Personal loans in Whitehall, NY

Whitehall ranks 270th of 595 places in New York, with a population near 2,478. Decide the purpose of the loan and your repayment plan before sharing any details with a Whitehall lender. State law, rather than federal rules alone, supplies the rate caps and licensing rules that reach Whitehall's 2,478 residents. The closest larger place is Hudson Falls, NY about 18 miles away.

The Whitehall data picture

Read the local figures below as context; read the sourced New York table as the rulebook a lender here must follow.

• Population: 2,478 — Whitehall ranks 270th of 595 communities in New York (US Census Bureau, Vintage 2023).
• Population trend: A loss of roughly 0.6% between 2020 and 2023.
• Net change: roughly 16 fewer people than the 2020 Census counted.
• Size percentile: roughly 55% of New York's places have fewer residents than Whitehall's 2,478.
• Population density: 439 people per square mile on 5.6 square miles of land.
• By land area: Whitehall ranks 42nd among New York's 595 places, at 5.6 sq mi.
• Water: Whitehall holds about 1.15 square miles, the 31st-largest water area in New York.
• Within New York: about 0.0% of the state's population lives in Whitehall.
• National rank: Whitehall sits 6,877th by population among the 19,457 places in this dataset.
• Growth rank: Whitehall's 2020-to-2023 change ranks 158th of 595 places in New York.
• Against the state trend: Whitehall's 0.6% change compares with a New York average of -1.1% across its 595 places.
• Density rank: Whitehall is the 549th most densely settled place in New York.
• Density in context: Whitehall's 439 people per square mile sit against a New York median of 1,515.
• Location: the Census Gazetteer records it at 43.5460, -73.4338.
• Nearest larger cities: Hudson Falls (18 mi); Glens Falls (19 mi); South Glens Falls (20 mi); Fort Edward (21 mi); Rutland (23 mi). Larger metros often have more branches, but online lenders reach Whitehall on the same terms.
• Smaller communities close by: Fort Ann (9 mi); Poultney (10 mi); Granville (12 mi), each with its own Census population profile.
• Within a 50-mile radius: 21 smaller Census places.
• At 100 miles: 61 larger Census places fall inside that radius.

What New York law requires in Whitehall

These are New York's sourced lending facts as they reach Whitehall's 2,478 residents; the state has no city-level rate rule.

The anatomy of a Whitehall personal loan

Whitehall is a small community of about 2,478 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. The rate you see advertised is a range, not a promise, until a lender reviews your file in Whitehall. A longer term lowers the monthly payment on a Whitehall loan but raises total interest, so the smallest payment is not the cheapest loan.

Getting a loan in Whitehall

Whitehall is a lightly settled community of about 2,478 people, with 11 larger places inside a 50-mile radius. Distance to a branch rarely matters for Whitehall's 2,478 residents: the application is online and the price follows your credit file. The nearest bigger place is Hudson Falls, NY about 18 miles away.

The geography behind Whitehall

The Census Gazetteer records 5.6 square miles of land and 1.15 square miles of water within Whitehall. Spread across it are roughly 439 residents per square mile. For the state's biggest city, New York, the distance is roughly 201 miles. Whitehall has 11 larger places within a 50-mile radius. By land area it ranks 42nd of 595 New York places.

Where Whitehall sits in New York

Among New York's 595 places, Whitehall sits at 270th for population, a share of roughly 0.0% of the state. On the 2020-to-2023 trend, Whitehall stands 158th among New York's 595 places — roughly the 73th percentile. At about 439 people per square mile, Whitehall is the 549th most densely settled place in New York. Between 2020 and 2023 the count changed by roughly 16 residents.