Personal loans in Argyle, NY
By population, Argyle sits at 570th in New York, with an estimated 293 residents. Argyle is a small community in New York, with an estimated 293 residents, and every licensed lender here follows the same state rulebook.
The trend for Argyle between 2020 and 2023 is downward by roughly 0.3%. Rate-shopping from Argyle costs nothing at pre-qualification, where a soft pull leaves your credit file alone. To lend to Argyle's 293 residents, a company must hold a New York licence, and each sourced row below names the regulator behind it. The closest larger city is Fort Edward, NY about 5 miles away.
The Argyle data picture
The figures below are Argyle's own — Census population, land area and coordinates — followed by the New York rules.
- Population: about 293 people live here, which puts Argyle 570th of 595 Census places in New York (Vintage 2023).
- Population trend: Roughly 0.3% fewer residents than the 2020 Census counted.
- People gained or lost: about 1 fewer since the 2020 base.
- Size percentile: roughly 4% of New York places rank below Argyle.
- Population density: 924 people per square mile on 0.3 square miles of land.
- Land area: Argyle covers 0.3 square miles, the 566th-largest area among New York's 595 places.
- State share: roughly 0.0% of New York's residents live in Argyle (293 people).
- National rank: Argyle sits 15,195th by population among the 19,457 places in this dataset.
- Growth in New York: Argyle stands 128th by percentage change from 2020 to 2023, among 595 places.
- Against the state trend: Argyle's 0.3% change compares with a New York average of -1.1% across its 595 places.
- Density rank: Argyle places 422nd among New York's places by people per square mile.
- Density vs New York: Argyle's 924 people per square mile compare with a state median of 1,515.
- Location: coordinates 43.2363, -73.4907 (US Census Bureau Gazetteer).
- Nearest larger cities: Fort Edward (5 mi); Hudson Falls (7 mi); South Glens Falls (8 mi); Glens Falls (9 mi); Greenwich (10 mi). A branch is convenient; it is not what sets your APR.
- Nearest smaller towns: Old Bennington (28 mi); Galway (31 mi); Newfane (45 mi).
- Within a 50-mile radius: 4 smaller Census places.
- Larger places within 100 miles: 151.
Getting a loan in Argyle
Argyle is moderately settled, with about 924 people per square mile and 54 larger places within 50 miles. What is available to Argyle's 293 borrowers is set by New York licensing and your own credit, not by how many branches are nearby. For a larger market, the closest option is Fort Edward, NY about 5 miles away.
How New York law applies in Argyle
The rows below set out what a licensed lender must follow in New York, and so for Argyle's roughly 293 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | New York State Department of Financial Services (DFS) Source says: "Notify the Department of Financial Services at (800) 342-3736 if you believe payday loans are being made in New York" | New York State Department of Financial Services as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 16% per annum maximum civil rate (Banking Law 14-a; General Obligations Law 5-501) Source says: "The maximum rate of interest provided for in section 5-501 of the general obligations law shall be sixteen per centum per annum." | New York State Senate (Open Legislation) as of 2026-09-16 |
| Payday lending status | Illegal in New York State, in person, by telephone, or over the Internet Source says: "Payday loans are illegal in New York State." | New York State Department of Financial Services as of 2026-09-16 |
Argyle: area, density and distance
The Census Gazetteer records about 0.3 square miles of land within Argyle, with no significant water area listed. That land carries about 924 people per square mile. The largest place in New York, New York, lies about 179 miles away. Counting outward 50 miles, 54 larger communities surround Argyle. The 100-mile radius contains 151 larger places.
Inside a Argyle personal loan
Argyle is a small community of about 293 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Because pricing is borrower-level, two people in Argyle can be quoted different APRs on the same amount and term. Because the payment is fixed, the total cost of a Argyle loan is knowable in advance — unlike a revolving card balance.
Where Argyle sits in New York
Set beside New York's 595 places, Argyle ranks 570th by population and holds about 0.0% of the state total. For population change between 2020 and 2023, Argyle ranks 128th of 595 in New York (about the 78th percentile). By density, at about 924 people per square mile, it ranks 422nd in New York. In land area, Argyle ranks 566th among New York's 595 places.
Common questions
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Nearby places
- Fort Edward, NY — population 3,145
- Hudson Falls, NY — population 7,376
- Greenwich, NY — population 1,667
- South Glens Falls, NY — population 3,717
- Schuylerville, NY — population 1,350
- Glens Falls, NY — population 14,507
- Victory, NY — population 675
- Fort Ann, NY — population 473