Personal loans in Argyle, NY

By population, Argyle sits at 570th in New York, with an estimated 293 residents. Argyle is a small community in New York, with an estimated 293 residents, and every licensed lender here follows the same state rulebook.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

The trend for Argyle between 2020 and 2023 is downward by roughly 0.3%. Rate-shopping from Argyle costs nothing at pre-qualification, where a soft pull leaves your credit file alone. To lend to Argyle's 293 residents, a company must hold a New York licence, and each sourced row below names the regulator behind it. The closest larger city is Fort Edward, NY about 5 miles away.

The Argyle data picture

The figures below are Argyle's own — Census population, land area and coordinates — followed by the New York rules.

Getting a loan in Argyle

Argyle is moderately settled, with about 924 people per square mile and 54 larger places within 50 miles. What is available to Argyle's 293 borrowers is set by New York licensing and your own credit, not by how many branches are nearby. For a larger market, the closest option is Fort Edward, NY about 5 miles away.

How New York law applies in Argyle

The rows below set out what a licensed lender must follow in New York, and so for Argyle's roughly 293 residents.

RuleDetailSource
State lending regulatorNew York State Department of Financial Services (DFS)
Source says: "Notify the Department of Financial Services at (800) 342-3736 if you believe payday loans are being made in New York"
New York State Department of Financial Services
as of 2026-09-16
Maximum legal interest rate (usury cap)16% per annum maximum civil rate (Banking Law 14-a; General Obligations Law 5-501)
Source says: "The maximum rate of interest provided for in section 5-501 of the general obligations law shall be sixteen per centum per annum."
New York State Senate (Open Legislation)
as of 2026-09-16
Payday lending statusIllegal in New York State, in person, by telephone, or over the Internet
Source says: "Payday loans are illegal in New York State."
New York State Department of Financial Services
as of 2026-09-16

Argyle: area, density and distance

The Census Gazetteer records about 0.3 square miles of land within Argyle, with no significant water area listed. That land carries about 924 people per square mile. The largest place in New York, New York, lies about 179 miles away. Counting outward 50 miles, 54 larger communities surround Argyle. The 100-mile radius contains 151 larger places.

Inside a Argyle personal loan

Argyle is a small community of about 293 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Because pricing is borrower-level, two people in Argyle can be quoted different APRs on the same amount and term. Because the payment is fixed, the total cost of a Argyle loan is knowable in advance — unlike a revolving card balance.

Where Argyle sits in New York

Set beside New York's 595 places, Argyle ranks 570th by population and holds about 0.0% of the state total. For population change between 2020 and 2023, Argyle ranks 128th of 595 in New York (about the 78th percentile). By density, at about 924 people per square mile, it ranks 422nd in New York. In land area, Argyle ranks 566th among New York's 595 places.

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Argyle if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Argyle is the same as anywhere in New York.
What loan size can I expect in Argyle?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Argyle?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Argyle cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

Nearby places

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