population: Sikes's 110 residents are about 0.0% of Louisiana.
• Nationally: Sikes is the 17,967th-largest of 19,457 Census places in the dataset.
• Growth in Louisiana: Sikes stands 101st by percentage change from 2020 to 2023, among 302 places.
• Against the state trend: Sikes's 1.8% change compares with a Louisiana average of -2.1% across its 302 places.
• Density in Louisiana: Sikes ranks 279th by people per square mile.
• Density vs Louisiana: Sikes's 70 people per square mile compare with a state median of 534.
• Location: it lies at 32.0790, -92.4863 in the Census Gazetteer.
• Nearest larger cities: Dodson (10 mi); Winnfield (14 mi); Chatham (16 mi); Jonesboro (17 mi); Urania (19 mi). Larger metros often have more branches, but online lenders reach Sikes on the same terms.
• Nearest smaller places: Bryceland (39 mi); Mount Lebanon (44 mi); Powhatan (44 mi).
• Smaller places within 50 miles: 4 of them.
• At 100 miles: 196 larger Census places fall inside that radius.

Sikes's place among Louisiana's 302 places

Among Louisiana's 302 places, Sikes sits at 295th for population, a share of roughly 0.0% of the state. On the 2020-to-2023 trend, Sikes stands 101st among Louisiana's 302 places — roughly the 67th percentile. At about 70 people per square mile, Sikes is the 279th most densely settled place in Louisiana. Between 2020 and 2023 the count changed by roughly 2 residents.

Getting a loan in Sikes

Sikes is sparsely settled, with about 70 people per square mile and 61 larger places within 50 miles. Lenders licensed in Louisiana reach Sikes's 110 residents online, so the nearest branch is not what sets your APR. The nearest larger city, Dodson, LA about 10 miles away.

Land, water and location for Sikes

Sikes's land area is roughly 1.6 square miles, and the Gazetteer records no significant water area within it. That land carries about 70 people per square mile. New Orleans, the largest place in Louisiana, is about 206 miles from Sikes. Sikes has 61 larger places within a 50-mile radius. By land area it ranks 218th of 302 Louisiana places.

Which Louisiana laws govern a loan in Sikes

Every row below records a Louisiana rule, its publisher and its retrieval date — the same rules a Sikes lender must follow.

What to do before borrowing in Sikes

A sensible order of operations for a loan in Sikes, home to about 110 people:

1. Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
2. Use the loan calculator to test the payment on your intended amount and term.
3. Shop at least three lenders and judge them on APR and total cost.
4. Make sure the lender appears in the Louisiana regulator's licence list.
5. Keep the amount to the expense; an approval is not a reason to take more.
6. Be clear on what the loan is for and how it gets repaid.
7. If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.

None of these steps is Sikes-specific: the same Louisiana licensing and disclosure rules reach all 110 residents.