Personal loans in Sullivan, IL

With roughly 4,272 residents, Sullivan is a small community, and the lending rules its borrowers live under are written in Illinois, not by the city. Census figures put the 2020-to-2023 decrease in Sullivan at about 3.2%. Rate-shopping from Sullivan costs nothing at pre-qualification, where a soft pull leaves your credit file alone. To lend to Sullivan's 4,272 residents, a company must hold a Illinois licence, and each sourced row below names the regulator behind it. For a bigger market, look to Mattoon, IL about 15 miles away.

What the Census records for Sullivan

Only a few things actually differ by place — population, area, location, and the Illinois rules a lender must follow — and they are below.

• Population: about 4,272 people live here, which puts Sullivan 358th of 1,294 Census places in Illinois (Vintage 2023).
• Population trend: Roughly 3.2% fewer residents than the 2020 Census counted.
• Net change: roughly 142 fewer people than the 2020 Census counted.
• Size percentile: roughly 72% of Illinois's places have fewer residents than Sullivan's 4,272.
• Population density: about 1,543 people per square mile (Census land area 2.8 sq mi).
• By land area: Sullivan ranks 392nd among Illinois's 1,294 places, at 2.8 sq mi.
• Share of Illinois: Sullivan holds about 0.0% of the state's population, some 4,272 people.
• National rank: Sullivan sits 5,281st by population among the 19,457 places in this dataset.
• Growth in Illinois: Sullivan stands 969th by percentage change from 2020 to 2023, among 1,294 places.
• Versus Illinois: the state average change is -2.0%, while Sullivan moved 3.2%.
• Density rank: Sullivan places 361st among Illinois's places by people per square mile.
• Density in context: Sullivan's 1,543 people per square mile sit against a Illinois median of 993.
• Location: coordinates 39.5952, -88.6089 (US Census Bureau Gazetteer).
• Nearest larger cities: Mattoon (15 mi); Shelbyville (16 mi); Mount Zion (20 mi); Tuscola (23 mi); Charleston (24 mi). Lenders licensed in the state serve Sullivan whether or not they keep a local branch.
• Nearest smaller towns: Allenville (5 mi); Bethany (8 mi); Lovington (8 mi) — useful context for the surrounding area.
• Smaller neighbours: 116 places smaller than Sullivan sit within 50 miles.
• Larger places within 100 miles: 77.

What shapes a Sullivan personal loan

Most loans made to Sullivan's 4,272 residents are unsecured, so nothing is pledged and the lender relies on your credit history. A lender serving Sullivan's 4,272 residents must disclose the APR and finance charge in writing before you sign. Because the payment is fixed, the total cost of a Sullivan loan is knowable in advance — unlike a revolving card balance.

Illinois consumer-lending rules applied in Sullivan

This table holds the Illinois rate and licensing rules for consumer loans made to Sullivan's 4,272 residents.

Borrowing reach in Sullivan

At roughly 1,543 people per square mile, Sullivan is moderately settled; 16 larger places lie within 50 miles. A Illinois licence lets a lender serve Sullivan without a local office, so branch density does not change what its 4,272 residents are offered. The nearest larger city, Mattoon, IL about 15 miles away.

The geography behind Sullivan

Sullivan's land area is roughly 2.8 square miles, and the Gazetteer records no significant water area within it. Spread across it are roughly 1,543 residents per square mile. The state's population centre of gravity, Chicago, is roughly 162 miles away. Sullivan has 16 larger places within a 50-mile radius. The 100-mile radius contains 77 larger places.

Where Sullivan sits in Illinois

Set beside Illinois's 1,294 places, Sullivan ranks 358th by population and holds about 0.0% of the state total. For population change between 2020 and 2023, Sullivan ranks 969th of 1,294 in Illinois (about the 25th percentile). Its roughly 1,543 residents per square mile place it 361st among Illinois's places. By land area, its 2.8 square miles rank 392nd of 1,294 places in Illinois.