Personal loans in White Salmon, WA
For a borrower among the roughly 2,583 residents of White Salmon, a personal loan is a tool whose cost turns on the terms, not the address. About 2,583 people live in White Salmon, placing it 151st of 281 Census places in Washington.
From the 2020 Census base to the 2023 estimate, the population rose by about 3.9%. Lenders active in White Salmon report to a Washington supervisor, identified in the sourced rows below. Get pre-qualified with several lenders, then compare APR rather than the headline rate for a White Salmon loan. The nearest larger city is Hood River, OR about 2 miles away.
White Salmon: population, trend and location
Here is the sourced Census picture for White Salmon, plus the Washington lending rules that apply to a loan taken out here.
- Population: 2,583 people, a figure that places White Salmon 151st among the 281 Census places in Washington (US Census Bureau, Vintage 2023).
- Population trend: Up about 3.9% from the 2020 Census base to the 2023 estimate.
- Absolute change: 98 residents added between 2020 and 2023.
- Size percentile: bigger than about 46% of the places in Washington, with 2,583 residents in White Salmon.
- Density: the Census land area of 1.5 sq mi holds about 1,679 people per square mile.
- Land area rank: White Salmon's 1.5 square miles rank 165th of 281 places in Washington.
- State share: roughly 0.1% of Washington's residents live in White Salmon (2,583 people).
- National rank: White Salmon sits 6,745th by population among the 19,457 places in this dataset.
- Growth in Washington: White Salmon stands 82nd by percentage change from 2020 to 2023, among 281 places.
- Versus Washington: the state average change is +2.8%, while White Salmon moved 3.9%.
- Density rank: White Salmon places 124th among Washington's places by people per square mile.
- Density vs Washington: White Salmon's 1,679 people per square mile compare with a state median of 1,518.
- Location: 45.7284 / -121.4854, per the US Census Bureau Gazetteer.
- Nearest larger cities: Hood River (2 mi); The Dalles (18 mi); Goldendale (33 mi); Washougal (43 mi); Sandy (44 mi). Lenders licensed in the state serve White Salmon whether or not they keep a local branch.
- Smaller towns nearby: Bingen (1 mi); Mosier (5 mi); Cascade Locks (19 mi).
- Smaller neighbours: 12 places smaller than White Salmon sit within 50 miles.
- At 100 miles: 72 larger Census places fall inside that radius.
What a White Salmon borrower is actually offered
Most loans made to White Salmon's 2,583 residents are unsecured, so nothing is pledged and the lender relies on your credit history. The rate you see advertised is a range, not a promise, until a lender reviews your file in White Salmon. The term you choose in White Salmon decides the split between a comfortable payment and the total interest you pay.
Getting a loan in White Salmon
At roughly 1,679 people per square mile, White Salmon is moderately settled; 10 larger places lie within 50 miles. Distance to a branch rarely matters for White Salmon's 2,583 residents: the application is online and the price follows your credit file. The nearest bigger place is Hood River, OR about 2 miles away.
The state rulebook for White Salmon
When Washington does not publish a figure, the row links to the source instead of inventing a number; White Salmon is bound by the same rules.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Washington State Department of Financial Institutions (DFI) Source says: DFI licenses and regulates financial institutions and service providers in Washington. | Washington State Department of Financial Institutions (DFI) as of 2026-09-16 |
| Payday lending status | Licensed; small loans capped at $700 or 30% of monthly income, max 45 days, fees 15% on first $500 and 10% above (RCW 31.45) Source says: Payday lenders must be licensed by DFI — including online lenders that do business with Washington residents. | Washington State Department of Financial Institutions (DFI) as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer Loan Company license required (Consumer Loan Act, RCW 31.04.035) Source says: No person may engage in any activity subject to this chapter without first obtaining and maintaining a license in accordance with this chapter. | Washington State Legislature (RCW) as of 2026-09-16 |
Land, water and location for White Salmon
The Census Gazetteer records about 1.5 square miles of land within White Salmon, with no significant water area listed. The resulting density is about 1,679 people per square mile. Seattle, the largest place in Washington, is about 137 miles from White Salmon. White Salmon has 10 larger places within a 50-mile radius. By land area it ranks 165th of 281 Washington places.
Where White Salmon sits in Washington
Set beside Washington's 281 places, White Salmon ranks 151st by population and holds about 0.1% of the state total. On the 2020-to-2023 trend, White Salmon stands 82nd among Washington's 281 places — roughly the 71th percentile. At about 1,679 people per square mile, White Salmon is the 124th most densely settled place in Washington. The population moved by about 98 people between 2020 and 2023, a 3.9% shift.
Common questions
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Nearby places
- Bingen, WA — population 774
- Hood River, OR — population 8,346
- Mosier, OR — population 463
- The Dalles, OR — population 15,786
- Cascade Locks, OR — population 1,359
- Stevenson, WA — population 1,621
- Dufur, OR — population 631
- North Bonneville, WA — population 1,422