Personal loans in Wilton, MN

The trend for Wilton between 2020 and 2023 is downward by roughly 1.5%. Price two or three terms so you can see which payment is truly affordable in Wilton. Borrowers who want a bigger city can look to Bemidji, MN about 6 miles away. State law, not city hall, decides what a lender may do to Wilton's roughly 266 residents, and a state regulator supervises it.

What the Census records for Wilton

Here is the sourced Census picture for Wilton, plus the Minnesota lending rules that apply to a loan taken out here.

• Population: an estimated 266 residents, 608th of 853 places in Minnesota (Census Vintage 2023 subcounty estimate).
• Population trend: The 2020-to-2023 change is negative, near 1.5%.
• Net change: roughly 4 fewer people than the 2020 Census counted.
• Size percentile: about 29% of Minnesota communities are smaller than Wilton (266 residents).
• Population density: 90 people per square mile on 2.9 square miles of land.
• Land area: Wilton covers 2.9 square miles, the 253rd-largest area among Minnesota's 853 places.
• Water area rank: Wilton ranks 220th among Minnesota's 853 places, with 0.14 sq mi.
• State population share: Wilton accounts for about 0.0% of everyone in Minnesota.
• National rank: Wilton sits 15,545th by population among the 19,457 places in this dataset.
• Growth rank: Wilton ranks 547th among Minnesota's 853 places for the 2020-to-2023 change.
• State comparison: Minnesota's places average +0.1% for 2020-to-2023, against Wilton's 1.5%.
• Density rank: Wilton is the 771st most densely settled place in Minnesota.
• Density vs Minnesota: Wilton's 90 people per square mile compare with a state median of 607.
• Location: the Census Gazetteer records it at 47.5075, -94.9998.
• Nearest larger cities: Bemidji (6 mi); Bagley (19 mi); Cass Lake (21 mi); Clearbrook (24 mi); Blackduck (26 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
• Smaller places close by: Solway (6 mi); Shevlin (12 mi); Turtle River (13 mi).
• Within a 50-mile radius: 19 smaller Census places.
• At 100 miles: 112 larger Census places fall inside that radius.

Which Minnesota laws govern a loan in Wilton

When Minnesota does not publish a figure, the row links to the source instead of inventing a number; Wilton is bound by the same rules.

What shapes a Wilton personal loan

Wilton is a small community of about 266 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Federal Truth in Lending rules require a Wilton lender to disclose the APR and finance charge before you sign. The term you choose in Wilton decides the split between a comfortable payment and the total interest you pay.

Before you apply in Wilton

These steps shape the offer you get in Wilton, a place of about 266 people:

1. Get your credit reports, dispute what is wrong, and only then start shopping.
2. Model the payment on the calculator before a lender models it for you.
3. Shop at least three lenders and judge them on APR and total cost.
4. Verify the lender's Minnesota licence with the regulator listed on this page.
5. Keep the amount to the expense; an approval is not a reason to take more.
6. Be clear on what the loan is for and how it gets repaid.
7. If the balances are already a strain, seek nonprofit credit counselling before adding a loan.

The process is identical across Minnesota; what changes is your credit file, not the fact that Wilton holds 266 people.

Where Wilton sits in Minnesota

Wilton is the 608th-largest of 853 Census places in Minnesota and contains about 0.0% of the state's people. On the 2020-to-2023 trend, Wilton stands 547th among Minnesota's 853 places — roughly the 36th percentile. Its roughly 90 residents per square mile place it 771st among Minnesota's places. Within 50 miles sit 19 smaller Census places, alongside the 16 that are larger.

Land, water and location for Wilton

The Census Gazetteer records 2.9 square miles of land and 0.14 square miles of water within Wilton. Spread across it are roughly 90 residents per square mile. For the state's biggest city, Minneapolis, the distance is roughly 194 miles. Wilton has 16 larger places within a 50-mile radius. Within the same 50 miles lie 19 smaller Census places.