Personal loans in Windsor, IL

Windsor shed about 2.6% of its population between the 2020 base and the 2023 estimate. For a community of about 1,044, the practical step is to compare APR across at least three lenders before committing. For a bigger market, look to Sullivan, IL about 11 miles away. Consumer lending that reaches Windsor's 1,044 residents is governed by Illinois statute; no city ordinance changes it.

Windsor by the numbers

Most of what governs a Windsor loan is written in Illinois law rather than in the city; the sourced notes below make that split concrete.

• Population: 1,044 — Windsor ranks 639th of 1,294 communities in Illinois (US Census Bureau, Vintage 2023).
• Population trend: A decline of about 2.6% across the 2020-to-2023 comparison.
• People gained or lost: about 28 fewer since the 2020 base.
• Size percentile: Windsor sits ahead of around 51% of Illinois places, at 1,044 people.
• Population density: about 1,657 people per square mile across 0.6 square miles of land (Census Gazetteer area, Vintage 2023 population).
• Land area: Windsor covers 0.6 square miles, the 954th-largest area among Illinois's 1,294 places.
• State population share: Windsor accounts for about 0.0% of everyone in Illinois.
• National rank: Windsor sits 10,048th by population among the 19,457 places in this dataset.
• Growth in Illinois: Windsor stands 837th by percentage change from 2020 to 2023, among 1,294 places.
• State comparison: Illinois's places average -2.0% for 2020-to-2023, against Windsor's 2.6%.
• Density rank: Windsor places 315th among Illinois's places by people per square mile.
• Density vs Illinois: Windsor's 1,657 people per square mile compare with a state median of 993.
• Location: 39.4389 / -88.5954, per the US Census Bureau Gazetteer.
• Nearest larger cities: Sullivan (11 mi); Shelbyville (11 mi); Neoga (11 mi); Mattoon (13 mi); Bethany (16 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
• Nearest smaller towns: Gays (5 mi); Strasburg (6 mi); Allenville (9 mi).
• Smaller neighbours: 80 places smaller than Windsor sit within 50 miles.
• Larger places within 100 miles: 231.

How Windsor compares across Illinois

Within Illinois, Windsor holds roughly 0.0% of all residents, the 639th-largest share among 1,294 places. For population change between 2020 and 2023, Windsor ranks 837th of 1,294 in Illinois (about the 35th percentile). By density, at about 1,657 people per square mile, it ranks 315th in Illinois. By land area, its 0.6 square miles rank 954th of 1,294 places in Illinois.

How Illinois law applies in Windsor

This table holds the Illinois rate and licensing rules for consumer loans made to Windsor's 1,044 residents.

The Windsor borrowing checklist

Before you hand your details to a lender in Windsor, where the population is near 1,044:

1. Pull your credit reports first and correct any error before a lender sees the file.
2. Test your amount and term in the personal loan calculator first.
3. Get several pre-qualifications and compare APR side by side before choosing.
4. Confirm the lender holds a Illinois licence by checking the regulator named above.
5. Be clear on what the loan is for and how it gets repaid.
6. When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
7. Read the disclosure for an origination fee and any prepayment penalty before signing.

In Windsor as elsewhere in Illinois, the written terms — not the advertisement — are what count for its 1,044 residents.

Windsor: area, density and distance

Windsor's land area is roughly 0.6 square miles, and the Gazetteer records no significant water area within it. Spread across it are roughly 1,657 residents per square mile. Chicago, the largest place in Illinois, is about 172 miles from Windsor. Within 50 miles of Windsor there are 49 larger Census places. The 100-mile radius contains 231 larger places.

What is available to Windsor borrowers

Windsor is a moderately settled community of about 1,044 people, with 49 larger places inside a 50-mile radius. What is available to Windsor's 1,044 borrowers is set by Illinois licensing and your own credit, not by how many branches are nearby. The nearest bigger place is Sullivan, IL about 11 miles away.