Personal loans in Whiting, WI
The roughly 1,598 people who live in Whiting borrow under Wisconsin rules; city hall sets no personal-loan rate. With an estimated 1,598 residents, Whiting is the 288th-largest of 605 places in Wisconsin.
Population in Whiting dropped about 0.6% over the three years from 2020 to 2023. A lender that serves Whiting operates under Wisconsin lending statutes and a Wisconsin supervisor. Compare APR, not the interest rate, because the APR folds in most fees on a Whiting loan. A larger market lies at Plover, WI about 2 miles away.
Whiting: population, trend and location
Two layers matter for a Whiting borrower: the local population picture and Wisconsin's consumer-lending statutes.
- Population: about 1,598, ranked 288th of 605 places in Wisconsin (Census Vintage 2023 subcounty estimate).
- Population trend: Lower by roughly 0.6% since the 2020 count.
- Change in people: the 2020-to-2023 comparison is a loss of about 9 residents.
- Size percentile: about 52% of Wisconsin's Census places are smaller than Whiting.
- Population density: about 883 people per square mile (Census land area 1.8 sq mi).
- Land area rank: Whiting's 1.8 square miles rank 342nd of 605 places in Wisconsin.
- Water area: Whiting has 0.37 square miles of water, ranking 88th of 605 places in Wisconsin.
- Share of state population: Whiting's 1,598 residents are about 0.0% of Wisconsin.
- National rank: Whiting is the 8,480th most populous of the 19,457 Census places covered here.
- Growth rank: Whiting's 2020-to-2023 change ranks 343rd of 605 places in Wisconsin.
- State comparison: Wisconsin's places average +0.4% for 2020-to-2023, against Whiting's 0.6%.
- Density rank: Whiting is the 266th most densely settled place in Wisconsin.
- Density vs Wisconsin: Whiting's 883 people per square mile compare with a state median of 800.
- Location: the Census Gazetteer records it at 44.4901, -89.5600.
- Nearest larger cities: Plover (2 mi); Stevens Point (2 mi); Wisconsin Rapids (15 mi); Port Edwards (17 mi); Nekoosa (21 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
- Nearest smaller towns: Park Ridge (2 mi); Biron (11 mi); Rudolph (12 mi).
- Smaller neighbours: 55 places smaller than Whiting sit within 50 miles.
- Larger places within 100 miles: 134.
Where Whiting sits
Inside Whiting's boundaries lie roughly 1.8 square miles of land and 0.37 square miles of water. With 1,598 residents, the land area yields roughly 883 people per square mile. For the state's biggest city, Milwaukee, the distance is roughly 127 miles. Within 50 miles of Whiting there are 28 larger Census places. Within the same 50 miles lie 55 smaller Census places.
Whiting's place among Wisconsin's 605 places
Within Wisconsin, Whiting holds roughly 0.0% of all residents, the 288th-largest share among 605 places. Its 2020-to-2023 change ranks 343rd of 605 Wisconsin places, putting it near the 43th percentile for growth. Its roughly 883 residents per square mile place it 266th among Wisconsin's places. Between 2020 and 2023 the count changed by roughly 9 residents.
The Wisconsin lending rules that reach Whiting
These are Wisconsin's sourced lending facts as they reach Whiting's 1,598 residents; the state has no city-level rate rule.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Wisconsin Department of Financial Institutions (DFI), Division of Banking Source says: "Department" means the department of financial institutions | Wisconsin State Legislature as of 2026-09-16 |
| Small-loan / installment lender licensing | Licensed lender license required from the Division of Banking (Wis. Stat. § 138.09) Source says: Before any person may do business under this section, that person shall first obtain a license from the division. | Wisconsin State Legislature as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 12% per year maximum ($12 per $100) on the declining principal balance, except as authorized by other statutes (Wis. Stat. § 138.05(1)(a)) Source says: At the rate of $12 upon $100 for one year computed upon the declining principal balance of the loan or forbearance | Wisconsin State Legislature as of 2026-09-16 |
What a Whiting borrower is actually offered
In Whiting, a small community of about 1,598, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. The rate you see advertised is a range, not a promise, until a lender reviews your file in Whiting. A longer term lowers the monthly payment on a Whiting loan but raises total interest, so the smallest payment is not the cheapest loan.
How lenders reach Whiting
Whiting is moderately settled, with about 883 people per square mile and 28 larger places within 50 miles. Whether Whiting has a local branch or not, a Wisconsin-licensed lender can serve its 1,598 people online on the same terms. The nearest larger city, Plover, WI about 2 miles away.
Common questions
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Nearby places
- Park Ridge, WI — population 533
- Plover, WI — population 14,110
- Stevens Point, WI — population 25,752
- Biron, WI — population 855
- Junction City, WI — population 414
- Rudolph, WI — population 431
- Amherst Junction, WI — population 378
- Nelsonville, WI — population 158