Personal loans in Biron, WI
For a borrower among the roughly 855 residents of Biron, a personal loan is a tool whose cost turns on the terms, not the address. By population, Biron sits at 389th in Wisconsin, with an estimated 855 residents.
Judge Biron offers on total cost, not on how quickly the money arrives. From the 2020 Census base to the 2023 estimate, the population rose by about 1.5%. State law, not city hall, decides what a lender may do to Biron's roughly 855 residents, and a state regulator supervises it. Borrowers who want a bigger city can look to Wisconsin Rapids, WI about 4 miles away.
Biron: the sourced local profile
Read the local figures below as context; read the sourced Wisconsin table as the rulebook a lender here must follow.
- Population: 855 residents; Biron is the 389th-largest of 605 places in Wisconsin (US Census Bureau, Vintage 2023).
- Population trend: Growth of about 1.5% across the 2020-to-2023 comparison.
- Absolute change: 13 residents added between 2020 and 2023.
- Size percentile: bigger than about 36% of the places in Wisconsin, with 855 residents in Biron.
- Density: roughly 184 residents per square mile, spread over 4.6 sq mi of land.
- Land area: Biron covers 4.6 square miles, the 155th-largest area among Wisconsin's 605 places.
- Water: Biron holds about 1.62 square miles, the 23rd-largest water area in Wisconsin.
- Share of state population: Biron's 855 residents are about 0.0% of Wisconsin.
- National standing: Biron ranks 10,893rd of 19,457 US places.
- Growth in Wisconsin: Biron stands 122nd by percentage change from 2020 to 2023, among 605 places.
- State comparison: Wisconsin's places average +0.4% for 2020-to-2023, against Biron's 1.5%.
- Density rank: Biron is the 556th most densely settled place in Wisconsin.
- Density in context: Biron's 184 people per square mile sit against a Wisconsin median of 800.
- Location: coordinates 44.4284, -89.7658 (US Census Bureau Gazetteer).
- Nearest larger cities: Wisconsin Rapids (4 mi); Port Edwards (6 mi); Nekoosa (11 mi); Whiting (11 mi); Plover (11 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
- Nearest smaller places: Rudolph (5 mi); Vesper (11 mi); Junction City (12 mi).
- Within a 50-mile radius: 41 smaller Census places.
- Within 100 miles: 194 places are larger than Biron.
The Biron borrowing checklist
Before you apply in Biron, a community of about 855, work through these steps:
- Pull your credit reports first and correct any error before a lender sees the file.
- Run the numbers on the personal loan calculator so you know the payment before you apply.
- Get several pre-qualifications and compare APR side by side before choosing.
- Check the Wisconsin regulator's records to confirm the lender is licensed here.
- Write down the purpose of the loan and your repayment plan before you apply.
- When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
- Check the disclosure for fees that raise the true cost above the quoted rate.
None of these steps is Biron-specific: the same Wisconsin licensing and disclosure rules reach all 855 residents.
Land, water and location for Biron
Biron covers about 4.6 square miles of land, with 1.62 square miles of water inside its boundaries (Census Gazetteer). With 855 residents, the land area yields roughly 184 people per square mile. The state's population centre of gravity, Milwaukee, is roughly 130 miles away. Within 50 miles of Biron there are 41 larger Census places. By land area it ranks 155th of 605 Wisconsin places.
Biron's place among Wisconsin's 605 places
Biron is the 389th-largest of 605 Census places in Wisconsin and contains about 0.0% of the state's people. On the 2020-to-2023 trend, Biron stands 122nd among Wisconsin's 605 places — roughly the 80th percentile. At about 184 people per square mile, Biron is the 556th most densely settled place in Wisconsin. Within 50 miles sit 41 smaller Census places, alongside the 41 that are larger.
How Wisconsin law applies in Biron
When Wisconsin does not publish a figure, the row links to the source instead of inventing a number; Biron is bound by the same rules.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Wisconsin Department of Financial Institutions (DFI), Division of Banking Source says: "Department" means the department of financial institutions | Wisconsin State Legislature as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 12% per year maximum ($12 per $100) on the declining principal balance, except as authorized by other statutes (Wis. Stat. § 138.05(1)(a)) Source says: At the rate of $12 upon $100 for one year computed upon the declining principal balance of the loan or forbearance | Wisconsin State Legislature as of 2026-09-16 |
| Payday lending status | Legal and licensed by the DFI Division of Banking; statewide database tracking (Wis. Stat. § 138.14) Source says: "Licensee" means a person holding a license issued by the division under sub. (5) | Wisconsin State Legislature as of 2026-09-16 |
How lenders reach Biron
With about 184 residents per square mile, Biron is lightly settled, and 41 larger Census places sit within 50 miles. Whether Biron has a local branch or not, a Wisconsin-licensed lender can serve its 855 people online on the same terms. The nearest bigger place is Wisconsin Rapids, WI about 4 miles away.
Common questions
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Nearby places
- Wisconsin Rapids, WI — population 18,670
- Rudolph, WI — population 431
- Port Edwards, WI — population 1,761
- Junction City, WI — population 414
- Nekoosa, WI — population 2,409
- Milladore, WI — population 267
- Vesper, WI — population 526
- Whiting, WI — population 1,598