Personal loans in Laporte, MN

Census figures put the 2020-to-2023 increase in Laporte at about 5.2%. For the 141 people in Laporte, Minnesota runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. Verify the lender's Minnesota licence against the regulator named below before borrowing in Laporte. The closest larger place is Walker, MN about 12 miles away.

The Laporte data picture

Only a few things actually differ by place — population, area, location, and the Minnesota rules a lender must follow — and they are below.

• Population: 141 residents; Laporte is the 707th-largest of 853 places in Minnesota (US Census Bureau, Vintage 2023).
• Population trend: About 5.2% above the 2020 Census base.
• People gained or lost: about 7 more since the 2020 base.
• Size percentile: bigger than about 17% of the places in Minnesota, with 141 residents in Laporte.
• Land and density: 0.7 square miles of land carry roughly 201 residents per square mile.
• Land area: Laporte covers 0.7 square miles, the 617th-largest area among Minnesota's 853 places.
• Share of state population: Laporte's 141 residents are about 0.0% of Minnesota.
• National rank: Laporte sits 17,399th by population among the 19,457 places in this dataset.
• Growth rank: Laporte ranks 70th among Minnesota's 853 places for the 2020-to-2023 change.
• State comparison: Minnesota's places average +0.1% for 2020-to-2023, against Laporte's 5.2%.
• Density rank: Laporte places 679th among Minnesota's places by people per square mile.
• Against the state median: Laporte runs about 201 residents per square mile, where the Minnesota median is 607.
• Location: the Census Gazetteer records it at 47.2147, -94.7574.
• Nearest larger cities: Walker (12 mi); Cass Lake (14 mi); Akeley (15 mi); Nevis (18 mi); Bemidji (20 mi). Larger metros often have more branches, but online lenders reach Laporte on the same terms.
• Smaller places nearby: Federal Dam (26 mi); Turtle River (26 mi); Solway (27 mi).
• Smaller places within 50 miles: 13 of them.
• Larger places within 100 miles: 151.

A pre-application checklist for Laporte

These steps shape the offer you get in Laporte, a place of about 141 people:

1. Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
2. Test your amount and term in the personal loan calculator first.
3. Collect three or more offers and compare them on APR, not on the advertised rate.
4. Check the Minnesota regulator's records to confirm the lender is licensed here.
5. Decide the purpose and how you will repay it before approaching any lender.
6. If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
7. Look for an origination fee or prepayment penalty in the written disclosure.

None of these steps is Laporte-specific: the same Minnesota licensing and disclosure rules reach all 141 residents.

Minnesota rules behind a Laporte personal loan

Read the table as a lender's compliance picture for Laporte: the rule, the sourced figure, the publisher and the date.

Laporte in state context

Within Minnesota, Laporte holds roughly 0.0% of all residents, the 707th-largest share among 853 places. For population change between 2020 and 2023, Laporte ranks 70th of 853 in Minnesota (about the 92th percentile). By density, at about 201 people per square mile, it ranks 679th in Minnesota. In land area, Laporte ranks 617th among Minnesota's 853 places.

Borrowing reach in Laporte

Laporte is a lightly settled community of about 141 people, with 27 larger places inside a 50-mile radius. A Minnesota licence lets a lender serve Laporte without a local office, so branch density does not change what its 141 residents are offered. The nearest larger city, Walker, MN about 12 miles away.

Where Laporte sits

Inside Laporte's boundaries lie about 0.7 square miles of land, with no significant water area recorded. The resulting density is about 201 people per square mile. Minneapolis, the largest place in Minnesota, is about 171 miles from Laporte. Laporte has 27 larger places within a 50-mile radius. The 100-mile radius contains 151 larger places.