Personal loans in White Hall, AR

An estimated 5,437 people make their home in White Hall, a figure that ranks 65th in Arkansas. A single loan can carry different costs on either side of a state line, and White Hall sits on the Arkansas side of that line. Population in White Hall dropped about 2.6% over the three years from 2020 to 2023. The closest larger city is Pine Bluff, AR about 6 miles away.

What the Census records for White Hall

Only a few things actually differ by place — population, area, location, and the Arkansas rules a lender must follow — and they are below.

• Population: about 5,437 people live here, which puts White Hall 65th of 500 Census places in Arkansas (Vintage 2023).
• Population trend: Down about 2.6% from the 2020 Census base to the 2023 estimate.
• Net change: roughly 146 fewer people than the 2020 Census counted.
• Size percentile: with 5,437 residents, White Hall is larger than about 87% of Arkansas's Census places.
• Density: roughly 770 residents per square mile, spread over 7.1 sq mi of land.
• By land area: White Hall ranks 87th among Arkansas's 500 places, at 7.1 sq mi.
• Water: White Hall holds about 0.08 square miles, the 68th-largest water area in Arkansas.
• State share: roughly 0.3% of Arkansas's residents live in White Hall (5,437 people).
• National rank: White Hall sits 4,605th by population among the 19,457 places in this dataset.
• Growth rank: White Hall ranks 355th among Arkansas's 500 places for the 2020-to-2023 change.
• Versus Arkansas: the state average change is +0.3%, while White Hall moved 2.6%.
• Density rank: White Hall is the 101st most densely settled place in Arkansas.
• Density in context: White Hall's 770 people per square mile sit against a Arkansas median of 386.
• Location: mapped by the US Census Bureau at 34.2752, -92.1006.
• Nearest larger cities: Pine Bluff (6 mi); Bryant (32 mi); Benton (34 mi); Little Rock (34 mi); Stuttgart (35 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
• Smaller communities within reach: Sherrill (11 mi); Redfield (12 mi); Altheimer (15 mi).
• Within a 50-mile radius: 52 smaller Census places.
• Within 100 miles: 32 places are larger than White Hall.

Lender access in White Hall

With about 770 residents per square mile, White Hall is moderately settled, and 12 larger Census places sit within 50 miles. Whether White Hall has a local branch or not, a Arkansas-licensed lender can serve its 5,437 people online on the same terms. The nearest larger city, Pine Bluff, AR about 6 miles away.

Where White Hall sits

Inside White Hall's boundaries lie roughly 7.1 square miles of land and 0.08 square miles of water. That land carries about 770 people per square mile. The state's population centre of gravity, Little Rock, is roughly 34 miles away. A 50-mile radius around White Hall takes in 12 places that are larger. The 100-mile radius contains 32 larger places.

A pre-application checklist for White Hall

Before you apply in White Hall, a community of about 5,437, work through these steps:

1. Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
2. Model the payment on the calculator before a lender models it for you.
3. Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
4. Make sure the lender appears in the Arkansas regulator's licence list.
5. If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
6. Look for an origination fee or prepayment penalty in the written disclosure.
7. Test the payment against your current bills before you commit.

None of these steps is White Hall-specific: the same Arkansas licensing and disclosure rules reach all 5,437 residents.

White Hall in state context

Within Arkansas, White Hall holds roughly 0.3% of all residents, the 65th-largest share among 500 places. For population change between 2020 and 2023, White Hall ranks 355th of 500 in Arkansas (about the 29th percentile). By density, at about 770 people per square mile, it ranks 101st in Arkansas. By land area, its 7.1 square miles rank 87th of 500 places in Arkansas.

How Arkansas law applies in White Hall

The rows below set out what a licensed lender must follow in Arkansas, and so for White Hall's roughly 5,437 residents.